Automated drones have gone from science fiction to commonplace over the last ten years. The usefulness of these drones seems to have no end, from military use to agriculture, photography and yes, even insurance! Drones are completely transforming the claims process for auto-insurance policies.
Drone use for auto-insurance claims have made significant headway in improving the speed, accuracy and thoroughness of cost estimation and claims processing following an accident. While the use of this technology is still in the early stages, it’s easy to see how helpful drones will be in assessing automobile accidents in real time.
Currently drones are just being tested, but it’s easy to see how they could quickly become the de-facto response for an automobile crash. As soon as a vehicle is involved in a collision it can send a signal to a nearby UAV station. That station can then immediately dispatch a drone to the crash site to take photos of the accident, assess injuries and even automatically dispatch emergency services if necessary.
This rapid data collection will provide insurers with accurate information, more quickly than ever before. In an ideal scenario, a claim will be filed and processed before the victims of an accident even return home.
Drones will help claims to be paid more quickly, but they can also make accidents more safe by dispatching emergency services. Whereas before accident victims may have had to rely on a good samaritan passing by, automatically dispatched drones will ensure that medical services are notified in a timely and efficient manner. This is particularly true when accidents occur in a more rural area, where there might not be a passerby for hours or even days.
As drones become more reliable and affordable we are going to see them find much more use in the commercial sector. Soon enough you’ll order a package and a drone will deliver it. It’s exciting to think about the possibilities and great to see the insurance industry becoming early adopters of such a transformative tool.
Of course, a drone can’t help you file a claim if you don’t have an insurance policy to begin with! To learn more about the policies available for you, reach out to TGS Insurance at www.tgsinsurance.com.