Your Rate:


Proposals For:


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Step 2: Enter some information about your home

Final Home Questions

The Loss History is the number of individual losses (property and liability coverage combined) experienced for this address during the preceding three years.

Does this home have any damage due to Hurricane or Tropical Storm Harvey that has not been completely repaired by a professional contractor?

How Do You Want to Pay?

Payment Frequency*

All credit card payments must be handled by a TGS Insurance Agent. Expect a phone call from your agent to finalize payment.

All eChecks payments must be handled by a TGS Insurance Agent. Expect a phone call from your agent to finalize payment.

Mortgage Information

If you have a mortgage, it is very important that your lender/mortgagee be listed on your insurance policy. Please provide that information below.

Your Total Cost: /yr

Quoted policy includes windstorm coverage where required. No separate policy necessary!

Policy Proposal Details

Deductible: 1%

Wind/Hail Deductible: %

HomeValue: $0

Other Structures:

Personal Property:

Living Expenses:

Personal Liability:

Medical Expenses:

Water Back-Up/Sump Discharge Coverage: Optional

Scheduled Personal Property Coverage: Optional

Flood: Optional

Insurance Premium - HO-3 Policy: /yr

*Coverages are available, but not included in the quoted policy proposal. Listed coverage values can be modified by speaking with your assigned licensed insurance agent.

Quote contingent upon verification of construction type, roof type and age, clear 5-year claims history stated coverage amounts, public protection class, and the distance from the center of your zip code to the nearest coastline. Your actual rate may vary slightly based on actual distance-to-coast. Some carriers utilize insurance credit scoring and the homeowner’s age in their rating. When quoting those carriers, we presume a 51 year old with average credit. Actual policy may be lower with above average credit or recent roof replacement. Monthly rate presumes payment by mortgage escrow. Direct bill is available by e-check or credit card.

Coverage Type – Homeowners Insurance Policy (HO-3) – A Homeowners Insurance policy is a package policy that covers your home and personal property, plus loss of use, personal liability, and medical payments.

Your Current Policy – Upon acceptance of this new policy, we will assist in the cancellation of your current policy and ensure you receive any applicable refund for unearned premium. This typically arrives as a check 2-4 weeks after the completion of the new transaction.

Payment Options – Your new policy can follow the same set-up as your current policy. If escrowed, we will handle those communications with your mortgage company. If you do not escrow, you can elect to pay for the entire year at one time or select a monthly billing, 10-Pay, 4-Pay, or 2-Pay billing optiondepending on carrier selection.