The last few years in the United States have brought with them record-setting weather events. From hurricanes, to tornadoes and massive floods. Americans have been awakened to the harsh reality that with climate change, severe weather is going to become more frequent. That makes it all the more important to have the proper insurance policies in place, so no matter what weather you may face, you know your bank account can weather the storm.
While more severe weather patterns bring with them a host of problems, one of the more pervasive seems to be flooding. The number one thing you can do is make sure you have a flood insurance policy with an ample amount of coverage. After that, there are some simple steps you can take to better protect your home from unexpected flood damage.
While it can be a real pain, it’s incredibly important to keep your gutters clean and clear. Gutters are designed to help your home deal with waterflow in a safe manner. If those gutters are clogged up with leaves and debris, they can easily clog and not do their job. That can cause water to see into your home through unexpected places, and can even cause structural damage to your roof over time. Keeping your gutters clean is an easy way to help protect your home from unexpected water damage.
A little bit of water in the wrong spot can do a ton of damage. If you have certain utilities like a water heater, furnace or electrical panel taking the time to elevate them off the ground can save you thousands of dollars worth of damage. It doesn’t have to be a big project, even putting them on top of something like a simple wooden pallet can make all the difference if water starts seeping in.
Install A Pump
If you live in a house with a basement, a sump pump is a fantastic tool to own. They are relatively inexpensive, and if you hook it up to a generator can even function during a power outage. They literally just pump water out of your basement if it starts flooding so the damage doesn’t spread to the rest of the house.
If climate change experts are to believed, these destructive weather patterns in the United States are going to get more frequent and more severe as time goes on. If you do own a home in the U.S. there is no better time than right now to do everything you can to protect it, and your finances from mother nature.
If you have any questions about your current insurance policies, or want to learn about your options for purchasing a new one, reach out to TGS Insurance at www.tgsinsurance.com to learn more.