Do I Need Pet Insurance?

Most people understand the importance of investing in the correct insurance policies for themselves, but, unfortunately, do not do the same for their pets. Yes, modern veterinary innovations are allowing our pets to live longer than ever before. However, these innovations often have steep costs associated with them. No one wants to find themselves in a situation where they have to choose between their bank account and the life of their pet. That’s why, if you are a pet owner, it’s essential to invest in pet insurance! We see a lot of misconceptions surrounding pet insurance, which is why we’ve decided to write this article and dispel the three most common myths associated with investing in an insurance policy for your pet.

It’s Too Expensive

Pet insurance is not as expensive as most people think, and it’s certainly less expensive than the average treatment costs for certain issues. For example, the average cost of fixing the ingestion of a foreign object is about $3000-and that’s one of the cheaper ones. Is your pet suffering from hip dysplasia? That’ll run you about $7000. Cancer? That’ll be $9000. To put that in perspective, the average pet insurance policy is less than $60 a month. Don’t put yourself in a position where you have to choose between money or your pet. Get pet insurance.

My Dog Is Young & Healthy

Young dogs get injured too! They tend to eat dangerous things and that youthful energy can often lead to accidental injuries. Yes, older dogs are more likely to suffer from an illness, but illness is one of many issues your pet could run into. Investing in the right pet insurance policy will ensure you pet is protected no matter what situation arises.

I’ll Just Set Aside Money For Emergency Care

This is known as self-insuring, and is not advisable. Yes, this can work if you have a lot of liquid assets ready to go, but often people need time to set aside the funds for something like this. What happens if your pet gets injured before then? Also, self-funding tends to cost more in the long run if your pet does have problems.

People protect themselves and their assets by investing in the correct insurance policies, and they should do the same for their pets. Take the time to research your options and find out if pet insurance is right for you. The staff at TGS Insurance are experts on the subject, and are always happy to help. Visit www.tgsinsurance.com for more information.