Captive vs Independent Insurance Agency: What’s the Difference? In order to understand the benefits of using an independent insurance agent, it’s essential to recognize what sets them apart. Insurance agencies can be sorted into two categories: captive and independent. A captive agency is tied to one insurance carrier, which means these agents are biased to […]
Continue Reading...TGS Blog
Requirements for Classic Car Insurance Classic car insurance is designed to protect your unique, vintage cars in storage and on the road. These policies are tailor-made to fit each vehicle, so when seeking coverage for a classic car, it’s important to pay attention to the following requirements: >> TGSI TIP: Ask your insurance agent about […]
Continue Reading...What is Electric Vehicle Insurance? Electric vehicles can be complex, but when it comes to auto insurance, they’re surprisingly simple. Auto insurance policies are written in the exact same way for gasoline-powered and electric vehicles alike. In short, electric vehicle insurance is just auto insurance! While these policies may look the same, insuring an electric […]
Continue Reading...What is Homeowners Insurance Non Renewal? Receiving the news that you can’t just automatically renew your home insurance policy can be shocking and stressful. The good news is this: it doesn’t come completely out of nowhere. Unlike a policy cancellation, which can happen at any time, a non renewal can only occur at the end […]
Continue Reading...With hurricane season in full force, South Carolina residents living on the coast must protect their homes from the upcoming storms. Understanding how windstorm insurance works in these areas is the first step in adequately protecting your home. The South Carolina Wind and Hail Underwriting Association, also known as Wind Pool, is an association of […]
Continue Reading...Do You Need to Tell Your Homeowners Insurance About Home Renovations? When taking on new home renovations, your homeowners insurance policy might not be the first thing on your mind. However, for many home renovation projects, you will need to inform your insurance agent. Whether it’s a big project involving reconstruction of part of your […]
Continue Reading...Understanding the Texas Windstorm Certificate of Compliance The Texas Windstorm Certificate of Compliance is one of many eligibility requirements for coverage by the Texas Windstorm Insurance Association (TWIA). This certificate is proof that your home measures up to the wind resistance requirements set by the Texas Department of Insurance (TDI). Generally, an inspector will need […]
Continue Reading...What Is Vacation Liability RV Insurance? Simply put, vacation liability RV insurance is a type of liability coverage that protects you when your RV is parked at a campsite. Liability coverage is generally the part of your insurance policy that will help you pay for things like lawsuits or medical bills if you’re at fault […]
Continue Reading...A new roof can lower your premium 5% to 35% depending on your building materials, location, and insurance carrier.
Continue Reading...Home Insurance Discounts for Home Security Home security systems have become more accessible than ever before. Insurance carriers are looking to reward you for reducing the risk of damage to your home with these safety measures! Although discounts will vary depending on your home insurance carrier and the quality of your security system, you could […]
Continue Reading...