Renting is a challenge. Some of the things you own won’t fit into your new rental property, but you don’t want to get rid of them. So, what do you do? You can rent a storage unit! But what if something happens to your belongings there? Does renters insurance cover storage units? The answer is […]
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What is HO-14 Insurance? The Insurance Service Office (ISO) released several updates to homeowner insurance policy forms in May 2022, including a new renters insurance form called HO-14. This new form and endorsements give renters more comprehensive coverage than the former HO-4 insurance. How is HO-14 Insurance Different From HO-4 Insurance? There are two main […]
Continue Reading...With the endless amounts of technology available to us, why not invest in something that will save your home, belongings, and wallet from damage? Smart water leak detectors are a great IoT addition to your home to help avoid paying out-of-pocket for burst pipes and flooding. What is IoT? The term IoT, or the Internet […]
Continue Reading...Insurance policies cover you in the event of a “peril,” which is something that causes or can cause a loss. Events that constitute perils vary from policy to policy. So what is open peril vs. named peril coverage? Coverage for “open perils” means you are possibly covered in the event of any peril unless it has […]
Continue Reading...Being a safe driver is commendable and you can be rewarded by your insurance provider for it. With all the different options that are available for auto insurance, picking the right one can be challenging without some guidance. One option for drivers is Usage-Based Insurance. What is Usage-Based Car Insurance? Usage-Based Insurance (UBI) is a […]
Continue Reading...What is an Auto Insurance Deductible? A car insurance deductible is the amount you’ll be held responsible for paying out of pocket for an accident before your insurance company will pay anything. Your deductible is subtracted from the estimated insured damage amount that you file a claim for; what you are left with is the […]
Continue Reading...Having a pool is a necessity in the grueling heat of Texas summer and the perfect way to stay cool. You can relax on a float, work out with some laps and play games! However, it can be a liability, especially when insurance is involved. Known as an attractive nuisance in the insurance world, getting […]
Continue Reading...They say everything is bigger in Texas, and the state’s problem with uninsured drivers is no exception. It is estimated that there are 4 million cars on Texas roads without the state’s minimum required 30/60/25 in liability coverage; that’s almost 20% of all vehicles on the road in the state! The state established TexasSure in […]
Continue Reading...When we think of July Fourth, we often think of enjoying a day off from work with pool parties, barbecues, and fireworks. While the day is often filled with laughter and celebration, it’s also typically one of the year’s busiest days for fires. According to the National Fire Protection Association, fireworks start an average of 18,500 […]
Continue Reading...As frustrating as hitting a pothole can be, they’re a common occurrence for all drivers despite our best efforts to not hit one. Learn more about how auto insurance works to protect you against potholes.
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