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Based on 1,391 reviews
Tieesha's experience allowed her expedite the package we were looking for. She carefully explained every aspect of our policy and carefully answered all questions.
Mohammad and tre were very informative and helpful in finding me me home and auto insurance.
Excellent service by Mary. Would highly recommend saved 5,000.00 dollars.
Mohammad was great. Wonderful to work with. Very nice and personable. Found the best rate.
Friendly and prompt service, best rates, and good follow up from initial inquiries. The only hiccup was the charging of an agency fee, which we've never been charged before, that was removed after a brief discussion. They made it right, so.....5 stars.
Lila was beyond amazing. She was patient with all my questions and answered them to my complete satisfaction. She exemplifies what professional customer service is all about.
Talk to me about ways of savings for your home and auto insurance. Gave me that savings amount in a length of time. Was not pushy, a calm way. Thanks
Trey was prompt, knowledgeable; he called me when he told me he was going to call; the best thing he did he saved me $1100.00 between home auto and umbrella insurance. Thank you!
Jose Isaac Longoria
The personal was great and the car insurance was a better deal than I had. The home insurance I had was better than they offered.
I was at a loss, with knowing where to find the right insurance, TG went well and beyond in helping me with my needs.
I was very pleased with Daniel Delgado, who helped me through the process of obtaining Automobile Insurance and Homeowners Insurance. He was amazing and patient and explained the process to me beyond what was expected.
I never give a perfect score, the agent did a very good job in her presentation and followed up in a timely manner. As a result I have sent her a referral and have taken out coverage for my car and will be doing the home coverage soon...
Texas Renters Insurance
Renters insurance is a severely overlooked coverage. A study by Progressive, one of our carriers, estimates that only 37% of renters carry proper renters insurance. That’s a whopping 63% of the renting population that is leaving themselves vulnerable to major expenses due to circumstances completely out of their hands. It is a common misconception that renters insurance is not necessary because the landlord should have insurance. However, it is important to remember that while the landlord does hold insurance for the property, everything inside the walls is yours and needs to be protected by you. Texas renters insurance is an inexpensive option that can not only provide you with peace of mind during a catastrophe, it is there to protect your possessions and protect you from liabilities, including potential lawsuits.
What Does Texas Renters Insurance Cover?
Typical renters insurance coverage includes:
- Renters Personal Property Coverage: This coverage protects your personal belongings, from furniture to TVs to cell phones, etc, against loss or damage caused due to a covered peril such as a fire. Your belongings are covered no matter where they are- even if you bring them outside your residence to a friend’s.
- Renters Personal Liability Protection: This coverage protects you in the case that someone is injured on your property, from medical costs to potential lawsuits.
- Additional Living Expenses: This coverage will pay your additional living expenses if you are unable to live in your home or apartment due to a covered loss
How Much is Renters Insurance in Texas?
In Texas, the average renters insurance policy costs $15/month. However, the actual cost of your renters insurance is dependent on many variables including the amount of coverage you will require, the value of the things you wish to insure, the location of the home or apartment you are renting, your credit score, and more.
Is Renters Insurance Required in Texas?
No, renters insurance is not required by law by the state of Texas.
Although renters insurance is usually voluntary, some landlords may require it as a condition for leasing their property. This helps landlords limit their liability and keep their tenants protected; however, voluntary renters insurance is a great value in and of itself.
Relative to many other types of insurance, renters insurance is an inexpensive option that can come in handy during some of the darkest times of your life. Nobody enjoys thinking about negative forces working against them; however, with over 1.6 million home invasions a year, among other startling statistics involving robberies, more than 358,000 fires every year, and other destructive forces around us, renters insurance can help limit the aftermath should tragedy come your way. If you consider the cost of replacing all of the things you’ve worked hard for due to an unfortunate peril, it starts to add up very quickly. It’s easy to see how a good renters insurance policy can save you from financial and emotional distress in your time of need.
How To Get Renters Insurance
The independent insurance agents at TGS Insurance Agency are here to find you the best plan available that fits your customized needs at the absolute best price. We will work with you to determine your needs and then do the heavy lifting by searching our many a-rated carriers to find you the best deal. You can even bundle your renters insurance with other policies for added savings and discounts.
Texas Renters Insurance FAQs:
Can my landlord require renters insurance in Texas?
Yes, in the state of Texas your landlord is allowed to require renters insurance.