Save On Home Insurance in Venice, FL | TGS Insurance Agency

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Homeowners Insurance  »  Florida  »  

Venice

TGS Insurance Agency: Making Home Insurance Simple with Expert Service and Great Rates

 

TGS Insurance Agency is proud to be an independent agency working with over 55 top-rated insurance carriers. This enables us to offer you a diverse range of comprehensive home insurance solutions designed to meet your unique needs. We make the home insurance shopping process easy by taking on the hard work for you. Our dedicated agents start with an instant, free quote and continue to customize your coverage, uncovering all potential discounts along the way. Our commitment to superior service ensures you get the best protection and savings without any hassle. We shop. You save. It’s truly that easy with TGS Insurance Agency.

 

What Does Home Insurance in Venice Cover?

 

Home insurance policies generally encompass several critical types of coverage, offering a broad range of protection:

  • Coverage A: Safeguards your home against damage.
  • Coverage B: Protects additional structures on your property, such as detached garages, sheds, and fences.
  • Coverage C: Covers personal property, including furniture, electronics, and clothing.
  • Coverage D: Provides for additional living expenses if your home becomes uninhabitable due to a covered incident.
  • Coverage E: Offers personal liability protection, covering claims resulting from accidents on your property.
  • Coverage F: Pays for medical expenses incurred by non-household members injured on your property.

When it comes to home insurance in Venice, you have plenty of choices. Standard policies typically protect against various losses, including damage from weather events, theft, and accidents. However, not all policies are the same. That’s why working with a knowledgeable agent is essential to help you navigate the complexities of home insurance and customize your coverage to meet your specific needs. Whether you require more protection for your personal belongings or extra liability coverage, we’re here to ensure you’re fully protected.

 

What is the Typical Cost of Home Insurance in Venice?

 

For TGS Insurance customers in Venice, the average annual cost of home insurance is $3,194. This average is calculated for homes with an average value of $398,798 and includes windstorm and hail coverage with a 2% deductible. The cost of your policy can fluctuate based on various factors, such as the age, value, and location of your home, as well as your credit score and coverage preferences. At TGS Insurance Agency, we offer flexible options to help you tailor your policy to your needs and budget. Start with a free instant home insurance quote by entering your address above to find the perfect fit for your coverage needs.

 

Average Homeowners Insurance Costs by Coverage Level in Venice

 

Determining the cost of replacing your home is crucial for setting the appropriate dwelling coverage limit on your home insurance policy. This limit directly influences your insurance premium. Accurate replacement cost estimates not only affect your annual premium but also help prevent underinsurance in the event of a total loss. Below, you’ll find the average annual home insurance costs in Venice, Florida, based on different dwelling coverage levels specified in the policy.

 

Dwelling Coverage LimitsAverage Annual Premium (incl. Windstorm & Hail Coverage)
$300,000 - $399,999$2,807
$400,000 - $499,999$3,366
$500,000 - $599,999$3,700
$600,000 - $699,999$4,420
$700,000 - $799,999$6,204
$800,000 - $899,999$7,067

 

Home Insurance Costs by Zip Code in Venice

 

Many local factors can influence home insurance rates in Venice, varying even within different zip codes. Elements such as crime rates, the risk of natural disasters (such as floods, earthquakes, or wildfires), and even how close your home is to a fire station can affect your premiums. In Venice, the ZIP code with the highest average premium is 34285. The average cost for that ZIP code is $3,983.

 

The Impact of Home Age on Venice Home Insurance Rates

 

Insurance companies assess home insurance rates based on various factors, including the age of the property. Older homes typically face higher insurance premiums because they often come with aged electrical, plumbing, and heating systems, posing increased risks for fires and water damage. Furthermore, older homes may not meet the latest building codes and may be constructed with materials that have degraded over time. On the flip side, newer homes are generally built with advanced materials and technologies, adhere to current safety regulations, and include modern security features, reducing the risk of damage and lowering insurance rates.

 

How Insurance Companies Determine Your Home Insurance Premiums

 

Different insurance carriers can charge varying rates for home insurance due to a number of reasons. Each company has its own risk evaluation process, taking into account factors such as the home’s location, age, and condition, in addition to the homeowner’s claim history and credit score. Insurers may also offer different types of discounts, like those for bundling policies, installing security systems, or having a no-claims history. Furthermore, carriers’ approaches to assessing regional risks and past natural disasters can lead to differences in premium costs. The quality of customer service and the financial health of the insurer can also play a role in determining rates, with well-established firms possibly pricing their policies higher due to their stability and comprehensive coverage. Consequently, it is vital for homeowners to shop around and compare quotes from various carriers to find the best deal.

 

Zip Codes in Venice TGS Insurance Covers

  • 34275
  • 34284
  • 34285
  • 34292

Didn’t find your zip code? No problem! We provide assistance to homeowners all over Florida to secure the best home insurance. Kick-off with a free instant quote by entering your address above.

TGS Insurance is Venice's Premier Home Insurance Provider

Venice neighborhood

Venice, Florida, is a picturesque coastal city known for its beautiful beaches, historic downtown, and Venetian-inspired architecture. The city offers a mix of outdoor activities, cultural events, and a relaxed coastal lifestyle, making it a popular destination for tourists and residents.

Venice neighborhood

At TGS Insurance Agency, we offer personalized insurance coverage tailored to meet the unique needs of our Venice residents. Our dedicated team delivers exceptional service and competitive rates. Protect what matters most with a free quote today.

Key Home Statistics in Venice

28,150

Total Population in Venice, FL

$447,388

Average Home Value in Venice, FL

$68,843

Median Household Income in Venice, FL

69

Median Age in Venice, FL

Trust TGS Insurance in Venice

Data as of December 09, 2024

24,189

Total
Customers

$10.1 B

Total Assets Covered Projected

24,000

Total Homes Insured

9,000

Total Vehicles Insured

Local Home Resources in Venice, FL

Fire Departments
Venice Fire Dept200 Grove St N
Venice, FL 34285
(941) 480-3030
Police Departments
Sarasota County Sheriff4531 STATE ROAD 776
VENICE, FL 34293-5966
9418615800
Venice Police Department1350 Ridgewood Ave
Venice, FL 34292
9414862444
Venice Police Department1350 RIDGEWOOD AVE
Venice, FL 34292-3061
941-486-2444
Venice Police Department401 W VENICE AVE
Venice, FL 34285-2006
941-486-2444
Venice Police Dept1350 Ridgewood Ave
Venice, FL 34292
9414862444
Venice Police Dept-records1350 Ridgewood Ave
Venice, FL 34292
9414862444