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Allen, TX

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How Much Does Allen, TX Home Insurance Cost?

 

Homeowners insurance in Allen, TX costs an average of $1,480 annually. At TGS Insurance, our customers in Allen, TX pay an average of $971 which is an average annual savings of $570. Home insurance policies vary based on numerous factors including your home value and needed coverage levels. Finding out how much you can be saving is as easy as providing your address above- that’s it! 

 

Calculating Premiums for Home Insurance in Allen, TX 

 

Your homeowners insurance premium is calculated based on the risk the insurer would take on by insuring your home. The higher the risk, the higher your premium will be. 

 

Insurers usually assess risk by looking at the property itself and the surrounding area. Property-specific factors include the size of your home, how old it is, and add-ons like swimming pools or guest homes. Regional factors include crime rates, home prices in the area, and the likelihood of a severe weather event or natural disaster in your area. 

 

If you live on a flood plain or a high-risk zone, you can expect to pay a higher insurance premium than someone in a similar home in another area. Likewise, if you live in an area with higher crime rates, that may also raise your home insurance costs in Allen, TX. 

 

Fortunately, you can do certain things to lower your homeowners insurance premium such as installing security systems, motion-sensor lights, and home surveillance cameras to help lower your rates. In addition, having a high credit score will also help lower your premium! 

 

Most Popular Additional Home Coverages in Allen, TX:

 

Windstorm and Hail Coverage: At TGS Insurance, homeowners in Allen, TX won’t have to purchase separate windstorm or hail storm policies, because both are standard with every policy we present at a 2% deductible for each. 

 

Water Backup: Water backup coverage for Allen, TX homeowners includes protection for property damage caused by a clogged sewer line, backed-up drains, or a failed sump pump. Water backup coverage will also provide financial assistance for mold damage caused by water or sewer backup. 

 

Umbrella policies: An umbrella policy is a great way to add additional protection outside of your homeowners insurance policy coverage limits. Homeowners insurance policies offer an average liability limit of $250,000, but if a guest such as a plumber or another visitor in your home were to get injured in your home, you’d be liable to pay the difference if the damages exceed your liability limit. This is why umbrella policies are a popular option for those looking for the most protection. 

 

Advantages of Securing Home Insurance with TGS Insurance:

 

  • At TGS Insurance, we make it easy to shop for homeowners insurance. We handle everything from start to finish, including working with your mortgage company and canceling any existing policies you have. It’s peace of mind knowing everything is being handled by a team of professionals! 

 

  • Our team of agents will shop your home insurance policy across 35+ A-rated (or better) carriers to ensure you’ve got the best policy protection for the cheapest rate available. We work with top carriers such as Allstate, Lighthouse, and Progressive, and other notable brands. Our average customer saves $870 per year on homeowners insurance! 

 

  • When you partner with TGS Insurance, you get exceptional long-term care that doesn’t stop after you purchase your first policy with us. Most insurance carriers will slowly increase your rate year after year, but not with TGS Insurance. We’ll proactively shop your policy every year so you’re always getting a great rate without losing any coverage. 

 

Zip Codes in Allen, TX That We Insure:

 

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

  • 75002
  • 75013
  • 75025

Home Insurance Carriers in Allen, TX

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Progressive Logo
Safeco Logo
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Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Allen's Premier Home Insurance Provider

Allen neighborhood

Allen, Texas was founded in 1870 and is located in Collin County. The community provides a neighborly environment with excellent schools, admirable city services, and is best known for its awarding-winning parks and recreation program. TGS Insurance is one of the top insurance providers for Allen residents.

Allen neighborhood

TGS Insurance provides home insurance in Allen from a wide range of different carriers. Allen purchasers all want the same thing - the best home insurance policy at the lowest price. As an independent company with thousands of customers, 35+ carriers, and amazing customer service, we win business from Allen locals daily.

Key Home Statistics in Allen

105,623

Total Population in Allen, TX

$385,206

Average Home Value in Allen, TX

$105,925

Median Household Income in Allen, TX

36

Median Age in Allen, TX

Trust TGS Insurance in Allen

Data as of July 23, 2021

15,000

Total
Customers

$4.27B

Total Assets Covered Projected

13,700

Total Homes Insured

5,200

Total Vehicles Insured

Major Neighborhoods in Allen, TX

Image of Twin Creeks Neighborhood

Twin Creeks

Twin Creeks is located off Sam Rayburn Tollway. The neighborhood features a golf course, playground, community center, resort-style pools, and jogging trails.

Image of Montgomery Ridge Neighborhood

Montgomery Ridge

Montgomery Ridge resides in a superior part of Allen. The community features walking trails, a greenbelt, and nearby shopping and restaurants.

Image of Cottonwood Crossing Neighborhood

Cottonwood Crossing

Cottonwood Crossing is placed along South Jupiter Road. Near the community is Ford Park, The Edge at Allen Station Park, and Hydrous Wake Park.

Image of Watters Crossing Neighborhood

Watters Crossing

Watters Crossing is nestled between Alma Drive and South Watters Road. The neighborhood features a swimming pool and community park.

Image of Waterford Parks Neighborhood

Waterford Parks

Waterford Parks is a luxurious master-planned community with lovely homes. The neighborhood takes pride in its community center with a pool and splash pad.

Image of Glendover Park Neighborhood

Glendover Park

Residents of Glendover Park have the luxury of experiencing nature right in their backyard. The community provides a picnic area, playground, and pool.

Local Home Resources in Allen, TX

Fire Departments
Allen Fire Dept310 Century Pky
Allen, TX 75013
(972) 727-0260
Police Departments
Allen Police Dept205 W Mcdermott Dr
Allen, TX 75013
2145094201
Parker Police Dept5700 E Parker Rd
Allen, TX 75002
9724426999