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Amarillo, TX

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TGS Insurance is Your Trusted Home Insurance Partner in Amarillo, TX

 

How Much Does Amarillo Home Insurance Cost?

 
The average annual home insurance premium paid by TGS Insurance customers in Amarillo is $1,076. This average is based on policies with an average home value of $277,043. Home insurance varies from home to home because it is tailored to your specific home and coverage needs.

Every insurance carrier has its own formula for calculating rates, but they all take into consideration how much risk they’ll take on when insuring your home. Here are some factors they may consider:

  • Local crime rates in your area
  • Weather (if your area is high-risk to natural disasters like hurricanes or tornadoes)
  • The amount of coverage you want
  • Claims history
  • Year built, construction type, and square footage of your home
  • Roof age and condition
  • Remodeling history
  • Proximity to a fire station
  • Proximity to a coastline or other body of water

While these factors cause every home insurance policy to be unique, we have proudly been able to save our customers throughout Texas an average of $870 per year when they make the switch to us. At TGS Insurance, we shop and compare your home insurance policy from 35+ highly-rated carriers to find you a policy that is both balanced in coverage and price.  To see how much you could be saving, start with a free quote by entering your address above
 

Comparing The Cost of Homeowners Insurance in Amarillo By Home Value

 
Below is a comparison of the average home insurance quote from TGS Insurance Agency in Beaumont, by home value. Home value is one of many factors that influences your home insurance rate. Below, home values are rounded to the nearest $25,000 so $150,000 includes homes in the $125,000 to $175,000 range, etc.

Home ValueAverage Annual Premium (incl. Wind Coverage)
$150,000$870
$200,000$881
$250,000$1,009
$300,000$1,119
$350,000$1,268
$400,000$1,369
$450,000$1,435
$500,000$1,614
$550,000$1,701
$600,000$1,838
$650,000$2,066
$700,000$2,107
$750,000$2,324
$800,000$2,257
$850,000$2,745
$900,000$2,391
$950,000$2,687
 

Protecting Your Home in a Natural Disaster and Extreme Weather

 
Unfortunately, there is no way to avoid some weather-related claims because natural disasters are just a part of life. If your home encounters a devastating event such as a hurricane or tornado, it’s important that you have the right amount of coverage so you don’t have to pay out-of-pocket for damages. Though you can’t escape the unexpected, having the right home insurance policy in place from TGS Insurance will provide peace of mind knowing you’re protected in any event!

Natural Disasters and Extreme Weather in Amarillo, TX: 

  • Number of extreme weather events (1950-2010)1: 4,146
  • Most common event (1950-2010)1: Hail (3,053)
  • Number of tornadoes stronger than or equal to F2 (1950-2010)1: 61

 

Common Home Insurance Questions from Our Customers In Amarillo, TX

 

Does Amaraillo homeowners insurance cover tree damage?

 

Your homeowners insurance policy will cover the costs incurred from tree damage if the damage came from a named peril, such as a storm or lightning. 

 

Does homeowners insurance cover lost jewelry?

 

If your jewelry is lost or damaged because of theft or fire, then it is covered by your homeowners insurance policy. If you have high-value items that exceed your standard homeowners insurance policy limits, you’ll need to purchase Jewelry Insurance to ensure those items are fully covered.

 

Are fires covered by home insurance?

 

Home insurance will cover the losses associated with fire if the fire was started accidentally from a named peril such as lightning or was deemed unpreventable. You also have loss-of-use in your policy, which will cover the cost of a hotel if your home is deemed unlivable due to a fire. 

 

Our Local, Independent Agents Ready to Help You With Your Amarillo, TX Homeowners Insurance:

 
At TGS Insurance Agency, you’re not just a policyholder, you’re our client and we work for YOU, not the insurance carrier. Our agents will work diligently to always ensure you have the best homeowners insurance policy for all of your needs at the best price available. Our value exceeds just a good quote; we take care of any customer service needs you may have as well as shop your policy every year when it’s time to renew to always make sure you’ve got the best policy for your home. Get started with a FREE instant quote by entering your address above! 
 

Zip Codes in Amarillo, TX That We Insure:

 

  • 79101
  • 79102
  • 79103

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Footnotes

1. USA.com

Home Insurance Carriers in Amarillo, TX

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Progressive Logo
Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Amarillo's Premier Home Insurance Provider

Amarillo neighborhood

Amarillo, TX is nestled in the center of the Texas Panhandle and is a part of the Great Plains. The city’s western culture is embodied by its natural attractions like the Palo Duro Canyon and Amarillo Botanical Gardens. Amarillo, TX is famous for its gorgeous landscape, theater, music, and history, as well as the Don Harrington Discovery Center and Space Theater. And because everything is bigger in Texas, Amarillo, TX is also home to the world-famous Big Texan Steak Ranch and their massive 72oz. steak.

Amarillo neighborhood

At TGS Insurance, it’s our goal to provide Amarillo, TX homeowners the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from Amarillo, TX residents every day because we’re a five-star rated agency with thousands of customers and provide an exceptional customer service experience from start to finish!

Key Home Statistics in Amarillo

199,371

Total Population in Amarillo, TX

$155,760

Average Home Value in Amarillo, TX

$52,725

Median Household Income in Amarillo, TX

33

Median Age in Amarillo, TX

Trust TGS Insurance in Amarillo

Data as of August 02, 2021

15,000

Total
Customers

$4.27B

Total Assets Covered Projected

13,700

Total Homes Insured

5,200

Total Vehicles Insured

Major Neighborhoods in Amarillo, TX

Image of Puckett Neighborhood

Puckett

Puckett is located towards the southwest portion of Amarillo with plenty of shops and eateries including the Puckett Plaza and is a short distance from The Summit Shopping Center.

Image of Pleasant Valley Neighborhood

Pleasant Valley

Located in north Amarillo, Pleasant Valley is home to various shops and restaurants with recreational parks and the Ross Rogers Golf Course all nearby as is the Wonderland Amusement Park.

Image of Soncy Neighborhood

Soncy

Soncy is a vibrant development featuring a growing number of shops and restaurants in the southwest protion of Amarillo. Residents settled here can access Cadillac Ranch or downtown with ease once reaching I-40.

Local Home Resources in Amarillo, TX

Fire Departments
Amarillo City - Fire Department- AFD Public Information Officer3501 S Osage St
Amarillo, TX 79118
(806) 378-9340
Amarillo City - Fire Department- Fire Prevention821 S Johnson St
Amarillo, TX 79101
(806) 378-4238
Amarillo Fire Dept11311 Airport Blvd
Amarillo, TX 79111
(806) 335-4402
Fire Marshall310 S Van Buren St
Amarillo, TX 79101
(806) 378-3025
Police Departments
Amarillo Police Detective Div200 Se 3rd Ave
Amarillo, TX 79101
8063784262
Potter County Sheriff's Office608 S Pierce St
Amarillo, TX 79189
8063792900
Randall County Sheriff's Dept9100 S Georgia St
Amarillo, TX 79189
8064685800