Azle Homeowners Insurance Made Easy with Quick, Accurate Quotes!
How Much is Home Insurance in Azle?
Homeowners in Azle, TX pay an average of $1,920 a year on home insurance. By using TGS Insurance to shop for homeowners insurance, our average insurance policy costs Azle homeowners $1,641 a year for an average savings of $279 a year with some clients saving even more!
Average Home Value in Azle, TX
The average home in Azle is valued at $224,798 and has risen since 2011 by more than $94,000!
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Comparing the Average Cost of Homeowners Insurance in Azle, TX By Dwelling Coverage Limit
|Coverage Level||Average Annual Premium|
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Azle, TX.
What Does Azle Home Insurance Cover?
Homeowners living in Azle, TX have many home insurance policy options with the most popular policy being an HO3 home insurance policy. This policy protects you, your home, and personal possessions from several named perils including explosions, fire, lightning strikes, vandalism, theft, damage from automobiles, damage from aircraft, falling objects, and many others!
What Additional Coverage Options Are Available?
There is a wide range of additional coverage options available for homeowners to choose from. Each home is different and TGS Insurance understands this and the challenges it may bring. We assist our clients by tailoring their homeowners policies to their specific needs. Learn more about some of the add-ons TGS Insurance provides its clients:
Flood insurance: Flood events are one of the most disruptive and costly events a homeowner can face. Your homeowners insurance covers a lot of perils but without a separate flood policy, you will be stuck paying for the damages on your own. With 1 in 4 home flood claims coming from outside of flood zones, every home is vulnerable to flooding with this policy being imperative to protecting your home.
Windstorm coverage: Homeowners should also consider windstorm and hail coverage to protect from the devastation that can be brought by tornadoes, severe thunderstorms, tropical storms, and hurricanes. For every homeowners insurance policy we issue in Azle, TX, we automatically write in a 2% wind/hail deductible for maximum protection. Coverage can be easily customized based on your needs!
Water Backup Damage: Drainage problems and sewer backup are expensive repairs without proper coverage, paying for this out of pocket can set homeowners back thousands. TGS Insurance provides Water Back-Up/Sump Discharge Coverage to our clients which can protect damages starting at $5,000 and reaching beyond $25,000 depending on your policy.
Jewelry Insurance: Your homeowners insurance will cover a set limit of valuables but if you have pieces of jewelry that exceed your policy limit, you will need to purchase additional coverage. Jewelry insurance helps you protect valuable pieces from theft, damage, or in the event it is lost.
Umbrella Policy: Homeowners with larger homes and things such as swimming pools or luxury cars may find themselves in a lawsuit that exceeds what their standard homeowners policy will cover. For these homeowners, an umbrella liability policy can protect them and their assets from becoming lost due to a lawsuit.
Advantages of Teaming Up with TGS Insurance for Your Azle Home Insurance Needs:
- TGS Insurance ensures that you are receiving the best coverage options for the least amount of money by comparison shopping rates for you. We work with over 35 top-rated insurance companies to provide more coverage options at a better rate for our clients.
- We service our clients from start to finish. Your enrollment process, making sure everything is in place, and even working with your mortgage provider for a seamless process. TGS Insurance handles everything you need to stay protected.
- Our next-level customer service means you are more than a policy number and you will receive a dedicated agent that is ready to continue helping you save you money. Year after year, we continue to monitor rate increases and if your premiums will rise for renewal, we will find you the best rate for the same coverage all over again.
Zip Codes in Azle, TX That We Insure:
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!