Save On Home Insurance in Blue Ridge, TX | TGS Insurance Agency

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Blue Ridge, TX

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Homeowners Insurance  »  Texas  »  

Blue Ridge

Blue Ridge Home Insurance Made Easy: We Shop. You Save.


How Much is Home Insurance in Blue Ridge?


Homeowners in Blue Ridge, TX pay an average of $1,940 a year on home insurance. By using TGS Insurance to shop for homeowners insurance, our customers save an average of $870 a year on their premiums with some saving substantially more!

 Average Home Value in Blue Ridge, TX


The average home in Blue Ridge, TX is valued at $271,148 and has risen since 2011 by $130,114!

*This data is provided by Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.

Comparing the Average Cost of Homeowners Insurance in Blue Ridge, TX By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium
$75k Dwelling$1,668
$150k Dwelling$2,235
$200k Dwelling$2,606
$350k Dwelling$3,663
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Blue Ridge, TX.

What Does Home Insurance Cover?


The most popular policy option for homeowners in Blue Ridge, TX, is the HO3. This policy protects you, your home, and personal possessions from several named perils including fire, smoke damage, vandalism, theft, sudden and accidental damage of specific household systems, damage from an aircraft or automobile, and many others!


What Additional Coverage Options Are Available?


TGS Insurance has several additional coverage options for homeowners to help protect themselves from a variety of perils. Every home is different and TGS Insurance understands this means the challenges our clients face can also be different. We assist our policyholders by tailoring their homeowners policies to their specific needs through additional coverage options. Learn more about some of the add-ons TGS Insurance provides its clients:


Flood insurance: Flood insurance protects your home from flood events that occur outside of your home brought in from things like excessive rain or a swimming pool overflowing.  TGS Insurance provides the best flood insurance rate to our clients by shopping private and government-issued flood policies to find the best coverage for the lowest price.


Windstorm coverage: Windstorms and hail can also bring substantial damage. We offer our clients coverage options that protect them from the damage left by tornadoes, severe thunderstorms, tropical storms, and hurricanes. At TGS Insurance, we automatically include a 2% wind/hail deductible into every policy we issue and coverage can be easily customized based on your needs!


Water Backup Damage: TGS Insurance provides Water Back-Up/Sump Discharge Coverage to our clients to avoid paying for these costly repairs due to drainage and sewer issues out of pocket. This coverage protects damages beginning at a minimum of $5,000 and can even beyond $25,000 depending on your policy limits.


Jewelry Insurance: Jewelry that exceeds the limit set by your homeowners insurance will require additional coverage to stay protected. If you have an excessively valued piece of jewelry, you’ll need jewelry insurance.


Umbrella Policy: An umbrella liability policy protects homeowners with things such as luxury cars and lavish swimming pools from excessive lawsuits that surpass what theory normal homeowners insurance policy may cover.


Advantages of Teaming Up with TGS Insurance for Your Blue Ridge Home Insurance Needs:


  • We provide our clients with the coverage they need for the best rate on the market. Working with TGS Insurance gains our clients access to a variety of coverage options through our 35+ top-rated insurance carriers. TGS Insurance comparison shops your coverage and delivers the best rate without cutting your protection.


  • From start to finish, TGS Insurance takes care of your enrollment for a seamless process. We can even work with your mortgage company to make sure everything is in place and ready to protect you and your home.


  • TGS Insurance helps our clients avoid unsightly rate increases in the future. If your policy is ready to renew and you are facing an increase in premiums, your agent will find the best price for your coverage all over again, year after year. At TGS Insurance, you are more than just a policy number.


Zip Codes in Blue Ridge, TX That We Insure:


  • 75424

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Blue Ridge, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Blue Ridge's Premier Home Insurance Provider

Blue Ridge neighborhood

Blue Ridge is a small town located northeast of Dallas. The community was established in 1876 and is a part of Collin County. Blue Ridge boasts in providing a great quality of life and is very passionate about preserving the environment. TGS Insurance Agency is one of the top home insurance carriers for Blue Ridge residents.

Blue Ridge neighborhood

TGS Insurance works with top-rated carriers and only offers the best home insurance policy at a great rate to Blue Ridge natives. As an independent agency with thousands of customers, 35+ carriers, and exceptional customer service- we win business from Blue Ridge residents daily.

Key Home Statistics in Blue Ridge


Total Population in Blue Ridge, TX


Average Home Value in Blue Ridge, TX


Median Household Income in Blue Ridge, TX


Median Age in Blue Ridge, TX

Trust TGS Insurance in Blue Ridge

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured