Save On Home Insurance in Boerne, TX | TGS Insurance Agency

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Boerne, TX

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With TGS Insurance, Finding The Right Boerne Home Insurance Policy is as Easy as 1-2-3


How Much is Home Insurance in Boerne, TX?

The average cost for home insurance in Boerne is $1,147 for TGS Insurance Agency customers. This average is based on an average home value of $360,405 and includes windstorm coverage. While every home insurance policy is different and contingent on several factors, including your home’s value and the type of coverage you need, we are proud to say we have been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above- in just a few minutes, you could be saving too!

Comparing the Average Cost of Homeowners Insurance in Boerne, TX By Home Value

Below is a comparison of the average home insurance quote provided by TGS Insurance Agency within two of the most common home value ranges for Boerne, Texas. Home value is just one of many factors that influences your home insurance premium.

Home ValueAverage Annual Premium (incl. Wind Coverage)

Am I Required to Have Homeowners Insurance in Boerne?

While it may not be the law, if you are a homeowner then you need home insurance. Oftentimes, you will find that lenders will not grant you a mortgage if you do not have at least a minimum form of homeowners insurance coverage. However, cookie-cutter coverage is not enough. You should have a home insurance policy that is tailored to the specific protection you require. 

At TGS Insurance Agency we help you find the home insurance policy that transcends the standard level of protection and gives you the personalized coverage that you need. To us, you’re not just a policy number, you’re our client. We are dedicated to finding you a policy that meets your specific coverage needs. 


Common Additional Home Coverages in Boerne, TX


Jewelry, Fine Arts & Collectibles Coverage


Many home insurance policies will have a set limit, typically $2,500, to protect and cover your valuables. Therefore, for more valuable pieces and collections, you’ll need additional coverage. Our agents can help identify gaps in coverage and find you the right add-on to cover your valuables. 


Windstorm/Hail Coverage


The threat of damage from windstorm and hail events are well known for homeowners in Boerne, TX. Wind and hail claims are among the most common filed in the area. TGS Insurance understands the importance of protecting your home from windstorms and hail and automatically adds this protection for our homeowners with a 2% deductible. We provide customized home insurance coverage to fit your needs!


Flood Coverage

Homeowners may be surprised to learn that flooding is not a covered peril in basic policies. As many as 25% of all flood claims come from homes outside of flood zones and the average claim is around $43,000. TGS Insurance helps homeowners stay protected by shopping both private and government-issued flood insurance policies. By shopping both types of policies, we’ve been able to save our customers an average of $634 a year on their flood insurance.  Our average customer at TGS Insurance spends only $528 a year on their flood insurance policy! 

The Benefits of Partnering with TGS Insurance for Your Boerne Home Insurance Needs:


  • TGS Insurance prides itself on helping homeowners in Boerne, TX save money. We shop over 35 top-rated insurance carriers to find the best coverage available for the lowest rate on the market.


  • We make the entire enrollment process as easy as possible for our customers. Our agents can even work with your mortgage company for a smooth transition and to ensure your coverage needs are met. TGS Insurance will also help with policy edits as needed and be there through the claims process should you ever need to make a claim or adjustment to your policy.


  • Year after year, TGS Insurance continues to fight for you by comparing your home insurance coverage with other options should your face a rate increase. Your TGS Insurance agent will find the lowest rate for the best coverage once again and keep you covered for less.


Working with TGS Insurance Agency Means Service and Support You Can Count On!

At TGS Insurance Agency, we take pride in our commitment to work closely with each client to find the right home insurance solution for their needs. We also provide an unmatched level of customer service that gives the policies and packages that we sell more value- including our regular policy reviews to make sure that you continue to receive the best rate on the market year after year.

Home Insurance Carriers in Boerne, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Boerne's Premier Home Insurance Provider

Boerne neighborhood

Boerne, TX is located in the beautiful Texas Hill Country and is a short commute to San Antonio, TX. The city was originally named in honor of German writer, Ludwig Börne and was known as a haven for intellectuals in the 1800s. Boerne, TX still boasts a rich, Texas history while still staying true to its German roots. Residents have an abundance of activities to choose from, including outdoor activities that celebrate the city's gorgeous landscape. From Cascade Caverns, Cave Without a Name, Cibolo Nature Center to antiquing at Fickle Pickles Antiques and Pickles- there's no shortage of fun in Boerne, TX.

Boerne neighborhood

TGS Insurance provides homeowners insurance in Boerne, TX from dozens of different carriers. Boerne, TX customers all want the same thing - the best homeowners insurance policy at the lowest price. As an independent company with thousands of customers, 35+ carriers, and amazing customer service, we win business from Boerne, TX residents every single day.

Key Home Statistics in Boerne


Total Population in Boerne, TX


Average Home Value in Boerne, TX


Median Household Income in Boerne, TX


Median Age in Boerne, TX

Trust TGS Insurance in Boerne

Data as of May 28, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Boerne, TX

Image of Trails of Herff Ranch Neighborhood

Trails of Herff Ranch

Trails of Herff Ranch is a small family-friendly neighborhood in East Boerne with plenty of neighborhood amenities, walkability to two schools, and easy access to Boerne City Park!

Image of Cordillera Ranch Neighborhood

Cordillera Ranch

Cordillera Ranch is a master-planned community in west Boerne that provides luxury resort-style living in the heart of the Hill Country. Residents enjoy a golf club, tennis and swim club, and more!

Image of Fallbrook Neighborhood


Fallbrook is a gated-community located near I10 off Old Fredericksburg Rd by Fair Oak Pkwy in Boerne. Amenities include a pool, park, playground, and club house.

Image of Esperanza Neighborhood


Esperanza is a master-planned community in Boerne that successfully combines nature and convenience. Residents enjoy 300 acres of parks, 15 miles of trails, and more!

Image of Napa Oaks Neighborhood

Napa Oaks

Napa Oaks is a gated-community located on the southwest side of Boerne along I10 providing a short commute to San Antonio employers.

Image of Champion Heights Neighborhood

Champion Heights

Champion Heights is minutes away from downtown Boerne and is convenient to both I10 and HWY46. Residents enjoy a prime Boerne location, beautiful trails, a lush green belt, and top area schools!

Local Home Resources in Boerne, TX

Fire Departments
Boerne Fire Dept726 N Main St
Boerne, TX 78006
(830) 249-8645
Sisterdale Volunteer Fire Dept
Boerne, TX
(830) 324-6737
Police Departments
Boerne City - Police Department400 E Blanco Rd
Boerne, TX 78006
(830) 249-8645
Boerne Police Dept400 E Blanco Rd
Boerne, TX 78015