With TGS Insurance, Finding The Right Boerne Home Insurance Policy is as Easy as 1-2-3
How Much is Home Insurance in Boerne, TX?
The average cost for home insurance in Boerne is $1,147 for TGS Insurance Agency customers. This average is based on an average home value of $360,405 and includes windstorm coverage. While every home insurance policy is different and contingent on several factors, including your home’s value and the type of coverage you need, we are proud to say we have been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above- in just a few minutes, you could be saving too!
Comparing the Average Cost of Homeowners Insurance in Boerne, TX By Home Value
Below is a comparison of the average home insurance quote provided by TGS Insurance Agency within two of the most common home value ranges for Boerne, Texas. Home value is just one of many factors that influences your home insurance premium.
| Home Value | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $325,000-$375,000 | $1,146 |
| $375,001-$425,000 | $1,155 |
Am I Required to Have Homeowners Insurance in Boerne?
While it may not be the law, if you are a homeowner then you need home insurance. Oftentimes, you will find that lenders will not grant you a mortgage if you do not have at least a minimum form of homeowners insurance coverage. However, cookie-cutter coverage is not enough. You should have a home insurance policy that is tailored to the specific protection you require.
At TGS Insurance Agency we help you find the home insurance policy that transcends the standard level of protection and gives you the personalized coverage that you need. To us, you’re not just a policy number, you’re our client. We are dedicated to finding you a policy that meets your specific coverage needs.
Common Additional Home Coverages in Boerne, TX
Jewelry, Fine Arts & Collectibles Coverage
Many home insurance policies will have a set limit, typically $2,500, to protect and cover your valuables. Therefore, for more valuable pieces and collections, you’ll need additional coverage. Our agents can help identify gaps in coverage and find you the right add-on to cover your valuables.
Windstorm/Hail Coverage
The threat of damage from windstorm and hail events are well known for homeowners in Boerne, TX. Wind and hail claims are among the most common filed in the area. TGS Insurance understands the importance of protecting your home from windstorms and hail and automatically adds this protection for our homeowners with a 2% deductible. We provide customized home insurance coverage to fit your needs!
Flood Coverage
Homeowners may be surprised to learn that flooding is not a covered peril in basic policies. As many as 25% of all flood claims come from homes outside of flood zones and the average claim is around $43,000. TGS Insurance helps homeowners stay protected by shopping both private and government-issued flood insurance policies. By shopping both types of policies, we’ve been able to save our customers an average of $634 a year on their flood insurance. Our average customer at TGS Insurance spends only $528 a year on their flood insurance policy!
The Benefits of Partnering with TGS Insurance for Your Boerne Home Insurance Needs:
- TGS Insurance prides itself on helping homeowners in Boerne, TX save money. We shop over 35 top-rated insurance carriers to find the best coverage available for the lowest rate on the market.
- We make the entire enrollment process as easy as possible for our customers. Our agents can even work with your mortgage company for a smooth transition and to ensure your coverage needs are met. TGS Insurance will also help with policy edits as needed and be there through the claims process should you ever need to make a claim or adjustment to your policy.
- Year after year, TGS Insurance continues to fight for you by comparing your home insurance coverage with other options should your face a rate increase. Your TGS Insurance agent will find the lowest rate for the best coverage once again and keep you covered for less.
Working with TGS Insurance Agency Means Service and Support You Can Count On!
At TGS Insurance Agency, we take pride in our commitment to work closely with each client to find the right home insurance solution for their needs. We also provide an unmatched level of customer service that gives the policies and packages that we sell more value- including our regular policy reviews to make sure that you continue to receive the best rate on the market year after year.
