Save On Home Insurance in Cedar Park, TX | TGS Insurance Agency

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Cedar Park, TX

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Homeowners Insurance  »  Texas  »  

Cedar Park

Cedar Park Home Insurance Made Easy: We Shop. You Save.


How Much is Homeowners Insurance in Cedar Park, TX?

The average cost for homeowners insurance in Cedar Park, TX is about $1,474 per year but can vary depending on where you live, the type of home you own, and various other factors looked at by different carriers. Texas is ranked fifth in the nation for highest home insurance rates, with the average Texan paying $3,429 annually. On average, customers in Texas who switch to TGS Insurance save an average of $870 per year on their homeowners insurance policy!

Comparing the Average Cost of Homeowners Insurance in Cedar Park, TX By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium (incl. wind coverage)
$75k Dwelling$1,143
$150k Dwelling$1,530
$200k Dwelling$1,786
$350k Dwelling$2,511
*Data is from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit with a brick home between 10-34 years of age in Cedar Park, TX.


Building Comprehensive Cedar Park, TX Home Insurance Coverage Tailored To Your Needs

The amount you pay for your homeowners insurance depends on several things including your home’s location, square footage, building materials, deductible, etc., but a primary factor is how much coverage you want. Every home and situation is different, so an agent can help you determine what type of coverage you should get and how much of each. 


Protection for Your Home

Property or Dwelling coverage will cover the cost of repairs or rebuild of your home if it’s damaged or destroyed by a covered peril such as a fire or earthquake. 


Financial Protection for You and Your Family

Personal Liability Coverage protects you should someone get injured on your property or if their property is damaged and you’re found to blame. It’s imperative when choosing coverage limits, that you take into account how much money you make and what assets you own (cars, savings, etc.) and that your coverage is high enough to protect all of those assets should you be sued. 


Assistance With Medical Coverage for Others

This covers medical expenses for guests who get injured on your property and you’re found at fault. This coverage does not cover you or members of your household. 


Assistance With Additional Living Expenses

If your home becomes inhabitable due to a covered peril such as a fire, your home insurance policy will pay for any additional living expenses incurred. Things such as a hotel room or restaurant meals while your home’s damage is either being fixed or being completely rebuilt. 


Protection for Your Personal Belongings

Your home has appliances, electronics, furniture, jewelry, and other items of value. Personal property insurance helps protect these items financially should they become lost, stolen, or destroyed as a result of a covered loss. 


Scheduled Personal Property Coverage For More Expensive Belongings

If you’re a collector of fine art, antiques, or other items such as jewelry, you may want to talk to your insurance agent about scheduled personal property coverage. This type of coverage adds more financial protection outside of the standard homeowners insurance policy limits. 


If You Rent Out Your Home

If you’re a landlord, you may be able to buy optional liability coverage for risks posed by tenant-occupied dwellings.


We understand that every home and situation is unique and we’re here to help. Talk to us today to see how you can get the best price and value on Cedar Park, TX home insurance tailored just for you!


We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!


Bundling your home and auto insurance can provide policyholders with savings of up to 25%! Do you have a boat? A motorcycle? An RV? Or need an umbrella policy? All of these policies can be bundled together for maximum savings! 

Talk to an insurance agent today about what discounts are available to you when you bundle your insurance policies under the same provider. 

Zip Codes in Cedar Park, TX That We Insure:

  • 78613
  • 78630
  • 78726

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Cedar Park, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Cedar Park's Premier Home Insurance Provider

Cedar Park neighborhood

Cedar Park, TX is one of the fastest-growing suburbs around Austin. The city has all of the suburban amenities anyone could want but still retains a classic small-town charm. Residents have easy access to an abundance of outdoor activities including biking, hiking, fishing, and kayaking at Brushy Creek Lake Park. City-dwellers can also enjoy the Texas Hill Country at any time and watch the famous Texas sunset on Lake Travis. From outdoor activities to fine dining, and live concerts, Cedar Park, TX is full of experiences for everyone to enjoy.

Cedar Park neighborhood

At TGS Insurance Agency, we only work with the best insurance carriers, which is why Cedar Park, TX residents can always expect a superior experience from us. Cedar Park, TX homeowners all want the same thing- a great home insurance policy at a competitive rate. As an independent agency with thousands of customers, 35+ carriers, and top-notch customer service, we win business from Cedar Park, TX residents every day.

Key Home Statistics in Cedar Park


Total Population in Cedar Park, TX


Average Home Value in Cedar Park, TX


Median Household Income in Cedar Park, TX


Median Age in Cedar Park, TX

Trust TGS Insurance in Cedar Park

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Cedar Park, TX

Image of Buttercup Creek Neighborhood

Buttercup Creek

Pools, parks, and plenty of shops and restaurants nearby, Buttercup Creek is a beautiful community nestled in northwest Cedar Park. Residents are a short drive away from Lake Travis and tons of recreational activities.

Image of Creekview Neighborhood


Creekview residents enjoy a beautiful, family-friendly community with a pool and is surrounded by schools, restaurants, and shops. Austin is about a 30 minute car ride away providing the perfect balance of Hill Country suburbian living with access to big city amenities.

Image of Indian Springs Neighborhood

Indian Springs

Located in northwest Cedar Park, Indian Springs offers homeowners beautiful suburbian lifestyle in the heart of Hill Country. Furry friends will love it too as the community is a short drive away from the Cedar Bark Park.

Local Home Resources in Cedar Park, TX

Fire Departments
Cedar Park City - Cedar Park Fire Department911 Quest Pky
Cedar Park, TX 78613
(512) 260-5470
Cedar Park City - City Hall- Public Works- Planning- Fire Department600 N Bell Blvd
Cedar Park, TX 78613
(512) 258-4121
Cedar Park Fire Dept715 Discovery Blvd
Cedar Park, TX 78613
(512) 258-4121
Cedar Park Volunteer Fire Department - Administrative Only220 Old Highway 183
Cedar Park, TX 78613
(512) 258-0696
Cedar Park Volunteer Fire Department - Fire CallsFarm to Market 1431
Cedar Park, TX 78613
(512) 258-3473
Police Departments
Cedar Park Police Dept911 Quest Pkwy
Cedar Park, TX 78630
Cedar Park Police Dept911 Quest Pkwy
Cedar Park, TX 78613