Cedar Park Home Insurance Made Easy: We Shop. You Save.
How Much is Homeowners Insurance in Cedar Park, TX?
The average cost for homeowners insurance in Cedar Park, TX is about $1,474 per year but can vary depending on where you live, the type of home you own, and various other factors looked at by different carriers. Texas is ranked fifth in the nation for highest home insurance rates, with the average Texan paying $3,429 annually. On average, customers in Texas who switch to TGS Insurance save an average of $870 per year on their homeowners insurance policy!
Comparing the Average Cost of Homeowners Insurance in Cedar Park, TX By Dwelling Coverage Limit
|Coverage Level||Average Annual Premium (incl. wind coverage)|
*Data is from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit with a brick home between 10-34 years of age in Cedar Park, TX.
Building Comprehensive Cedar Park, TX Home Insurance Coverage Tailored To Your Needs
The amount you pay for your homeowners insurance depends on several things including your home’s location, square footage, building materials, deductible, etc., but a primary factor is how much coverage you want. Every home and situation is different, so an agent can help you determine what type of coverage you should get and how much of each.
Protection for Your Home
Property or Dwelling coverage will cover the cost of repairs or rebuild of your home if it’s damaged or destroyed by a covered peril such as a fire or earthquake.
Financial Protection for You and Your Family
Personal Liability Coverage protects you should someone get injured on your property or if their property is damaged and you’re found to blame. It’s imperative when choosing coverage limits, that you take into account how much money you make and what assets you own (cars, savings, etc.) and that your coverage is high enough to protect all of those assets should you be sued.
Assistance With Medical Coverage for Others
This covers medical expenses for guests who get injured on your property and you’re found at fault. This coverage does not cover you or members of your household.
Assistance With Additional Living Expenses
If your home becomes inhabitable due to a covered peril such as a fire, your home insurance policy will pay for any additional living expenses incurred. Things such as a hotel room or restaurant meals while your home’s damage is either being fixed or being completely rebuilt.
Protection for Your Personal Belongings
Your home has appliances, electronics, furniture, jewelry, and other items of value. Personal property insurance helps protect these items financially should they become lost, stolen, or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage For More Expensive Belongings
If you’re a collector of fine art, antiques, or other items such as jewelry, you may want to talk to your insurance agent about scheduled personal property coverage. This type of coverage adds more financial protection outside of the standard homeowners insurance policy limits.
If You Rent Out Your Home
If you’re a landlord, you may be able to buy optional liability coverage for risks posed by tenant-occupied dwellings.
We understand that every home and situation is unique and we’re here to help. Talk to us today to see how you can get the best price and value on Cedar Park, TX home insurance tailored just for you!
We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!
Bundling your home and auto insurance can provide policyholders with savings of up to 25%! Do you have a boat? A motorcycle? An RV? Or need an umbrella policy? All of these policies can be bundled together for maximum savings!
Talk to an insurance agent today about what discounts are available to you when you bundle your insurance policies under the same provider.
Zip Codes in Cedar Park, TX That We Insure:
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!