Channelview Home Insurance Made Easy: We Shop. You Save.
Comparison Shop Home Insurance in Channelview from Multiple Carriers in Minutes!
The average cost for homeowners insurance in Channelview, TX is about $1,376 per year, with some customers paying substantially more. Customers who shop their homeowners insurance policy with TGS Insurance save an average of $870 per year! All we need is your address to instantly compare your policy across our bank of 35+ A-rated carriers to find you the best rate and protection for your home. No gimmicks, just great savings!
When It Comes to Channelview Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Individualized Coverage.
The standard homeowners insurance policy in Channelview, TX covers the following:
- Dwelling coverage
- Other structures (Ex: Detached garage or fence)
- Personal property coverage
- Loss-of-us coverage
- Personal liability coverage
- Medical payments coverage
Homeowners insurance offers great coverage for all of the most common perils that could affect your home, but there are still some gaps in coverage you may want to consider filling with a supplemental policy. Let’s take a look at just a few of the add-ons you may want to consider:
- Flood insurance
- Water backup
- Animal liability
- Umbrella policies
- Valuable articles or a floater policy (Ex: jewelry insurance)
Channelview, TX is nestled just along the Texas coastline and is no stranger to some devastating storms that can come in through the Gulf of Mexico. TGS insurance believes homeowners should be protected for any event, which is why we automatically include a 2% wind/hail deductible into every single homeowners insurance policy we issue. It’s peace-of-mind knowing you’ve got all the coverage you need from your homeowners insurance policy, without having to spend a fortune on separate policies.
Comparing the Average Cost of Homeowners Insurance in Channelview, TX By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. wind coverage) |
|---|---|
| $75k Dwelling | $1,783 |
| $150k Dwelling | $2,515 |
| $200k Dwelling | $3,009 |
| $350k Dwelling | $4,422 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Channelview, TX. Includes wind coverage.
Average Home Value in Channelview, TX
In 2020, the average home value in Channelview, TX is $159,938, which is $64,726 more than the average of $95,212 in 2010. Though the value dipped a bit to $87,828 as an all-time low in 2012, the market in Channelview, TX has seen a steady increase every year within the last decade.
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Bundle and Save Even More on Your Homeowners Insurance!
One of the best ways to save on homeowners insurance is to bundle your policy with auto! On average, policyholders can save up to 16% per year when they bundle policies, with some saving substantially more.
Bundling your home and auto policies through TGS Insurance is one of the easiest ways to ensure you’re getting the best rates and policy coverage. Our team of agents will shop your policies across 35+ A-rated or better carriers to find you a winning deal, every single time.
Our Agents Are Ready to Help You With Your Channelview Homeowners Insurance:
Providing homeowners in Channelview, TX with an exceptional home insurance policy at an excellent rate is at the heart of what we do. We don’t believe our clients should have to break the bank for good insurance coverage. Our team of dedicated agents delivers a stress-free and easy way to shop for homeowners insurance, giving you peace-of-mind knowing you’re insured by the best because you’re working with the best.
