Cypress Homeowners Insurance Made Easy with Quick, Accurate Quotes!
Comparison Shop Home Insurance in Cypress, TX from Multiple Carriers in Minutes
As an independent insurance agency, we’re carrier agnostic so we don’t work for one insurance provider, we work for you! When you input your address, your policy is immediately shopped against our bank of A-rated (or better) carriers to find you the best policy possible to fit your needs in seconds.
How Much is Home Insurance in Cypress, TX?
The average cost of homeowners insurance in Cypress is about $2,237/year. The average TGS Insurance policy for Cypress is $1,747 which means our customers are saving an average of $490 per year. Don’t wait, find out how much you could be saving too!
How Much is Flood Insurance in Cypress, TX?
The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in Cypress pay $444 per year- that’s a total average savings of $190 per year! The average flood insurance policy takes 30 days to go into effect and some policies won’t be written due to storms, so don’t delay and get your flood insurance policy in Cypress, Texas today.
What does Cypress Home Insurance Cover?
Cypress homeowners insurance provides financial protection for your home and personal belongings should weather-related or catastrophic events cause them harm. A typical Cypress homeowners insurance policy will cover your home, any detached structures, and personal belongings such as art, electronics, furniture, jewelry, and other valuables depending on your policy. Your home insurance policy will also include protection for loss of use of your home and financial assistance in the event that someone were to injure themselves while they are on your property.
Additional Coverages for Your Cypress Home Insurance Policy
Homeowners in Cypress, TX must protect their homes from the various unique weather-related challenges their homes will face. Additional coverages can help protect your home from gaps in coverage. For example, contrary to popular belief, flood damage is not covered by your standard homeowners insurance policy and you will need a separate flood insurance policy to stay protected. Most home insurance policies will cover common perils such as theft/vandalism, explosions/fire, and hail/windstorms unless it’s specifically excluded.
Insurance Coverage for Hail Damage in Cypress
Hail storms can leave devastating damage and for homeowners in Cypress, TX, protecting your home is imperative. Over the past 15 years, the Cypress, TX area has recorded at least one significant hail storm each year. The result? Damages to your roof and home costing homeowners thousands of dollars because hail is not always included as a typical peril of your policy.
THE TGS DIFFERENCE: TGS Insurance automatically provides your home with write-in protection from hail as part of your standard Cypress home insurance policy with a 2% hail/windstorm deductible that can easily be customized for your needs. We believe protection from all the elements should be the standard.
Insurance Coverage for Windstorm Damage in Cypress
Windstorms are popular throughout Texas and Cypress is no exception. From hurricanes to tornadoes, homeowners need to consider windstorm coverage to protect from these extreme weather events. Windstorm coverage provides financial assistance and protection should your home and/or personal belongings suffer from damage due to a tornado, hurricane, tropical storm, or any other named peril.
THE TGS DIFFERENCE: We keep you protected by automatically writing-in protection from windstorms as part of your standard Cypress homeowners insurance policy with a 2% windstorm/hail deductible. You can add or remove coverage based on your needs- customized windstorm insurance built for you!
Insurance Coverage for Flood Damage in Cypress
Hurricane Harvey was a wake up call that proved that even if you believe you are safe from flooding, your home is still vulnerable regardless of where you live. In Cypress, flood insurance can average $400-2,000 a year depending on where your home is located. The average TGS Insurance flood insurance policy in Cypress, Texas is $444 per year. Considering 20-25% of all flood insurance claims come from homes outside of flood zones and some insurances cannot be written during a storm, it is important to get flood insurance ahead of time to keep your home protected. You can even bundle your home insurance policy for better coverage at the best rate in town!