Save On Home Insurance in Cypress, TX | TGS Insurance Agency

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Cypress, TX

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Cypress Homeowners Insurance Made Easy with Quick, Accurate Quotes! 

Comparison Shop Home Insurance in Cypress, TX from Multiple Carriers in Minutes

As an independent insurance agency, we’re carrier agnostic, so we don’t work for one insurance provider; we work for you! When you input your address, your policy is immediately shopped against our bank of A-rated (or better) carriers to find you the best policy possible to fit your needs in seconds. 

How Much is Home Insurance in Cypress, TX?  

The average cost of homeowners insurance in Cypress is about $2,237/year. The average price of home insurance for TGS Insurance customers in Cypress is $1,747, which means our customers are saving an average of $490 per year. Don’t wait, find out how much you could be saving too!

How Much is Flood Insurance in Cypress, TX?  

The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in Cypress pay $444 per year- that’s a total average savings of $190 per year! The average flood insurance policy takes 30 days to go into effect, and some policies won’t be written due to storms, so don’t delay and get your flood insurance policy in Cypress, Texas, today.

What does Cypress Home Insurance Cover? 

Cypress homeowners insurance provides financial protection for your home and personal belongings should weather-related, or catastrophic events cause them harm. Depending on your policy, a typical Cypress homeowners insurance policy will cover your home, any detached structures, and personal belongings such as art, electronics, furniture, jewelry, and other valuables. Your home insurance policy will also include protection for loss of use of your home and financial assistance if someone were to injure themselves while they are on your property.

Additional Coverages for Your Cypress Home Insurance Policy

Homeowners in Cypress, TX, must protect their homes from the various unique weather-related challenges their homes will face. Additional coverages can help protect your home from gaps in coverage. For example, contrary to popular belief, flood damage is not covered by your standard homeowners insurance policy, and you will need a separate flood insurance policy to stay protected. Most home insurance policies will cover common perils such as theft/vandalism, explosions/fire, and hail/windstorms unless it’s expressly excluded. 

Insurance Coverage for Hail Damage in Cypress

Hail storms can leave devastating damage, and for homeowners in Cypress, TX, protecting your home is imperative. Over the past 15 years, the Cypress, TX area has recorded at least one significant hail storm each year. The result? Damages to your roof and home costing homeowners thousands of dollars because hail is not always included as a typical peril of your policy.  

THE TGS DIFFERENCE: TGS Insurance automatically provides your home with write-in protection from hail as part of your standard Cypress home insurance policy with a 2% hail/windstorm deductible that can easily be customized for your needs. We believe protection from all the elements should be the standard. 

Insurance Coverage for Windstorm Damage in Cypress

Windstorms are widespread throughout Texas, and Cypress is no exception. From hurricanes to tornadoes, homeowners need to consider windstorm coverage to protect from these extreme weather events. Windstorm coverage provides financial assistance and protection should your home and/or personal belongings suffer from damage due to a tornado, hurricane, tropical storm, or any other named peril.

THE TGS DIFFERENCE: We keep you protected by automatically writing-in protection from windstorms as part of your standard Cypress homeowners insurance policy with a 2% windstorm/hail deductible. You can add or remove coverage based on your needs- customized windstorm insurance built for you! 

Insurance Coverage for Flood Damage in Cypress

Hurricane Harvey was a wake-up call that proved that even if you believe you are safe from flooding, your home is still vulnerable regardless of where you live. The average TGS Insurance flood insurance policy in Cypress, Texas, is $444 per year. In Cypress, flood insurance can average $400-2,000 a year, depending on where your home is located. Considering 20-25% of all flood insurance claims come from homes outside of flood zones, and some insurances cannot be written during a storm, it is essential to get flood insurance ahead of time to keep your home protected. You can even bundle your home insurance policy for better coverage at the best rate in town!

Home Insurance Carriers in Cypress, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Cypress' Premier Home Insurance Provider

Cypress neighborhood

Cypress was established in the early 1800s and has rapidly developed into a community filled with prosperity and flourishing neighborhoods. Located along Highway 290, Cypress is a suburb of Houston in the Northwest area and is home to over 190,000 residents. TGS Insurance is one of Cypress’s biggest home insurance providers.

Cypress neighborhood

Cypress homeowners all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find Cypress residents the best policy. As a locally owned agency with thousands of customers, great customer service and extensive knowledge- we win business from Cypress residents every day.

Key Home Statistics in Cypress


Total Population in Cypress, TX


Average Home Value in Cypress, TX


Median Household Income in Cypress, TX


Median Age in Cypress, TX

Trust TGS Insurance in Cypress

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Cypress, TX

Image of Bridgeland Neighborhood


Bridgeland is along Fry Road which is zoned to the top schools in Texas, high-class amenities, and an excellent source to get in touch with nature.

Image of Towne Lake Neighborhood

Towne Lake

Towne Lake is a community linked by the biggest exclusive lake in the Houston area. If you like water skiing or fine dining, you can have it all from your backyard.

Image of Fairfield Neighborhood


Fairfield is a community that accommodates all ages! It includes numerous parks, pools, recreation center and neighbors the Houston Premium Outlets.

Image of Coles Crossing Neighborhood

Coles Crossing

Coles Crossing is located off Hwy 290 and Barker Cypress. The neighborhood includes playgrounds, pools, fitness center, parks and is near numerous shops and restaurants.

Image of Cypress Creek Lakes Neighborhood

Cypress Creek Lakes

Cypress Creek Lakes is located on Fry Road that encompasses superior amenities, top Cy-fair ISD schools and is near iconic retailers and restaurants.

Image of Blackhorse Ranch Neighborhood

Blackhorse Ranch

Blackhorse Ranch is a community located off Fry Road that has sparkling lakes, a private community golf course, parks, and refreshing swimming pools.

Local Home Resources in Cypress, TX

Fire Departments
Cy-Fair VFD No 720444 Cypresswood Dr
Cypress, TX 77433
(281) 373-1753