We Shop 35+ Carrier to Find You The Best Deal on Your Danbury Home Insurance Every Time
Comparison Shop Home Insurance in Danbury from Multiple Carriers in Minutes!
The average homeowners insurance premium for Danbury, TX homeowners is $1,625 per year. TGS Insurance customers who shop and compare their insurance policies with us save an average of $870 per year! All we need is your address to instantly shop your policy across 35+ A-rated (or better) carriers in 15 seconds or less. Shopping for homeowners insurance has never been this easy!
When It Comes to Danbury Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Individualized Coverage.
The standard homeowners insurance policy in Danbury, TX will cover:
- Dwelling coverage
- Other structures (ex: fence or a detached garage)
- Personal property coverage
- Loss-of-use coverage
- Personal liability coverage
- Medical payments coverage
To fill any gaps in coverage outside of your standard homeowners insurance policy, you can purchase add-ons such as:
- Flood insurance
- Water backup
- Animal liability
- Umbrella policies
- Value articles or floater policy (for additional protection for items such as jewelry)
At TGS Insurance, we want our customers to have peace-of-mind knowing they’re covered for anything. Danbury is located just above the Texas coastline and its imperative homeowners have some sort of windstorm/hail protection. This is why we automatically write in a 2% wind/hail deductible into every single policy we write!
Comparing the Average Cost of Homeowners Insurance in Danbury, TX By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. wind coverage) |
|---|---|
| $75k Dwelling | $2,069 |
| $150k Dwelling | $3,094 |
| $200k Dwelling | $3,746 |
| $350k Dwelling | $5,576 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Danbury, TX. Wind protection is included.
Average Home Value in Danbury, TX
In 2020, the average home value in Danbury, TX is $197,972. When you compare that to $133,710 in 2010, the average home value in Danbury, TX has increased by $64,262 within the past 10 years! Even with a dip in 2012 at $121,375, the city has seen a steady increase since.
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Bundle and Save Even More on Your Homeowners Insurance!
Bundling your home and auto insurance through the same provider is a great way to save money on your premiums. Depending on which carrier you go with, some customers can save an average of 16% annually!
At TGS Insurance, we make it super easy to shop for homeowners and auto insurance in Danbury, TX. Our team of agents will shop your policies through our bank of 35+ A-rated carriers to find you the best rate without skimping on coverage.
Our Agents Are Ready to Help You With Your Danbury, TX Homeowners Insurance:
Helping homeowners save on insurance is what we do best. Our agents will not only find you the best insurance policy possible but also handle everything from A to Z for a seamless shopping experience.
