Save On Home Insurance in Fulshear, TX | TGS Insurance Agency

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Fulshear, TX

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Fulshear Homeowners Insurance Made Easy with Quick, Accurate Quotes! 

Comparison Shop Home Insurance in Fulshear, TX from Multiple Carriers in Minutes

As an independent insurance agency, we’re carrier agnostic so we don’t work for one insurance provider, we work for you! When you input your address, your policy is immediately shopped against our bank of A-rated (or better) carriers to find you the best policy possible to fit your needs in seconds. 

How Much is Home Insurance in Fulshear, TX?  

The average cost of homeowners insurance in Fulshear is about $1,937/year. The average TGS Insurance policy for Fulshear is $1,425 which means our customers are saving an average of $812 per year. Don’t wait, find out how much you could be saving too!

How Much is Flood Insurance in Fulshear, TX?  

In Texas, the average cost of flood insurance is $634 per year through the National Flood Insurance Program (NFIP). TGS Insurance customers in Fulshear can save because our policyholders pay on average only $389 per year– that’s a total average savings of $245 per year! But it is important to act before the threat of flooding is a problem. Flood insurance policies take 30 days to go into effect and some policies can’t be written when there are storms. Don’t delay, get your flood insurance policy in Fulshear, Texas today.

What does Fulshear Home Insurance Cover? 

Fulshear homeowners insurance protects for your home and personal belongings from weather-related or catastrophic events. A typical Fulshear homeowners insurance policy protects your home, detached structures, and personal belongings such as furniture, electronic devices, jewelry, and other valuables depending on your policy. Your home insurance policy also includes coverage for loss of use of your home and financial assistance if someone suffers an injury on your property.

Additional Coverages for Your Fulshear Home Insurance Policy

Staying protected by your homeowners insurance is important but with so many unique weather-related challenges facing homeowners in Fulshear, additional coverages may be necessary. A prime example is flood insurance as flood damage is not covered by your standard homeowners insurance policy, contrary to popular belief. Your homeowners insurance policy covers common perils such as burglaries, explosions, fire, acts of vandalism, hailstorms, and windstorms unless it’s specifically excluded. 

Insurance Coverage for Hail Damage in Fulshear

Fulshear, Texas weather can be unpredictable and produce conditions that lead to hail storms that result in severe roof damage and additional damage to your home costing thousands of dollars. Homeowners are often shocked to find that hail is not always included as a typical peril of your policy.  

THE TGS DIFFERENCE: We care about our customers and automatically add write-in protection from hail as part of your standard Fulshear home insurance policy with a 2% hail/windstorm deductible. We can easily customize your coverage so it always works for you! 

Insurance Coverage for Windstorm Damage in Fulshear

Fulshear residents are well aware of the various wind events that can affect their homes and most homeowners will want to consider windstorm coverage in their homeowners insurance policy. Windstorm coverage can provide financial assistance should your home and/or personal belongings sustain damage due to a windstorm event including tornadoes, tropical storms, hurricanes, or other named perils.

THE TGS DIFFERENCE: TGS Insurance automatically writes-in windstorm protection as part of your standard Fulshear homeowners insurance policy with a 2% windstorm/hail deductible. You can add or remove coverage based on your needs- we deliver customized protection built for you! 

Insurance Coverage for Flood Damage in Fulshear

If Hurricane Harvey proved anything it was that it doesn’t matter how safe you believe your home is, your home faces flooding threats regardless of where you live. As Fulshear, Texas develops, flooding threats are likely to rise and considering that 20-25% of all flood insurance claims come from homes outside of flood zones, it is important to protect your home with a flood insurance policy before it is too late. The average flood insurance policy in Fulshear can cost around $400-2,000 per year. TGS Insurance flood insurance policies average out to only $389 per year! Bundle your flood insurance and homeowners policy for better coverage at the best rate!

Home Insurance Carriers in Fulshear, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Fulshear's Premier Home Insurance Provider

Fulshear neighborhood

Fulshear was established in 1824 and is located in Fort Bend County. It’s a tight-knit community that offers a rural atmosphere, but it’s not too far from the urban life that Katy provides. TGS Insurance Agency is proud to be one of the top insurance agencies for Fulshear residents.

Fulshear neighborhood

At TGS Insurance, it’s our goal to provide Fulshear homeowners with the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from Fulshear residents every day because we’re a five-star rated agency with thousands of customers and provide an exceptional customer service experience!

Key Home Statistics in Fulshear


Total Population in Fulshear, TX


Average Home Value in Fulshear, TX


Median Household Income in Fulshear, TX


Median Age in Fulshear, TX

Trust TGS Insurance in Fulshear

Data as of June 13, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Fulshear, TX

Image of Creek Bend at Cross Creek Ranch Neighborhood

Creek Bend at Cross Creek Ranch

Creek Bend at Cross Creek Ranch is located on Fry Road and Cross Creek Bend Lane. It neighbors Randolph Elementary and Fulshear Bend Pocket Park.

Image of Bradford On The Bend Neighborhood

Bradford On The Bend

Bradford on the Bend is located off of Bowser Road. The neighborhood is on the outskirts of Fulshear but is not too far from the urban attractions.

Image of Fulbrook on Fulshear Creek Neighborhood

Fulbrook on Fulshear Creek

Fulbrook on Fulshear Creek is nestled off of FM 359. Near the area is Fulshear Lake, Fulshear City Office, as well as a range of different local businesses.

Image of Lakes Of Cross Creek Ranch Neighborhood

Lakes Of Cross Creek Ranch

Lakes of Cross Creek is encompassed around a variety of lakes. Near the neighborhood is Adventure Island Waterpark, Flewellen Creek Park and various playgrounds.

Image of Riverwood Forest At Weston Lakes Neighborhood

Riverwood Forest At Weston Lakes

Riverwood Forest at Weston Lakes resides along the Brazos River. The community is in a rural secluded part of Fulshear but isn’t too far from the city attractions.

Image of Weston Lakes Village Neighborhood

Weston Lakes Village

Weston Lakes Village is located on the corner of FM 1093 and Bowser Road. Near the neighborhood is Weston Lakes Country Club and various churches.

Local Home Resources in Fulshear, TX

Fire Departments
Fulshear-Simonton Fire Department30626 5th St
Fulshear, TX 77441
(281) 533-9901
Police Departments
Fulshear Police Dept30603 Fm 1093
Fulshear, TX 77441