Save On Home Insurance in Grapevine, TX | TGS Insurance Agency

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Grapevine, TX

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Comparison Shop Home Insurance in Grapevine from Multiple Carriers in Minutes!

Less than 50% of homeowners comparison shop when their policy is up for renewal and leave potential savings on the table. It’s time to recoup the savings!  At TGS Insurance, our team of agents will take away the hassle of comparing insurance providers by doing the hard work for you! As an independent insurance agency we’re carrier-agnostic, which means we don’t work for one insurance provider, we work for you! When you input your address, we’ll shop our bank of 35+ top carriers to find you the best policy at an exceptional rate in just 15 seconds!

What Does Homeowners Insurance in Grapevine cover?

The majority of home insurance policies include some level of the following types of coverages:

Coverage Acovers damages to your home
Coverage Bcovers damages to additional structures on your property such as detached garages, sheds, or fences
Coverage Ccovers damage to personal property such as furniture, electronics, and clothes
Coverage Dcovers additional living expenses if your home becomes uninhabitable due to a covered loss
Coverage Ecovers personal liability including coverage for claims arising from accidents on your property
Coverage Fcovers medical expenses for injuries occurring on your property for those outside of your household

How Much is Home Insurance in Grapevine, Texas?


The average cost of homeowners insurance in Grapevine is $1,643 among TGS Insurance Agency customers. This average includes windstorm and hail coverage and is based on policies with an average home value of $386,758. Every policy is unique based on the characteristics of the home and coverage needs so rates will vary from home to home and even carrier to carrier. By comparison shopping policies, we are able to find the right policy at the best price without compromising on coverage. On average, we’ve been able to save our customers more than $800/year when they switch to TGS Insurance. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!


Comparing Average Home Insurance Premiums in Grapevine By Dwelling Coverage Levels


Dwelling coverage helps to rebuild or repair your home in the event of a covered loss. It is important that your dwelling coverage limit covers the cost to rebuild your home as it is today. Since dwelling coverage is such a large component of your home insurance policy, your limit on the coverage affects your overall premium. In Grapevine, carrying $100,000-$200,000 in dwelling coverage would result in a premium around $899 per year whereas carrying dwelling coverage worth $400,000-$500,000 would cost around $1,834 per year. 


Home ValueAverage Annual Premium (incl. Wind Coverage)


How Does Home Age Impact Home Insurance Rates in Grapevine, Texas


Many factors impact your home insurance premium, and one of those factors is the age of your home. As your home ages, the need for improvements and repairs increases, increasing the likelihood of filing a claim. For this reason, insurers view older homes as a more significant risk and will often come with a higher home insurance premium to reflect that more substantial risk. 


Keep in mind that age is not the only factor influencing your premium! Other factors insurers often consider include:

  • Location
  • Replacement cost
  • Credit history
  • Claims history
  • Marital Status
  • Breeds of pets
  • Attractive nuisances (swimming pools, trampolines, swing sets, etc.)
  • And more! 


Zip Codes in Grapevine We Insure


  • 75019
  • 75261
  • 76051
  • 76092
  • 76099


Don’t see your zip code? Not a problem! We’re able to help homeowners throughout Texas find the best home coverage for their needs. Get started with a free instant quote by providing your address above. 

Home Insurance Carriers in Grapevine, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Grapevine's Premier Home Insurance Provider

Grapevine neighborhood

Grapevine, TX is nestled in between Fort Worth and Dallas and is known for its re-established 19th and 20th-century buildings along Main Street in downtown Grapevine! When it comes to things to do in Grapevine, TX, the list is endless! The city is filled with shopping, restaurants, wineries, museums, sports, nightlife, spas, and outdoor adventures. It's no wonder why so many people call Grapevine, TX home.

Grapevine neighborhood

Grapevine, TX homeowners all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find Grapevine, TX residents the best policy. As a locally owned agency with thousands of customers, great customer service, and extensive industry knowledge- we win business from Grapevine, TX residents every day!

Key Home Statistics in Grapevine


Total Population in Grapevine, TX


Average Home Value in Grapevine, TX


Median Household Income in Grapevine, TX


Median Age in Grapevine, TX

Trust TGS Insurance in Grapevine

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Grapevine, TX

Image of Russwood Estates Neighborhood

Russwood Estates

Russwood Estates is a family-friendly suburb located in north Grapevine, Texas. Oak Grove Park and Grapevine Lake are both only a short ride away with many other parks, recreational centers, shops, and eateries all around.

Image of Eastwoods Neighborhood


Eastwoods is a beautiful neighborhood featuring some of the most sought-after homes in Grapevine, Texas. Found on the southside of the city, residents are near shops, restaurants, and Glade Crossing Park.

Image of College Heights Neighborhood

College Heights

College Heights is a great community located near the heart of Grapevine, Texas. Charming homes are near everything you could imagine including several medical centers, the Grapevine Towne Center, shops, eateries, Heritage Park, and more.

Image of Placid Peninsula Neighborhood

Placid Peninsula

Placid Peninsula is near Lake Grapevine in Grapevine, TX. This is a great community where water is an important part of its residents’ lives. The perfect family-friendly neighborhood to get away from the hustle and bustle but remain close to city amenities.

Image of Downtown Grapevine Neighborhood

Downtown Grapevine

Downtown Grapevine is filled with historic and charming homes at the heart of the city. Residents can enjoy shops, restaurants, entertainment, and recreations of all sorts with Lake Grapevine only a short drive from their homes.

Image of Shadow Glen Neighborhood

Shadow Glen

Shadow Glen is a lovely community found on the south end of Grapevine, TX. There are malls, additional shops, eateries, and more near the community. Glade Landing Park is also nearby and residents enjoy a short commute to the DFW International Airport.

Local Home Resources in Grapevine, TX

Police Departments
Southlake Police Dept667 N Carroll Ave
Grapevine, TX 76099