We Shop 30+ Carrier to Find You The Best Deal on Your Iowa Colony Home Insurance Every Time
Comparison Shop Home Insurance in Iowa Colony, TX from Multiple Carriers in Minutes!
When you shop and compare home insurance rates it gives you clarity that you are not overpaying or compromising on protection. Over 56% of homeowners don’t shop for their homeowners insurance policy when it is time to renew. At TGS Insurance, we do all the work for you to find you a policy with great coverage for a low price. Shopping for home insurance has never been easier!
How Much is Home Insurance in Iowa Colony, TX?
The average cost for home insurance in Iowa Colony, TX is about $1,203 each year. Our Texas customers save about $870 in homeowners insurance when they switch to TGS Insurance.
Comparing the Average Cost of Homeowners Insurance in Iowa Colony By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $75k Dwelling | $1,721 |
| $150k Dwelling | $2,495 |
| $200k Dwelling | $2,988 |
| $350k Dwelling | $4,388 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Iowa Colony, TX. Includes Wind Coverage.
How Much is Flood Insurance in Iowa Colony, TX?
The average cost for flood insurance in the state of Texas is $634 per year. At TGS Insurance, our Iowa Colony, TX customers pay about $457 per year on flood insurance, which means they are saving $177 annually under the state average!
Since Iowa Colony, TX is located near the Gulf of Mexico, it is considered a high-risk flood area. Iowa Colony, TX homeowners are more likely to experience flooding from hurricanes, tropical storms, and even heavy rainfall that passes through the Gulf. Iowa Colony, TX averages about 51 inches of rain each year and it’s important to consider that just one inch of rain can lead to $25,000 in flood damages. It is important for Iowa Colony, TX homeowners to purchase flood insurance to fill in any gaps your standard homeowners insurance policy doesn’t cover.
Additional Home Coverages Popular in Your Area:
Windstorm Insurance: Windstorm insurance is there to protect your home and personal belongings from damages caused by gusty events such as a hurricane or tornado. Iowa Colony, TX homeowners know these destructive storms can lead to serious and costly damages, so ensuring you have the proper windstorm coverage should be something every homeowner should consider.
Hailstorm Insurance: Normally, hail damage is covered by the standard homeowners insurance policy, but if your home is located in an area where it hails frequently, your insurance provider might not cover you. So it’s important for Iowa Colony, TX homeowners to make sure you have the proper coverage for your home and personal items so you aren’t stuck having to pay out of pocket for hail damage.
Bundle Your Home and Auto Policies for Added Savings!
When Iowa Colony, TX homeowners bundle their home and auto policies together they have the opportunity to save anywhere from 15-20% each year on their insurance premiums!
At TGS Insurance, we take away the stress of bundling your home and auto premiums together. We will shop your policies from our bank of providers to find you the best policies for a great price!
Zip Codes in Iowa Colony, TX That We Insure:
- 77578
- 77583
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
