Save On Home Insurance in Irving, TX | TGS Insurance Agency

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Irving, TX

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TGS Insurance is Your Trusted Home Insurance Partner in Irving, TX


When it Comes to Irving Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance Agency for Personalized Coverage.


A basic homeowners insurance policy will typically cover the following:

  • Damage to your home- both the interior and exterior- by a named peril
  • Additional living expenses for a hotel or house rental if your home becomes unlivable by a covered peril
  • Coverage for your personal belongings
  • Personal liability coverage for damages or injuries sustained by others at your fault


You can purchase supplemental policies to add to your home insurance suite such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Flood policies
  • Windstorm/hail coverage
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)


Irving, TX Home Ownership Costs

Median Home Value (owner-occupied)1: $165,000
Median Household Income1: $61,937

In Irving, TX, home insurance premiums average $2,711 annually. At TGS Insurance, our average Irving, TX customer pays $1,759 per year for homeowners insurance. This means our customers in Irving, TX are saving $952 per year!

If you’re a new homeowner, or simply want to evaluate your current home insurance policy, an independent insurance agent expert at TGS Insurance Agency can help you find the right policy for your home.

Popular Additional Home Coverages in Irving, TX:

Windstorm and Hail Coverage: Residents of Irving understand the damage severe thunderstorms, tornadoes, and even the remnants of tropical storms and hurricanes can cause. Homeowners must protect their homes from these costly, destructive weather events because without the right coverage, you’ll be stuck paying for these repairs yourself. TGS Insurance helps homeowners prepare by automatically including a 2% deductible for any windstorm/hail damage in every homeowners insurance policy we write.

Water Backup: Sewer or drainage backup is an expensive and oftentimes, disgusting, event homeowners may face, one of which your homeowners insurance nor flood insurance won’t cover. Homeowners may be left spending thousands of dollars to repair these damages; however, TGS Insurance provides add-on protection that can help you restore $5,000-$25,000+ worth of damages due to these events.

Flood Insurance: One of the biggest misconceptions involving home insurance is that they cover flood events. Unfortunately, homeowners who are unaware that flood events require flood insurance may be caught in a costly situation. As many as 20-25% of flood claims come from homes outside of flood zones, so even homes not deemed to be at risk should remain covered with a flood insurance policy to avoid paying for expensive costs in the aftermath of a flood.

Common Home Insurance Questions from Our Customers Near Irving, TX


Does homeowners insurance cover damage to a neighbor’s property?

While different coverages will have different terms, many homeowners insurance carriers will provide a set limit of coverage should you cause damage to your neighbor’s property. It is important to note that this does not typically include trees, as your neighbor’s insurance would be responsible in most cases. Speak with your agent about your specific policy terms to learn more.

Does homeowners insurance cover water damage from rain?

Rain damage from a roof damaged in a storm can be covered by your homeowners insurance, but for flood events that occur outside of your home and then enter your home, you’ll need additional coverage. For better protection, we recommend all homeowners add a flood insurance policy to protect against these weather-related perils.

Is foundation repair covered under homeowners insurance?

Yes, your foundation can be covered by your homeowners insurance, but only if the damage is a result of a sudden, accidental event.

Our Local, Independent Agents Are Ready to Help You With Your Irving, TX Homeowners Insurance:

TGS Insurance has a knowledgeable team of expert agents that work for you, not an insurance brand. Our team is ready to find the right protection for your home by shopping for the lowest rates in Irving, TX without sacrificing coverage. Our agents provide savings and peace of mind all delivered through world-class customer service.




Home Insurance Carriers in Irving, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Irving's Premier Home Insurance Provider

Irving neighborhood

Irving, Texas is known for its illustrious arts including the Irving Arts Center, diversity, and extensive corporate roots including being the home to multiple Fortune 500 companies such as ExxonMobil and Kimberly-Clark. Located northwest of Dallas, citizens of Irving enjoy a vibrant city life balanced by a growing, cultural community.

Irving neighborhood

Residents of Irving all want the same thing- excellent homeowners insurance coverage at a great rate. TGS Insurance finds the best policies by shopping through 35+ top-rated carriers in Irving, TX. As a Texan owned agency we win business from Irving, TX residents every day through our great customer service and extensive industry knowledge.

Key Home Statistics in Irving


Total Population in Irving, TX


Average Home Value in Irving, TX


Median Household Income in Irving, TX


Median Age in Irving, TX

Trust TGS Insurance in Irving

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Irving, TX

Image of Valley Ranch Neighborhood

Valley Ranch

Once a notable ranch in the area, Valley Ranch features many beautiful walking routes winding through various canals including the Trinity River.

Image of Cottonwood Valley Neighborhood

Cottonwood Valley

Offering some of the most luxurious homes in Irving, TX, Cottonwood Valley is a private community featuring The Four Seasons Resort & Club.

Image of Las Colinas Neighborhood

Las Colinas

Las Colinas is the perfect mix of business meets the suburbs as it is home to many high-rises and family homes simultaneously.

Image of Lamar Brown Neighborhood

Lamar Brown

Lamar Brown is a suburb of Irving, TX with a quaint feel but is close enough to many city amenities including the DFW airport.

Image of Broadmoor Hills Neighborhood

Broadmoor Hills

Broadmoor Hills is a vibrant neighborhood featuring easy access to the airport and the President George Bush Turnpike.

Image of Irving Lake Neighborhood

Irving Lake

Irving Lake is located in the southwest portion of Irving with residents having access to many bodies or water, most notably, the Vilbig Lakes.

Local Home Resources in Irving, TX

Police Departments
Irving Police Dept2423 Irving Mall
Irving, TX 75063
Irving Police Dept825 WIRVING BLVD
IRVING, TX 75060
Irving Police Family Advocacy600 W Pioneer Dr
Irving, TX 75063
Irving Police Station5992 Riverside Dr
Irving, TX 75063
Irving Police Station5992 Riverside Dr
Irving, TX 75039