Save On Home Insurance in Jacinto City, TX | TGS Insurance Agency

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Jacinto City, TX

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Homeowners Insurance  »  Texas  »  

Jacinto City

The Cost of Jacinto City, TX Home Insurance


Homeowners insurance is tailored specifically to you and your home’s needs, which is why your home insurance policy is going to be different than your next-door neighbor! With that being said, let’s review the average home insurance premiums: 


  • National average1: $2,305
  • Texas average1: $3,429
  • Jacinto City, TX average: $2,835


Your home insurance can differ from the averages but it never hurts to compare your rate to the rest of the market to see how your current premium stacks up. When calculating your premium, your insurance carrier looks at a few factors to determine your rate. Some things you can control and others are out of your control. Let’s take a look at a few of the common carrier rating factors: 

  • Weather 
  • Local crime rates
  • Your claims history
  • The coverages you select 
  • Your credit score
  • The year, construction type, and square footage of your home
  • If you qualify for any discounts

An independent agent with TGS Insurance can help you find a home insurance policy that best fits your coverage needs and budget by running quotes with multiple carriers at once. This will ensure you’re getting the best policy without all the hassle! 


Common Home Insurance Endorsements in Jacinto City, TX


Flood Insurance: It’s a common misconception that water damage due to a flood is covered by your home insurance policy, and that is simply untrue. For homeowners in Jacinto City, TX to have full coverage against flood damage, they need to purchase a flood insurance policy. The average flood insurance policy in Texas is about $700, but at TGS Insurance our average customer pays $528 per year. 


Wind/Hail: Jacinto City, TX is located near the Gulf of Mexico and homeowners know all too well the devastating damage wind and hail can wreak on a home due to the sheer number of hurricanes, tropical storms, tornadoes, and even heavy rainfall that hit the area every year. Every homeowner needs to have the proper wind/hail coverage to avoid paying out-of-pocket for costly repairs, which is why at TGS Insurance we automatically write in a 2% wind/hail deductible into every Jacinto City, TX home insurance policy we write! 


Extended Replacement Cost: This policy endorsement will cover any costs for repairs or rebuilds to your home should the damage or loss exceed your dwelling coverage policy limits. This type of endorsement is especially helpful if your area is hit with a hurricane and building costs rise due to demand, and the cost to rebuild your home exceeds what’s covered under your dwelling coverage. This endorsement is offered in increments between 10%-50% of your dwelling coverage. 


Common Home Insurance Questions from Our Customers Near You


How much will a security system lower my homeowners insurance?

Installing a home security system in your home can reduce your home insurance premium by as much as 20%! This is because you’re less likely to file a claim for theft for vandalism. Be sure to talk to your insurance agent about what discounts your insurance carrier offers you. 


What is considered personal property in homeowners insurance?

Personal property is considered anything you own, like appliances, clothing, electronics, furniture, etc. Usually, your personal property limits are insured for 20%-50% of the coverage limits for your home. If you’ve got valuables that exceed those limits, you’ll want to consider scheduled personal property coverage. 


Is flood damage covered in my home insurance policy? 

No, any flood damage your home takes on due to a flood is not covered under your home insurance policy. For full flood damage protection, you’ll need a flood insurance policy. 


Zip Codes in Jacinto City, TX That We Insure:


  • 77029


Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!




Home Insurance Carriers in Jacinto City, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Jacinto City's Premier Home Insurance Provider

Jacinto City neighborhood

Jacinto City, TX was founded in 1964 and is located just east of Houston off I-10 and I-610. The city offers residents a family-friendly, suburban atmosphere while also still being close to all the amenities and hustle-bustle of the Houston-metro area, as well as a quick drive to the Texas coastline. TGS Insurance is proud to be one of the leading insurance providers for Jacinto City, TX residents!

Jacinto City neighborhood

All homeowners in Jacinto City, TX want the same thing- a great home insurance policy at an exceptional rate. At TGS Insurance, we believe you should never have to compromise coverage for an affordable price, which is why we should every home insurance policy we write in Jacinto City, TX through our bank of 35+ A-rated (or better) to find our clients a policy that is perfectly balanced in coverage and value. As a Texas-owned agency, we win business from Jacinto City, TX homeowners every day with our winning customer service, extensive industry knowledge, and of course- great insurance policies!

Key Home Statistics in Jacinto City


Total Population in Jacinto City, TX


Average Home Value in Jacinto City, TX


Median Household Income in Jacinto City, TX


Median Age in Jacinto City, TX

Trust TGS Insurance in Jacinto City

Data as of May 28, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Jacinto City, TX

Image of Jacinto Gardens Neighborhood

Jacinto Gardens

Jacinto Gardens is a neighborhood tucked away in Jacinto City, Texas, near Wilkie Park. The community is near the Parks & Rec. center which also features a pool. Shops and eateries can also be found all around.

Image of Cheston Neighborhood


Cheston is a community found near the heart of Jacinto City, Texas. Smith Park is never too far away for residents to enjoy the outdoors while the neighborhood can find a variety of shops, eateries, and houses of worship throughout.

Image of Lane Street Neighborhood

Lane Street

Lane Street is a well-established community located on the southeast side of Jacinto City, Texas. The neighborhood is highlighted by Lane Street Park which is perfect for recreational activities.