Killeen Home Insurance Just Got A Lot Cheaper!
How Much is Home Insurance in Killeen, TX?
The average homeowner in Killeen, TX will pay $1,861 a year on home insurance. This is less than the national average of $2,305 a year. While many different factors can cause your home insurance premium to vary, TGS Insurance saves our average Texas customer $870 a year!
Comparing the Average Cost of Homeowners Insurance in Killeen, TX By Dwelling Coverage Limit
|Coverage Level||Average Annual Premium (incl. wind coverage)|
Building Comprehensive Killeen, TX Home Insurance Coverage Tailored To Your Needs
There are many factors that will affect how much you will pay on home insurance each month but the primary factor is what coverage you choose. Every home and situation is unique so an agent can work with you to determine which of the following you should include and at what level.
Protect Your Home With Dwelling Coverage
Property or Dwelling Coverage typically will help you repair or rebuild your home should it become damaged or destroyed by an insured event such as a fire or windstorm.
Protect Yourself Legally with Personal Liability Coverage
Personal Liability Coverage protects you when someone is injured or their property is damaged and you are at fault. When choosing your liability coverage limits, you should consider your financial situation including how much money you make and the assets you own. Your personal liability coverage should be high enough to protect your assets should you face a lawsuit.
Protect Yourself Financially with Medical Coverage for Others
This covers medical expenses for guests that are injured on your property at your fault. It is important to note that it does not cover health care costs for you or other members of your household.
Assistance With Additional Living Expenses
For homes that become unlivable because of a covered loss, your home insurance policy is there to pay for additional living expenses, including things such as a hotel room, while the damage is assessed and your home is restored to a livable condition.
Protect Your Belongings with Personal Property Coverage
Your home is filled with furniture, clothes, electronics, and many other items of value- both monetarily and sentimentally. Personal Property Insurance helps replace these items if they are lost, stolen, or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage For More Expensive Belongings
If you have special possessions such as jewelry, fine art, antiques, or collectibles you may want to talk to your agent about this supplemental coverage. Your home insurance policy will protect these items but only to a specified amount named in your policy. Items and collections with more value than is named on your policy will require additional coverage.
If You Rent Out Your Home
Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings.
Every home is unique. Talk to TGS Insurance today to find out how to get the best coverage for the lowest price on Killeen, TX home insurance for you.
We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!
Take advantage of the discounts provided when you bundle multiple policies, such as home and auto. Do you need an umbrella policy?
TGS Insurance is here to help you stay protected against liability that may exceed your home insurance coverage limits. Our Umbrella Coverage is there to protect you from costs in both the medical and legal realms. As these costs continue to rise umbrella coverage continues to become an attractive option for homeowners to protect themselves and their finances.
Zip Codes in Killeen, TX That We Insure:
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!