Save On Home Insurance in La Porte, TX | TGS Insurance Agency

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La Porte, TX

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Homeowners Insurance  »  Texas  »  

La Porte

With TGS Insurance, Finding The Right La Porte Home Insurance Policy is as Easy as 1-2-3


Comparison Shop Home Insurance in La Porte from Multiple Carriers in Minutes!


La Porte, TX homeowners pay on average $1,937 per year for homeowners insurance. TGS Insurance customers in La Porte pay $1,668 per year, which means we’re saving our customers $268 a year on homeowners insurance! Easily compare over 35+ A-rated (or better) carriers in 15 seconds or less, just with your address! Getting homeowners insurance has never been this easy. 


When It Comes to La Porte Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Individualized Coverage.


The standard homeowners insurance policy will cover the following: 

  • Dwelling coverage (Your home) 
  • Other structures (Detached garage or fence) 
  • Personal property coverage (Appliances, electronics, etc.) 
  • Loss-of-use coverage (Ex: your home becomes unlivable due to a fire) 
  • Personal liability coverage (If a guest tried to sue you after getting injured on your property) 
  • Medical payments coverage (Would cover the medical bills if your injured guest was hospitalized) 


The standard homeowner insurance policy covers common perils, but for homeowners looking for a bit more coverage, there are policy add-ons you can purchase. Here’s what most homeowners add-on to their policies: 

  • Flood insurance 
  • Water backup 
  • Animal liability (Ex: your dog’s breed isn’t covered by home insurance) 
  • Umbrella policies 
  • Valuable articles or a floater policy (Ex: jewelry insurance) 


La Porte, TX is right on the Texas coastline and homeowners know all-too-well the powerful hurricanes, tropical storms, and even heavy rainfall that can come in through the gulf. Windstorm coverage is essential for La Porte, TX homeowners, which is why we automatically write a 2% wind/hail deductible into every single homeowners insurance policy we write! It’s the protection you need without the hassle of separate policies. 


Comparing the Average Cost of Homeowners Insurance in La Porte By Dwelling Coverage Limit


Coverage LevelAverage Annual Premium (incl. wind coverage)
$75k Dwelling$812
$150k Dwelling$2,953
$200k Dwelling$3,542
$350k Dwelling$5,259

*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in La Porte, TX. Includes wind coverage.


Average Home Value in La Porte, TX 


In 2010, the average home value in La Porte, TX was $125,622. The average home value in 2020, is $188,417, which is an impressive $62,795 difference! The market hit an all-time low of $118,531 in 2012, but home values have increased year after year since. 

*This data is provided by Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.


Bundle for More Savings!


Bundling your home and auto insurance is one of the easiest ways to save hundreds on your insurance premiums every year. On average, customers can save upwards of 16% a year, with some saving even more! 


Shopping your home and auto insurance bundle can be a tedious and time-intensive process, but not with TGS Insurance. Our agents will shop your policies across 35+ A-rated carriers to find you the best-bundled deal that offers great coverage and savings. Saving money on home and auto has never been easier than with TGS Insurance! 


Our Agents Are Ready to Help You With Your La Porte Homeowners Insurance:


At TGS Insurance, we want to make shopping for homeowners insurance as easy and stress-free as possible. Our team is dedicated to providing you with a homeowners insurance policy designed to fit all of your needs at a great rate. And we don’t just stop at a great quote, we’ll handle getting your policy set in place, cancel any existing policies and even work with your mortgage company to get payment setup. It’s truly the next-level way to shop for homeowners insurance. See why hundreds of La Porte, TX residents are choosing TGS Insurance today! 

Home Insurance Carriers in La Porte, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is La Porte's Premier Home Insurance Provider

La Porte neighborhood

La Porte, Texas is located just between the Houston Ship Channel and Galveston Bay. The community is a relaxing getaway from the big city but is only a short commute to downtown Houston. La Porte offers bay views, antique shopping and is filled with history! TGS Insurance is one of La Porte's leading home insurance providers.

La Porte neighborhood

La Porte homeowners all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find La Porte residents the best policy. As a locally owned agency with thousands of customers, great customer service and extensive knowledge- we win business from La Porte residents every day.

Key Home Statistics in La Porte


Total Population in La Porte, TX


Average Home Value in La Porte, TX


Median Household Income in La Porte, TX


Median Age in La Porte, TX

Trust TGS Insurance in La Porte

Data as of April 24, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in La Porte, TX

Image of Sylvan Beach Neighborhood

Sylvan Beach

Sylvan Beach is nestled off the coast of Trinity Bay. Residents are close to Bay Forest Golf Course, Sylvan Beach Fishing Pier and Bulldog Stadium.

Image of Lomax Neighborhood


The Lomax neighborhood is just off of Pasadena Freeway. Homeowners are close to Northwest Park, Lomax Arena, La Porte airport, as well as a variety of local businesses.

Image of Oakhurst Neighborhood


Oakhurst is conveniently located along the coast of Trinity Bay. Residents of Oakhurst have easy access to Pine Bluff Park, Bay Forest Golf Course and Sylvan Beach Pavillion.

Image of Shady River Neighborhood

Shady River

Shady River is located near the coast of Trinity Bay. The community is close to Houston Yacht Club, Miramar Park and Armand Bayou Nature Center.

Image of Brookglen Neighborhood


Brookglen is on the corner of Luella Road and Spencer Highway. Residents in this popular community are close to Pecan Park, San Jacinto College Central and batting cages for any sports lover.

Image of Shoreacres Neighborhood


Shoreacres is located along the coast of Trinity Bay. This bayside community is close to Houston Yacht Club, Heron Park and Seabrook Wildlife Refuge and Park.

Local Home Resources in La Porte, TX

Police Departments
LA Porte Police Dept3001 N 23rd St
LA Porte, TX 77572