Save on Home Insurance in
Longview, TX

Instant Home Insurance Quote

All We Need is Your Address

See What Our Customers Have to Say

Trustpilot Reviews Google Reviews

Excellent

trust star

Based on 1,391 reviews

Showing our 4 & 5 star reviews

Longview Homeowners Insurance Made Easy with Quick, Accurate Quotes!

 

When it comes to Longview homeowners insurance, Texas property owners can rely on TGS Insurance Agency for personalized coverage.

 

A basic homeowners insurance policy will cover the following:

  • The structure of your home
  • Replacement costs
  • Personal possessions (up to a set limit)
  • Living expenses in case of a disaster
  • Liability

You can purchase supplemental policies to add to your home insurance suite such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Windstorm/hail policies
  • Flood insurance 
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)

 

Longview,TX Home Ownership Costs

In Longview, TX, home insurance premiums average $2,161 annually, which is just under the national average of $2,305 per year. Texas comes in with the 5th highest average insurance premiums in the country.

Median Home Value (owner-occupied)1: $137,000
Median Household Income1: $47,950

Are you a first-time homeowner? Or maybe you are simply looking to reevaluate your home insurance costs? Either way, TGS Insurance is here to help you find the right policy for your home. Our average customer saves around $870 per year!

Most Popular Additional Home Coverages in Longview, TX:

Windstorm and Hail Coverage: Protecting homes in Longview, TX means protecting against the damage severe thunderstorms, hail, tornadoes, tropical storms, and hurricanes can bring. Severe windstorms and hail can cause costly repairs to your property and without the right coverage, you’ll be stuck paying for them alone. TGS Insurance helps our clients stay prepared for anything and that includes wind and hail damage. We automatically include a 2% deductible for any windstorm/hail damage in every homeowners insurance policy we write.

Water Backup: Damage caused by sewer or drainage backup is expensive to repair and neither homeowners insurance nor flood insurance will cover such an event. At TGS Insurance, we are prepared to help our clients protect themselves from such an event by providing add-on protection against sewer and drainage backup up to $5,000-$25,000+ worth of damages.

Flood Insurance: One in four flood claims come from homes outside of flood zones. Flood events are devastating and expensive and without the right adding flood coverage to protect your home, rebuilding can be a financial nightmare. Make sure you stay protected against floods with a flood insurance policy from TGS Insurance.

Most Common Home Insurance Questions from Our Customers Near Longview, TX

 

Are homeowners insurance rates going up?

Yes, over the last several years, homeowners insurance rates have risen nearly 60%! This is due to an uptick in costly disasters (hurricanes and wildfires) and the rise in building costs. It is important to enroll today and establish a rate that fits your budget than waiting as costs continue upward.

Will homeowners insurance cover water damage?

If the water damage is from outside of your home your homeowners insurance will not cover it. To stay covered, we recommend homeowners in Longview, TX protect themselves by adding flood insurance. With 20-25% of all flood claims coming from homes outside of a flood zone, this protection is important rather you believe your home to be at risk or not.

Is it a legal requirement to have home insurance in Longview, TX?

While it may not be a legal requirement for homeowners to have a home insurance policy, it is always recommended. Some mortgage companies may require a policy as a term of your loan and home insurance helps protect you from many things including fires, legal liability, medical expenses, and much more. Without a home insurance policy, you may otherwise be held responsible for these expenses. Even if your home is paid for, it is always advised to carry a home insurance policy.

Our Local, Independent Agents Are Ready to Help You With Your Longview, TX Homeowners Insurance:

TGS Insurance has a knowledgeable team of expert agents that work for you, not an insurance brand. Our team is ready to find the right protection for your home by shopping for the lowest rates in Longview, TX without sacrificing coverage. Our agents provide savings and peace of mind all delivered through world-class customer service.

 

Footnotes

1. Census.gov

Home Insurance Carriers in Longview, TX

Allstate Logo
Progressive Logo
Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Longview's Premier Home Insurance Provider

Longview neighborhood

Longview is located in Northeast Texas less than an hour from the Texas/Louisiana border. Known for its many retail shops and located within the East Texas Oil Field, residents of Longview, TX enjoy a vibrant community filled with small town charm yet the amenities of modern cities. Longview is one of only 10 Texas Urban Main Street Cities.

Longview neighborhood

Homeowners in Longview, TX all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance from 35+ carriers to find the best policy for Longview, TX residents. As an independent agency with thousands of customers throughout Texas, our great customer service and extensive industry knowledge wins business from Longview, TX residents every day.

Key Home Statistics in Longview

81,631

Total Population in Longview, TX

$168,770

Average Home Value in Longview, TX

$69,108

Median Household Income in Longview, TX

35

Median Age in Longview, TX

Trust TGS Insurance in Longview

Data as of October 23, 2021

15,000

Total
Customers

$4.27B

Total Assets Covered Projected

13,700

Total Homes Insured

5,200

Total Vehicles Insured

Major Neighborhoods in Longview, TX

Image of The Palms Neighborhood

The Palms

Nestled among trees and open spaces, The Palms offers a beautiful and private place to live. Near the community is Pinecrest Country Club and Spring Creek Park.

Image of Thorntree Neighborhood

Thorntree

Thorntree is a beautiful gated community with convenient access to Highway 259. Near the neighborhood is Akin Park, which features a playground, picnic areas, and walking trails.

Image of Wildwood Neighborhood

Wildwood

Wildwood is one of Longview’s first and largest planned communities. The subdivision features Wildwood Lake Park, where residents can paddleboat on the lake, enjoy a nice picnic, or take a stroll on the walking trail.

Image of Timber Falls  Neighborhood

Timber Falls

Timber Falls is a gated community located along FM 2879. Near the community are Hinsley Park, Alpine Golf Course, various retail stores, and local dining.

Image of The Fountain Place Neighborhood

The Fountain Place

The Fountain Place is a well-established community located on Mosley Parkway. The subdivision is near Stragent Dog Park and Paul Boorman Trail Park.

Image of Castle Ridge Estates Neighborhood

Castle Ridge Estates

Castle Ridge Estates is tucked away off Highway 259. The community is located near the Wood Hollow Golf Club, Longview Mall, and Hinsley Park.

Local Home Resources in Longview, TX

Fire Departments
Capitol County Mutual Fire Insurance CO2320 Airline Rd
Longview, TX 75605
(903) 553-9732
Longview Fire Dept200 S Center St
Longview, TX 75601
(903) 237-1213
Police Departments
Highway Patrol416 Lake Lamond Rd
Longview, TX 75604
9037581789
Longview Police DeptPO Box 1952
Longview, TX 75615
9032371199
Longview Police Dept302 W Cotton St
Longview, TX 75601
9032371199
Police Dept Detective Div302 W Cotton St
Longview, TX 75615
9032371110
Police Dept Detective Div302 W Cotton St
Longview, TX 75601
9032371110