Save On Home Insurance in Mckinney, TX | TGS Insurance Agency

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McKinney, TX

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Finding Affordable McKinney Home Insurance Is Easier Than You Think.


Looking for home insurance can be tedious, boring, overwhelming… you name it, we’ve heard it. And we agree! That’s why TGS Insurance Agency is dedicated to doing the heavy lifting for you, starting with instantly comparing quotes from 35+ A-rated (or better) carriers to find you the best possible price in your area, without having to compromise on coverage. We can provide you with your initial quote within 15 seconds with just your address. From there, if you would like to customize your policy, any of our dedicated independent agents are ready to work for you to create a policy that covers everything you need.


We shop. You Save. Yes, it really is that easy.


McKinney Home Insurance Coverage: The Basics


You’ve made the investment in your house, now it’s time to protect it while you make it your home. Most standard policies will provide coverage for the structure of your home, any additional structures on the property, such as a shed or detached garage, and your personal belongings (with varying limits). Coverage will also include financial protection from legal action and medical care in the instance that someone is harmed on your property.


How Much is Home Insurance in McKinney, TX?


The average cost for home insurance in McKinney is $1,352 among TGS Insurance Agency customers. This average is based on policies with an average home value of $ 312,817. While every policy is different and dependent on multiple factors, including your home’s value and coverages you choose, we have proudly been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!


Average Home Insurance Premiums in McKinney By Dwelling Coverage Levels


Several factors go into a carrier’s calculations for your McKinney home insurance quote. One of the biggest factors is the level of dwelling coverage that you select. Dwelling coverage is based on the value of your home’s structure if you were to rebuild it to its current condition today. For instance, in McKinney carrying $150,000 dwelling coverage costs an average of $1,039, while increasing that coverage level to $450,000 will costs you an average of $1,710 per year.

Home ValueAverage Annual Premium (incl. Wind Coverage)


Average Home Insurance Premiums in McKinney By ZIP Code


Another factor that plays into your insurance rate is your location. The crime levels in your area, the number of claims filed, the proximity to a firehouse, and the proximity to a body of water are a few examples of location-based factors that carriers consider when calculating your quote.

3 Zip Codes in McKinney with The Cheapest Home Insurance Premiums

Zip CodeAverage Annual Premium


3 Zip Codes in McKinney with The Most Expensive Home Insurance Premiums

Zip CodeAverage Annual Premium


 Zip Codes in McKinney We Insure


  • 75069
  • 75070
  • 75071
  • 75072

Don’t See your zip code? Not a problem! We’re able to help homeowners throughout Texas find the best home coverage for their needs. Get started with a free instant quote by providing your address above.

Home Insurance Carriers in McKinney, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is McKinney's Premier Home Insurance Provider

McKinney neighborhood

McKinney, TX, can be found north of Plano and is filled with charm while only being a short car ride from the modern city of Dallas. You’ll find many local shops and businesses, farmers’ markets, artisans, and historical activities. One of the fastest-growing cities in the U.S., McKinney still retains its charm and is closely situated near the beautiful East Texas countryside.

McKinney neighborhood

Homeowners of McKinney love their historic community and all want the same thing- the best homeowners insurance coverage available at the lowest rate on the market. TGS Insurance finds the best policies for homeowners in McKinney, TX by shopping through our bank of 35+ top-rated carriers. As a Texan owned agency, TGS Insurance wins business from the homeowners of McKinney, TX, every day through our great customer service and extensive knowledge.

Key Home Statistics in McKinney


Total Population in McKinney, TX


Average Home Value in McKinney, TX


Median Household Income in McKinney, TX


Median Age in McKinney, TX

Trust TGS Insurance in McKinney

Data as of June 14, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in McKinney, TX

Image of Stonebridge Ranch Neighborhood

Stonebridge Ranch

Stonebridge Ranch is one of the most desired neighborhoods to live in all of McKinney, Texas. Featuring two golf courses, including a Pete Dye Signature Course, this beautiful community is tucked away on the west side of the city.

Image of Wilmeth Ridge Neighborhood

Wilmeth Ridge

Wilmeth Ridge is noted for its stunning, large homes northwest of downtown McKinney, TX. Recreational hotspots, shops, and eateries are all nearby, as is the Baylor Scott & White Medical Center for healthcare services.

Image of Erwin Farms Neighborhood

Erwin Farms

Erwin Farms is a quiet, family-friendly community found north of downtown McKinney, Texas. Only a short drive away are McKinney North High School and Collin College. Nearby Oak Hollow Golf Course provides a great place to get outdoors and unwind.

Image of Willow Wood Neighborhood

Willow Wood

Willow Wood is a wonderful community located on the north side of McKinney, TX. Residents can enjoy access to modern amenities with quick travel to Melissa, TX, also available due to the neighborhood's proximity to TX-5.

Image of Tucker Hill Neighborhood

Tucker Hill

Tucker Hill is a thriving community known for its charm and beauty nestled west of downtown McKinney, TX. There are parks, breathtaking landscaping, open spaces, and more. The neighborhood is off of W University Dr. featuring plenty of local shops and eateries nearby.

Image of Trinity Falls Neighborhood

Trinity Falls

Trinity Falls is a community featuring beautiful, modern suburban homes north of McKinney, Texas. Here, residents are offered plenty of recreational space including Sweetwater Park, Old Joe Dog Park, and BB Owen Park.

Local Home Resources in McKinney, TX

Fire Departments
Cityof Melissa Fire Department901 S State Highway 5
McKinney, TX 75069
(972) 838-2135
Police Departments
Highway Patrol400 Powerhouse
Mckinney, TX 75071
Mckinney Police Dept2200 Taylor Burk Dr
Mckinney, TX 75071