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Midlothian, TX

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Comparison Shop Your Home Insurance Policy in Midlothian, Texas from 35+ A-rated Carriers in Seconds! 

We’re TGS Insurance, an independently owned Texas-born insurance agency who handles insurance differently than the rest of the industry. We’re carrier-agnostic, which means we work for YOU and not the insurance agency. Using just your address, we can shop your homeowners insurance policy across our bank of 35+ A-rated (or better) insurance providers to find you a home insurance policy that is perfectly balanced in the coverage you need at a great value! No gimmicks, no hassle, just great home insurance policies. 

 

How Much is Home Insurance in Midlothian, Texas? 

In Midlothian, Texas, the average price for home insurance is about $1,513 each year. With TGS Insurance our Midlothian, Texas customers pay about $1,329, which means they are saving about $184 every year on their home insurance policy! Our average Texas customer saves $870 per year. 

 

How is Home Insurance in Midlothian, Texas Calculated? 

Your home insurance rate is determined by how much risk an insurance provider will take on when insuring your home. The higher the risk, the higher your insurance premium is likely to be, and vice versa. Here are some of the specific factors that insurance providers generally look at:

 

Property-Specific Factors: 

  • Home size
  • Age of your home (Homes older than 40+ have higher premiums)) 
  • Construction type 
  • Roof condition/age 
  • Property add-ons (Swimming pools, trampolines, etc.) 

 

Location-Specific Factors: 

  • Weather-related risks (Does your area experience a lot of hurricanes or tornadoes?) 
  • Crime risks (Is there a lot of crime in your area?) 
  • Proximity to fire stations and/or hydrants 

 

Insurance providers also take into consideration how much coverage you need, your credit score, your claims history, and sometimes even the specific dog breed you have. Each insurance company has their own formula for calculating your premium, and some factors are more influential than others. This is why it’s important for Midlothian, Texas homeowners to shop and compare their home premiums against other carriers in the market. If not, you could be missing out on major savings or even better coverage with another provider! 

 

What Does My Home Insurance Policy in Midlothian, Texas Cover? 

A basic homeowners insurance policy will cover the following: 

  • The physical structure of your home 
  • Your personal property (Ex. appliances, clothing, jewelry, technology, etc.) 
  • Replacement costs 
  • Loss-of-use coverage
  • Liability 

 

The standard homeowners insurance policy will offer protection for each of these categories, within specific limits. If you are interested in adding more coverage, you can purchase additional endorsements to your home insurance policy to help fill in any coverage gaps. Let’s review some popular add-ons in Midlothian, Texas:

  • Scheduled personal property 
  • Valuable Articles/Floater policies (Ex. jewelry insurance) 
  • Umbrella insurance (Additional liability coverage) 
  • Animal liability
  • Flood insurance (Damage caused by a flood is not covered under home insurance) 
  • Water backup coverage 

 

Advantages to Working with TGS Insurance 

Your home insurance policy is there to financially protect you, your home, and everything in it. When you put your trust in TGS Insurance, you’re gaining an insurance company with a team of experts dedicated to providing you with the best home insurance policy the market has available through our partnerships with over 35+ carriers at an exceptional rate. We don’t believe homeowners should have to sacrifice the coverage they need, just to save money.  

 

We don’t just stop at providing you with a great policy, at TGS Insurance we deliver a first-in-class buying experience that is second to none. From enrollment, to canceling existing policies, and even working with your mortgage lender to setting payment up- we handle everything from start to finish for a stress-free way to get insurance. 

 

Insurance isn’t a “buy once and done” type of purchase which is why you should always shop your home insurance policy every year at renewal. But who has the time for that? We do! When it’s time to renew your policy, we’ll go back to work to re-shop and compare your insurance to ensure you’re still getting the best rate and coverage the market has to offer. It’s our way of making sure you never overpay for great home insurance ever again! 

 

Interested in seeing what others are saying about us? Check out our reviews from Texans just like you! We’re rated 4.8 out of 5 stars on TrustPilot and 4.5 out of 5 on Google.

 

Zip Codes in Midlothian, Texas That We Insure: 

Don’t see your zip listed? As long as it’s in Texas, we’ve got you covered with great home insurance! 

  • 76065
  • 76084

 

Home Insurance Carriers in Midlothian, TX

Allied Trust logo
Allstate logo
ARI logo
Berkshire Hathaway GUARD logo
Branch logo
Commonwealth logo
Encompass logo
Ethos logo
Foremost logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Kemper Auto logo
Lighthouse logo
Mercury logo
MetLife logo
Mission Select logo
Nationwide logo
Neptune Flood logo
Progressive logo
Safeco logo
SageSure logo
State Auto logo
Swyfft logo
Travelers logo
UPC logo
USLI logo
Velocity logo
Wellington logo
Weston logo

TGS Insurance is Midlothian's Premier Home Insurance Provider

Midlothian neighborhood

Midlothian, Texas is located in the middle of the Dallas-Fort Worth metroplex just south of both cities. This vibrant, small city is filled with amazing communities, stunning homes, lots of parks for recreational activities, and a wholesome balance of small-town vibes with big-city amenities. TGS Insurance is proud to be one of the leading home insurance providers for Midlothian, Texas residents!

Midlothian neighborhood

TGS Insurance works with homeowners in Midlothian, TX to find the perfect home insurance coverage without breaking the bank. We deliver home insurance policies packed with savings by shopping every policy through our bank of 35+ A-rated (or better) home insurance providers to find a policy that's balanced in protection and value. Through our extensive industry knowledge and exceptional customer experience, we win business from Midlothian, Texas homeowners every day!

Key Home Statistics in Midlothian

33,532

Total Population in Midlothian, TX

$228,000

Average Home Value in Midlothian, TX

$95,306

Median Household Income in Midlothian, TX

37

Median Age in Midlothian, TX

Trust TGS Insurance in Midlothian

Data as of October 04, 2022

18,733

Total
Customers

$7.0 B

Total Assets Covered Projected

18,500

Total Homes Insured

6,800

Total Vehicles Insured

Major Neighborhoods in Midlothian, TX

Image of Estates of Somercrest Neighborhood

Estates of Somercrest

Estates of Somercrest provides residents of this community one of the best living experiences in Midlothian, Texas. This quiet neighborhood has a ton of modern amenities and is close to popular local shops and eateries.

Image of Hawkins Meadows Neighborhood

Hawkins Meadows

Hawkins Meadows offers its residents stunning luxury homes and a ton of amenities ranging from sports fields to a splash park and even an outdoor amphitheater. With shops and places to eat nearby, this community is a prime spot in Midlothian, TX.

Image of Shiloh Forest Neighborhood

Shiloh Forest

Shiloh Forest is in the northeastern portion of Midlothian, Texas, and boasts spacious lots with large, country-style homes. It's the perfect community for those who are looking to escape the hustle and bustle of the big city and enjoy a simpler life.

Image of Twin Creeks Neighborhood

Twin Creeks

Twin Creeks is a family-friendly community that is nestled on the eastside of Midlothian, Texas. Nearby is North Prong Creek and Mockingbird Nature Park!

Image of Waters Edge Neighborhood

Waters Edge

Waters Edge provides a high-end, recreational living experience for its outdoor-loving residents. The gated community is filled with a lush, naturistic landscape and has many trails, picnic, areas, tree houses, and a lake ready for fishing and kayaking.

Image of Hillstone Estates Neighborhood

Hillstone Estates

Hillstone Estates is home to big lots and big amenities. This beautiful neighborhood is family-focused and is located in the highly sought-after Midlothian Independent School District (ISD).

Local Home Resources in Midlothian, TX

Police Departments
Midlothian Police Dept101 W Avenue F
Midlothian, TX 76065
9727753333