Save On Home Insurance in Monahans, TX | TGS Insurance Agency

Save on Home Insurance in
Monahans, TX

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Clients Have to Say


trust star

Based on 2,615 reviews

Showing our 4 & 5 star reviews
Homeowners Insurance  »  Texas  »  


With TGS Insurance, Finding The Right Monahans, TX Home Insurance Policy is as Easy as 1-2-3


How Much Does Monahans Home Insurance Cost?

Homeowners insurance in Monahans, TX costs $1,145 per year on average. At TGS Insurance, our average customer saves $870 per year on homeowners insurance with some saving even more!

What Homeowners Insurance Add-Ons Are Available That Will Further Protect You?

Texans know all too well our state’s weather can be unpredictable with hot sunshine in the morning and snow flurries in the afternoon. Depending on where you live, you may want to consider additional insurance add-ons to your homeowners insurance policy to fill any gaps in coverage you may have. These add-ons can be relatively inexpensive and provide peace-of-mind knowing you’re protected from the unexpected. 


Monahans, TX is located in West Texas, and tornadoes, severe thunderstorms, dust storms, and snowstorms can plague the area. Each of these weather events can bring devastating winds and hail and Monahans, TX homes, resulting in thousands of dollars in damage to your home and property. And if you’re not properly insured, you could be left with the bill. At TGS Insurance, we want you to feel protected in any event which is why we automatically write in a 2% wind/hail deductible into every policy we write! 


Backed-up drains, sewers, or sump pumps can lead to water damage that can produce not only a disgusting mess but a hefty bill because these events are not usually covered by your standard homeowners insurance policy. At TGS Insurance, we can provide a water backup add-on to your policy with coverage starting at $5,000 going up to $25,000. This add-on can cost anywhere between $50-$250 depending on how much coverage you want. 

The Right Homeowners Insurance Coverage to Meet Your Needs


Understanding your homeowners insurance policy is imperative to know what coverages you do and don’t have. We know reading your policy can be a bit confusing, which is why we have included a short video below explaining everything you need to know about homeowners insurance.

Common Home Insurance Questions from Our Customers in Your Area:


Will homeowners insurance pay for a new roof? 

Yes, your homeowners insurance policy will pay for a new roof if the damage was due to a named peril in your policy, such as a hailstorm. So if your roof were to become damaged from a fallen tree due to a storm, that would be covered. Normal wear and tear on your roof will not be covered by homeowners insurance.


Does homeowners insurance cover water damage from rain? 

Yes, your homeowners insurance policy will usually cover water damage from rain but will not cover rain damage as a result of a flood or a backed-up sewer drain. So if rain enters your home from an opening due to a thunderstorm, that would be covered.


Do I need homeowners insurance during construction? 

You should always carry homeowners insurance while your home is under construction. However, you won’t need to purchase a full homeowners insurance policy, just dwelling and peril coverage. If you’re building the home yourself, you’ll want to purchase a full homeowners insurance policy. Be sure to talk to your insurance agent to see what’s best for your situation!

Our Featured Agents Are Ready to Help You With Your Monahans Homeowners Insurance Needs Today!


TGS Insurance agents deliver an exceptional customer service experience from the initial quote, to enrollment, and beyond. We strive to make shopping for homeowners insurance as easy and stress-free as possible.


Zip Codes in Monahans, TX That We Insure:


  • 79756

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!


Home Insurance Carriers in Monahans, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Monahans' Premier Home Insurance Provider

Monahans neighborhood

Dubbed "Texas' Largest Beach Without an Ocean" Monahans, TX is located in West Texas near the Texas and New Mexico border. The small town was established in 1880 by John Thomas Monahan after he discovered a water source later named Monahan's Well in 1881. Soon after a pump station, a depot, and an old boxcar were located near the Texas & Pacific Railway bringing Monahans officially into existence. Though tiny, the town is anything but small in features! The town is known for Monahans Sandhills, Million Barrel Museum, and the Pyote Rattlesnake Bomber Base Museum.

Monahans neighborhood

Monahans, TX homeowners all want the same thing, an exceptional homeowners insurance policy at a great rate. At TGS Insurance, we shop your insurance policy with 35+ A-rated (or better) carriers to find Monahans, TX homeowners the best policy available. As a Texas-owned agency with thousands of customers statewide, we win customers every day with our exceptional customer service, great policies, and extensive industry knowledge.

Key Home Statistics in Monahans


Total Population in Monahans, TX


Average Home Value in Monahans, TX


Median Household Income in Monahans, TX


Median Age in Monahans, TX

Trust TGS Insurance in Monahans

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Local Home Resources in Monahans, TX

Fire Departments
Monahans Fire Dept114 S Bruce Ave
Monahans, TX 79756
(432) 943-2100