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Nederland, TX

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How Much Does Nederland Home Insurance Cost?

 

Nederland, TX homeowners pay on average $1,183 per year for homeowners insurance. TGS Insurance customers save an average of $870 per year with some saving even more! 

 

What Nederland, TX Homeowners Insurance Add-Ons Are Available That Will Further Protect You?

 
Texans know all too well the crazy weather our state can have and depending on where you live, you may want to consider a few add-on coverages to tack on to your homeowners insurance policy. Your basic homeowners insurance policy will provide financial assistance for common perils such as fires, vandalism, or theft, but there are few add-ons each Texan may want to consider for full protection against the unexpected. 

 

  • Nederland, TX is nestled just outside the Gulf of Mexico and receives an average of 59 inches of rain per year, which is 21 inches above the Texas average. This is mainly due to the number of tropical storms, hurricanes, and heavy rainstorms that batter the Texas coastline. Homeowners in Nederland should strongly consider purchasing a flood insurance policy to protect against flood damage. Flood damage is not covered by your homeowners insurance policy, therefore you’d be left on the hook for any damages resulting from a flood. The average policy costs around $634 per year, but can change depending on your home’s location. 

 

  • Your home will receive protection from water damage due to a flood with a flood insurance policy, but not from damage due to a sewer or drainage backup. A water backup add-on can cost around $50-$250 per year depending on your risk and coverage limits and will provide financial assistance up to $25,000 in damages. 

 

  • Nederland homeowners know all too well the damage that wind and hail can wreak on their home from hurricanes, tropical storms, or just even a severe thunderstorm. To make things easier and more cost-effective for our customers, we automatically write a 2% wind/hail deductible into every home insurance policy we write! The coverage can be customized based on your personal preferences. 

 

At TGS Insurance, We’ll Find the Right Nederland Homeowners Insurance Coverage to Meet Your Needs

 
Reading your homeowners insurance policy can be a bit confusing and littered with industry terms. The video below breaks down the different types of standard coverages included in your home insurance.  
 

 

Common Nederland, TX Home Insurance Questions from Our Clients

 

Do you pay home insurance monthly or yearly?

You can do both monthly and yearly payments for your homeowners insurance policy. However, some insurance carriers will provide discounts for those who opt to pay in full instead of monthly payments. 

 

How long does it take to get a home insurance quote?

It depends on which insurance company you choose to go with. Some carriers can provide quotes in as little as 15 minutes whereas some can take a few days to complete. At TGS Insurance, we provide a home insurance quote in less than 15 seconds. 

 

How much will a security system lower my homeowners insurance?

Installing a home security system can lower your home insurance premium by up to 20%. However, this varies depending on your insurance carrier.

 

Our Independent Agents Are Ready to Help You With Your Nederland, TX Homeowners Insurance:

 
TGS Insurance is ready to provide Nederland, TX homeowners with an exceptional home insurance policy that provides all the protection you want, at a fair price. Our team delivers a seamless experience from start to finish and will handle everything from canceling any current policies to working with your mortgage company.
 

Zip Codes in Nederland, TX That We Insure:

 

  • 77627

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Nederland, TX

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Allied Trust Logo
Maison Logo
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Anchor Logo
 State Auto Logo
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Foremost Logo
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TWIA Logo
National Lloyds's Logo
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TGS Insurance is Nederland's Premier Home Insurance Provider

Nederland neighborhood

Nederland, Texas was settled in 1897 by Dutch immigrants in what is now Boston Avenue and incorporated in 1940 and resides in Jefferson County. Nederland is part of the "Golden Triangle" which is made up of Beaumont, Port Arthur, and Orange. TGS Insurance is one of the leading home insurance providers to Nederland residents.

Nederland neighborhood

At TGS Insurance, it’s our goal to provide Nederland homeowners with the best home insurance policy at a great rate from one of our 35 A-rated or better carriers. We win business from Nederland residents every day because we’re a five-star rated agency with thousands of customers and provide an exceptional customer service experience!

Key Home Statistics in Nederland

17,491

Total Population in Nederland, TX

$153,952

Average Home Value in Nederland, TX

$65,510

Median Household Income in Nederland, TX

39

Median Age in Nederland, TX

Trust TGS Insurance in Nederland

Data as of January 19, 2021

14,000

Total
Customers

$3.10B

Total Assets Covered Projected

9,699

Total Homes Insured

5,360

Total Vehicles Insured

Local Home Resources in Nederland, TX

Police Departments
Nederland Police Dept1400 Boston Ave
Nederland, TX 77627
4097224965