North Richland Hills Home Insurance Just Got A Lot Cheaper!
When it Comes to North Richland Hills Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance Agency for Personalized Coverage.
A basic homeowners insurance policy will typically cover the following:
- Damage to the structure of your home- both the interior and exterior- by a named peril
- Additional living expenses should your home become unlivable- this includes things like the cost of a hotel room while your home is being repaired
- Coverage for your personal belongings up to a set limit
- Personal liability coverage for damages to property or injuries sustained by others due to your fault- this provides legal protection
You can purchase supplemental policies to add to your home insurance suite such as:
- Umbrella Coverage (additional liability coverage)
- Secondary Home Coverage
- Water Back-Up Coverage
- Mold/Fungi Coverage
- Flood Coverage
- Windstorm/Hail Coverage
Popular Additional Home Coverages in North Richland Hills, TX Explained:
Windstorm and Hail Coverage: Whether it be from severe thunderstorms, tornadoes, or even the remnants of tropical storms and hurricanes, homeowners in North Richland Hills, TX understand the importance of protecting their homes from dangerous windstorm and hail events. Homeowners need to protect their homes from these costly, destructive weather events and avoid paying for these repairs alone. TGS Insurance helps homeowners prepare by automatically including a 2% deductible for any windstorm/hail damage in every homeowners insurance policy we write.
Water Backup: Homeowners dealing with water or sewer backup issues may be shocked to learn that neither their homeowners policy nor a flood insurance policy will keep them protected and without the right coverage, they may be left spending thousands of dollars to repair these damages. TGS Insurance provides our clients with an add-on protection option that has protections of up to $5,000-$25,000 specifically for these events.
Flood Insurance: The devastation flood events may bring to homeowners is very costly and homeowners insurance does not cover these events. Even as many as 20-25% of flood claims come from homes outside of flood zones, meaning every home, even those not deemed to be at risk should consider the protection of a flood insurance policy.
North Richland Hills, TX Home Ownership Costs
Median Home Value (owner-occupied)1: $203,800
Median Household Income1: $71,076
In North Richland Hills, TX, home insurance premiums average around $2,630 annually. At TGS Insurance, our average North Richland Hills, TX customer pays $1,373 per year for homeowners insurance. This means our customers in North Richland Hills are saving $1,257 per year!
If you’re a new homeowner, or simply want to evaluate your current home insurance policy, an independent insurance agent expert at TGS Insurance Agency can help you find the right policy for your home.
Common Home Insurance Questions from Our Customers Near North Richland Hills, TX
Will homeowners insurance cover tree removal?
Your home insurance policy will pay for a tree removal up to your policy limits if the removal is necessary due to damage caused by a covered peril.
Can I transfer my home insurance?
While you cannot transfer your home insurance coverage, working with the right agent can help you find the appropriate coverage you need when you move. Here at TGS Insurance we even work with our client’s mortgage company to make sure everything is done the right way and that you stay covered for less.
Can you get homeowners insurance with bad credit?
Homeowners with less than favorable credit can still get a homeowners insurance policy. Your credit score does impact your insurance score, however, and homeowners with bad credit should be prepared to pay a bit more than those with good credit. By searching through our incredible bank of over 35 top-rated insurance carriers, TGS Insurance can help find you the right home insurance coverage for the lowest price no matter what your credit score may be.
Our Local, Independent Agents Are Ready to Help You With Your North Richland Hills, TX Homeowners Insurance:
TGS Insurance is ready to serve homeowners in North Richland Hills, TX through an unmatched level of customer service and our expertise in finding great home insurance coverage at the lowest possible rate. Our team delivers a stress-free, comprehensive experience to our clients by ensuring a smooth enrollment and full coverage for their home.
Footnotes
1. Census.gov
