Save On Home Insurance in North Richland Hills, TX | TGS Insurance Agency

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North Richland Hills, TX

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Homeowners Insurance  »  Texas  »  

North Richland Hills

North Richland Hills Home Insurance Just Got A Lot Cheaper!


When it Comes to North Richland Hills Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance Agency for Personalized Coverage.


A basic homeowners insurance policy will typically cover the following:

  • Damage to the structure of your home- both the interior and exterior- by a named peril
  • Additional living expenses should your home become unlivable- this includes things like the cost of a hotel room while your home is being repaired
  • Coverage for your personal belongings up to a set limit
  • Personal liability coverage for damages to property or injuries sustained by others due to your fault- this provides legal protection


You can purchase supplemental policies to add to your home insurance suite such as:

  • Umbrella Coverage (additional liability coverage)
  • Secondary Home Coverage
  • Water Back-Up Coverage
  • Mold/Fungi Coverage
  • Flood Coverage
  • Windstorm/Hail Coverage

Popular Additional Home Coverages in North Richland Hills, TX Explained:

Windstorm and Hail Coverage: Whether it be from severe thunderstorms, tornadoes, or even the remnants of tropical storms and hurricanes, homeowners in North Richland Hills, TX understand the importance of protecting their homes from dangerous windstorm and hail events. Homeowners need to protect their homes from these costly, destructive weather events and avoid paying for these repairs alone. TGS Insurance helps homeowners prepare by automatically including a 2% deductible for any windstorm/hail damage in every homeowners insurance policy we write.

Water Backup: Homeowners dealing with water or sewer backup issues may be shocked to learn that neither their homeowners policy nor a flood insurance policy will keep them protected and without the right coverage, they may be left spending thousands of dollars to repair these damages. TGS Insurance provides our clients with an add-on protection option that has protections of up to $5,000-$25,000 specifically for these events.

Flood Insurance: The devastation flood events may bring to homeowners is very costly and homeowners insurance does not cover these events. Even as many as 20-25% of flood claims come from homes outside of flood zones, meaning every home, even those not deemed to be at risk should consider the protection of a flood insurance policy.

North Richland Hills, TX Home Ownership Costs

Median Home Value (owner-occupied)1: $203,800
Median Household Income1: $71,076

In North Richland Hills, TX, home insurance premiums average around $2,630 annually. At TGS Insurance, our average North Richland Hills, TX customer pays $1,373 per year for homeowners insurance. This means our customers in North Richland Hills are saving $1,257 per year! 

If you’re a new homeowner, or simply want to evaluate your current home insurance policy, an independent insurance agent expert at TGS Insurance Agency can help you find the right policy for your home.

Common Home Insurance Questions from Our Customers Near North Richland Hills, TX


Will homeowners insurance cover tree removal?

Your home insurance policy will pay for a tree removal up to your policy limits if the removal is necessary due to damage caused by a covered peril.

Can I transfer my home insurance?

While you cannot transfer your home insurance coverage, working with the right agent can help you find the appropriate coverage you need when you move. Here at TGS Insurance we even work with our client’s mortgage company to make sure everything is done the right way and that you stay covered for less.

Can you get homeowners insurance with bad credit?

Homeowners with less than favorable credit can still get a homeowners insurance policy. Your credit score does impact your insurance score, however, and homeowners with bad credit should be prepared to pay a bit more than those with good credit. By searching through our incredible bank of over 35 top-rated insurance carriers, TGS Insurance can help find you the right home insurance coverage for the lowest price no matter what your credit score may be.

Our Local, Independent Agents Are Ready to Help You With Your North Richland Hills, TX Homeowners Insurance:


TGS Insurance is ready to serve homeowners in North Richland Hills, TX through an unmatched level of customer service and our expertise in finding great home insurance coverage at the lowest possible rate. Our team delivers a stress-free, comprehensive experience to our clients by ensuring a smooth enrollment and full coverage for their home.




Home Insurance Carriers in North Richland Hills, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is North Richland Hills' Premier Home Insurance Provider

North Richland Hills neighborhood

North Richard Hills, TX, is tucked in the middle of Fort Worth, Grapevine, and Arlington. Residents enjoy many parks, quick access to the DFW airport, and other recreational, family-friendly activities. North Richard Hills boasts a sense of community found in American towns all across the nation while still enjoying access to the modern conveniences found in larger cities.

North Richland Hills neighborhood

Residents of North Richard Hills are all looking for excellent homeowners insurance coverage at the lowest rate on the market. TGS Insurance finds the best policies by shopping through our bank of 35+ top-rated carriers. As a Texan owned agency, TGS Insurance wins business from residents of North Richard Hills, TX, every day with great customer service and our extensive industry knowledge.

Key Home Statistics in North Richland Hills


Total Population in North Richland Hills, TX


Average Home Value in North Richland Hills, TX


Median Household Income in North Richland Hills, TX


Median Age in North Richland Hills, TX

Trust TGS Insurance in North Richland Hills

Data as of June 13, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in North Richland Hills, TX

Image of Western Ridge Neighborhood

Western Ridge

Western Ridge is a new home community that provides a neighborly atmosphere. Amenities include a new public library, golf course, and a recreation center.

Image of HomeTown Cottage Neighborhood

HomeTown Cottage

HomeTown Cottage is a master-planned community that is known for its porch lifestyle with beautiful homes. The neighborhood features community parks and miles of walking trails.

Image of Thornbridge Neighborhood


Thornbridge is tucked away from the sound of the city, but still close to urban attractions. The community is near Northfield Park and Bob Moore’s Sports Center.

Image of Fair Oaks Estates Neighborhood

Fair Oaks Estates

Fair Oaks Estates is a small-knit community with convenient access to North Tarrant Parkway. The neighborhood is next to Dr.Pillow Park and NRH Tipps Canine Hollow Dog Park.

Image of Forest Glenn East Neighborhood

Forest Glenn East

Forest Glenn East is conveniently located off North Tarrant Parkway and neighbors Tommy & Sue Brown Park, which features a playground, walking trails, and BBQ pits.

Image of Ember Oaks Neighborhood

Ember Oaks

Ember Oaks is nestled along Davis Blvd and is conveniently close to Northfield Park, which features a playground, baseball fields, a sand volleyball court, walking trails, and picnic areas.

Local Home Resources in North Richland Hills, TX

Fire Departments
City of Keller Fire Department STATIO3 Non EMER Numbr1500 Rufe Snow Drive
North Richland Hills, TX 76180
(817) 788-8871