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Comparison Shop Home Insurance in Pearland, TX from Multiple Carriers in Minutes
As an independent insurance agency, we don’t work for one insurance company, we work for you! When you input your address we will search our bank of trusted carriers and find you the best policy possible.
How Much is Home Insurance in Pearland, TX?
The average cost of homeowners insurance in Pearland is about $2,237/year. The average TGS Insurance policy for Pearland is $1,667 which means our customers are saving an average of $570 per year. In just a few minutes, you could be saving too! Enter your address above to get started with a free, instant quote.
How Much is Flood Insurance in Pearland, TX?
The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in Pearland pay $473 per year- that’s a total average savings of $161 per year! The average flood insurance policy takes 30 days to go into effect and some policies won’t be written due to storms, so don’t delay and get your flood insurance policy in Pearland, Texas today.
What does Pearland Home Insurance Cover?
Homeowners insurance in Pearland provides you with financial protection and peace of mind that your home and personal belongings will always be protected should a disaster strike. Your standard Pearland homeowners insurance policy will cover your home as well as any detached structures such as a garage, in addition to any personal items such as furniture, tech items, jewelry, and other valuables you want to be covered. Most standard homeowners insurance policies come with financial assistance should your home become unlivable, or someone injures themselves on your property.
Additional Coverages for Your Pearland Home Insurance Policy
Homeowners in Pearland know all too well that Texas weather can be unpredictable and those perils should be covered in your homeowners insurance policy. Most standard policies will cover common perils such as explosions, fire, hailstorms, theft, vandalism, and windstorms unless your policy specifically excludes them. Contrary to popular belief, flood insurance is not covered in your standard homeowners policy therefore you’ll need to purchase a separate policy for total protection against all the elements.
Insurance Coverage for Hail Damage in Pearland
There have been 15 severe thunderstorms in Pearland within the past 12 months with 5 of those producing severe hail. Hail can produce a significant amount of damage to your home and roof resulting in thousands of dollars in repairs. The real kicker? Sometimes hail damage isn’t included in your homeowners insurance policy as a standard covered peril.
THE TGS DIFFERENCE: It’s our mission to ensure every customer is fully protected, which is why we automatically write in hail protection as part of your standard Pearland homeowners insurance policy with a 2% hail/windstorm deductible. You can customize this coverage to your preference- it’s insurance made easy and just for you.
Insurance Coverage for Windstorm Damage in Pearland
Homeowners in Pearland are no strangers to windy and stormy days which is why all homeowners should consider windstorm coverage as part of their home insurance policy. Windstorm coverage protects your home should there be a tornado, hurricane, tropical storm, or other named peril in your policy.
THE TGS DIFFERENCE: We firmly believe every homeowners insurance policy we issue should be packed with as much protection as possible and that includes windstorms. We add windstorm coverage to all of our standard Pearland homeowners insurance policies with a 2% windstorm/hail deductible and that can be customized based on how much coverage you want.
Insurance Coverage for Flood Damage in Pearland
Hurricane Harvey was a once-in-a-lifetime event that showed every homeowner in Pearland that no home is safe from flood damage. In Pearland, flood insurance can average from $400-2,000 a year depending on the location of your home. The average TGS Insurance flood insurance policy for Pearland homeowners is $473 per year! Homeowners in Pearland, TX can easily bundle their flood insurance policy with their homeowners insurance for the most protection possible at a great rate!