Home Insurance in Pflugerville, TX Just Got A Lot Cheaper!
How Much is Home Insurance in Pflugerville, TX?
Homeowners insurance in Pflugerville costs an average of $1,112 per year, including windstorm coverage, among TGS Insurance customers. While home insurance policies can vary from home to home based on several factors, one consistent in home insurance is that shopping around is the best way to save money. Over 56% of homeowners don’t shop their home insurance policy around and therefore are missing out on substantial savings. At TGS Insurance, we automatically shop over 35+ A-rated (or better) home insurance carriers in Pflugerville, TX so homeowners always get the best policy at a great rate! Get started with your free quote by entering your address above!
Comparing the Average Cost of Homeowners Insurance in Pflugerville, TX By Home Value
Home value is one of the basic factors influencing your home insurance premium. The more home you have to insurance, the higher your premium will be. Below is a comparison of the average home insurance quote from TGS Insurance Agency in Pflugerville for the two most common home value ranges that we insure.
| Home Value | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $325,000-$374,999 | $1,108 |
| $375,000-$425,000 | $1,127 |
Building Comprehensive Pflugerville, TX Home Insurance Coverage Tailored To Your Needs
Many factors affect how much you pay on home insurance but a primary factor is the coverage levels that you choose. Every home and situation is unique so your agent can work with you to determine which of the following coverage options you should include in your policy and at what level you need to properly stay protected.
Protection for Your Home
Property or Dwelling Coverage is there to help you repair or rebuild your home if it is damaged or destroyed by an insured event such as an electric fire or damage from a windstorm.
Financial Protection for You and Your Family
Personal Liability Coverage is financial protection from potential legal repercussions if someone is injured on your property or their property is damaged as a result of your fault. When choosing your liability coverage limits, it is important to consider how much money you earn and the assets you own. Your personal liability coverage should be high enough to protect these assets should you end up facing a lawsuit.
Assistance With Medical Coverage for Others
Medical Coverage covers all medical expenses for guests that are injured on your property and you’re found to be at fault. It’s important to keep in mind that this does not cover any health-related expenses for you or members of your household.
Assistance With Additional Living Expenses
If your home becomes inhabitable because of a covered loss, such as a fire, your homeowners insurance policy will pay for additional living expenses such as a hotel room, while the damage is assessed and your home is rebuilt or repaired.
Protection for Your Personal Belongings
Your home is filled with many valuable items including furniture, clothes, electronics, and many other items of value. Personal Property Insurance will help you replace these items if they are lost, stolen, or destroyed as a result of a covered loss.
Scheduled Personal Property Coverage For More Expensive Belongings
If you have special or expensive possessions such as jewelry, fine art, antiques, or collectibles you may want to talk to your agent about this supplemental coverage. Scheduled Personal Property Coverage extends protection beyond the standard homeowners insurance policy.
Every home is unique and we understand that at TGS Insurance. Talk to one of our agents today to find out how you can get the best price and value on Pflugerville, TX a home insurance policy!
We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!
Take advantage of the discounts provided when you bundle multiple policies, such as home and auto. Do you need an umbrella policy?
We offer our clients Umbrella Coverage built to protect you from additional liability. Costs in both the medical and legal fields continue to rise, making umbrella coverage an attractive option for homeowners looking to protect themselves and their finances. TGS Insurance can help you by bundling this coverage option to your home insurance for better coverage and additional savings.
Zip Codes in Pflugerville, TX That We Insure:
- 78660
- 78664
- 78691
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
