Comparison Shop Your Home Insurance Policy in Prosper, Texas from 35+ A-rated Carriers in Seconds!
TGS Insurance is an independent, Texas-owned agency that is dedicated to providing our customers with an excellent experience. We’re carrier-agnostic, meaning we work for YOU, not your insurance company. With just your address, TGS Insurance shops your home insurance policy instantly across our bank of 35+ A-rated (or better) carriers to find the policy that fits your coverage needs and budget the best. There are no gimmicks, no BS, just the best homeowners insurance for your home at a low rate!
How Much is Home Insurance in Prosper, Texas?
Homeowners insurance in Proper costs an average of $1,281 per year among TGS Insurance Agency customers. This average includes windstorm and hail coverage with a 2% deductible and is based on policies with an average home value of $405,903. Policies will vary depending on your individual needs but, TGS Insurance Agency has been able to save our customers an average of $870 a year on their home insurance when they make the switch! Seeing how much you could save is as easy as entering your address above for a free, no-hassle instant quote!
Comparing Prosper Home Insurance Quotes by Home Value
Home value is one of several factors that influences your home insurance rate. Below is a comparison of the average home insurance quote from TGS Insurance Agency in Prosper by home value. Please note that home values are rounded to the nearest $25,000 so $200,000 includes homes in the $175,000 to $225,000 range and so on.
|Home Value||Average Annual Premium (incl. Wind Coverage)|
What Does My Home Insurance Policy in Prosper, Texas Cover?
A basic homeowners insurance policy (HO-3) will cover:
- The physical structure of your home
- Additional structures on your property such as sheds and detached garages
- Your personal property (Ex. appliances, clothing, electronics, jewelry, etc.)
- Living expenses should your home become unlivable
- Liability (medical and legal protection)
Your home insurance policy helps cover you against many perils, however, there are policy limits. If you require additional coverage, supplemental and add-on policies are available for homeowners that can be added to your home insurance policy to fill any gaps. Some of the most popular policy add-ons for homeowners in Prosper, Texas are:
- Scheduled personal property
- Valuable Articles/Floater policies (Ex. jewelry insurance for items that surpass policy limits)
- Umbrella insurance (additional liability coverage)
- Animal liability
- Flood insurance (Flood damage is NOT covered under home insurance)
- Water backup coverage
Zip Codes in Prosper, Texas That We Insure:
Don’t see your zip listed? As long as it’s in Texas, TGS Insurance has you covered with great home insurance!