Rosenberg Home Insurance Just Got A Lot Cheaper!
Comparison Shop Home Insurance in Rosenberg from Multiple Carriers in Minutes!
Homeowners in Rosenberg, TX pay on average $1,340 per year for homeowners insurance. Customers who use TGS Insurance to shop and compare home insurance rates can save on average $870 per year! All we need is your address to instantly shop your policy across 35+ A-rated (or better) carriers in 15 seconds or less. Comparing home insurance quotes has never been this easy.
When It Comes to Rosenberg Homeowners Insurance, Texas Property Owners Can Rely on TGS Insurance for Individualized Coverage.
Homeowners in Rosenberg, TX can expect their standard homeowners insurance policy to cover the following:
- Dwelling coverage (Your actual home)
- Other structures (Detached garage or fence)
- Personal property coverage (Appliances, electronics, furniture, jewelry, etc.)
- Loss-of-use coverage (Ex: your home becomes inhabitable temporarily due to a fire)
- Personal liability coverage (If someone were to become injured on your property and try to sue)
- Medical payments coverage (Would cover medical bills if someone got injured on your property)
A standard homeowners insurance policy would protect you against some of the most common perils a homeowner could face, but there are several things not included that you may want to look at. Here are just a few of the common policy add-ons you may want to consider adding, to close any gaps in coverage:
- Flood insurance
- Water backup
- Animal liability
- Umbrella policies
- Valuable articles or a floater policy (Ex: jewelry insurance)
We want our customers to feel peace-of-mind knowing they’ve got a homeowners insurance policy that will protect them in any disaster. This is why we automatically write in a 2% wind/hail deductible into every single homeowners insurance policy we write for Rosenberg, TX homeowners! Coverage can be easily customized based on your personal preferences.
Comparing the Average Cost of Homeowners Insurance in Rosenberg By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. wind coverage) |
|---|---|
| $75k Dwelling | $1,876 |
| $150k Dwelling | $2,678 |
| $200k Dwelling | $3,244 |
| $350k Dwelling | $4,842 |
*Information used from Help Insure from the Texas Department of Insurance. We applied a methodology of a homeowner with average credit, a home between 10-34 years of age, made of brick in Rosenberg, TX. Includes wind coverage.
Average Home Value in Rosenberg, TX
In 2020, the average home value in Rosenberg, TX is 192,517, which is $54,843 more than the 2010 average of $137,674. The city saw a decade low of $130,447 but has steadily increased year after year since.
*This data is provided by Zillow.com. Zillow Home Value Index (ZHVI): A smoothed, seasonally adjusted measure of the typical home value and market changes across a given region and housing type. It reflects the typical value for homes in the 35th to 65th percentile range.
Bundle for More Savings!
Bundling your home and auto insurance under one carrier is one of the easiest ways to save money on your insurance premiums. On average, bundling offers policyholders savings of 16% per year, with some saving even more!
TGS Insurance makes it easy to shop and bundle your home and auto insurance. We’ll shop your policies among our bank of 35+ A-rated carriers (Progressive, Kemper, to name a few) to find you a winning deal that is packed with protection and savings. Bundling your insurance has never been easier!
Our Agents Are Ready to Help You With Your Rosenberg Homeowners Insurance:
Homeowners all want a great homeowners insurance policy that provides the most coverage for their home at a price that doesn’t break the bank. At TGS Insurance, we bring a stress-free approach to shopping for homeowners insurance by handling everything for our customers from start to finish. We’ll work to not only find you the best policy to fit your needs but handle canceling any existing policies and even working with your mortgage company to set up payment.
