We Shop 35+ Carrier to Find You The Best Deal on Your Round Rock Home Insurance Every Time
How Much is Homeowners Insurance in Round Rock, TX?
Homeowners in Round Rock, TX pay an average of $1,743 a year on their home insurance. This is less than the national average of $2,305 a year. While many different factors can cause your home insurance premium to vary, the average TGS Insurance policyholder in Round Rock, TX pays $,1473 per year! That’s an annual savings of $270!
Comparing the Average Cost of Homeowners Insurance in Round Rock, TX By Dwelling Coverage Limit
| Coverage Level | Average Annual Premium (incl. wind coverage) |
|---|---|
| $75k Dwelling | $1,143 |
| $150k Dwelling | $1,530 |
| $200k Dwelling | $1,786 |
| $350k Dwelling | $2,511 |
Building Comprehensive Round Rock, TX Home Insurance Coverage Tailored To Your Needs
Many factors contribute to how much you will pay on your home insurance each month with the main factor being which coverage you choose to protect your home. Every home and situation is unique and your agent will work with you to determine which of the following protections make sense to include in your policy and at what level to do so.
Protection for Your Home
Property or Dwelling Coverage is there for you when you need to repair or rebuild your home should it become damaged or destroyed by an insured event including kitchen fires or a hurricane.
Financial Protection for You and Your Family
Personal Liability Coverage protects you when someone is injured on your property or their property is damaged and it is your fault. When choosing liability coverage limits, homeowners need to consider financial variables such as how much money they make and the assets they own. Your personal liability coverage needs to be high enough to protect your assets if you were to face a lawsuit.
Assistance With Medical Coverage for Others
When someone is visiting your property and becomes injured and you are at fault, you may find yourself paying for their medical expenses on your own. Medical Coverage is there to cover the medical expenses of injured guests that are visiting your property. It is important to note that it does not cover health care costs for you or other members of your household.
Assistance With Additional Living Expenses
Homes suffering from catastrophic events such as a fire or another covered loss may require you to relocate while they are repaired or rebuilt. Additional Living Expenses Coverage provides an avenue for your home insurance policy to pay for additional living expenses, including a hotel room or restaurant bills, while the damage is assessed and your home is restored to a livable condition.
Protection for Your Personal Belongings
Your home is filled with many valuable items including furniture, clothes, electronics, and many other items of value- both monetarily and sentimentally. Personal Property Insurance helps you replace these items if they are lost, stolen, or destroyed by a covered loss in your policy.
Scheduled Personal Property Coverage For More Expensive Belongings
Owners of special possessions such as jewelry, fine art, antiques, or collectibles may want to consider additional coverage to keep their valuables protected. Your home insurance policy will protect these items but only to a specified amount named in your policy. Items and collections with more value than is named on your policy will require additional coverage in the event they are lost, stolen, or damaged. Speak with your agent about this supplemental policy and keep your valuables protected for less.
If You Rent Out Your Home
Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings. Speaking with your agent can help you find the right coverage option for your needs. TGS Insurance can help keep you and your investment protected.
Every home is unique and thus so are your coverage needs. Contact TGS Insurance today and learn more on how you can get the best coverage available for the lowest price on Round Rock, TX home insurance built for you!
We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!
Take advantage of the discounts provided when you bundle multiple policies, such as home and auto. Is your boat covered on your home policy?
Whether it’s enjoying a warm summer day on Lake Travis, navigating the Colorado River, or taking a ride to the Gulf of Mexico, homeowners in Round Rock, TX love their watercraft. Protecting your watercraft against covered perils such as a fire is important, but it is also important to remember that while your home insurance will often offer some protection, it is usually no more than $1,000. This means your home insurance is better suited for protecting small damage or smaller watercraft such as canoes. If you own a watercraft that requires coverage including jet skis, boats with larger motors, etc., you’ll need to add boat insurance to stay covered. TGS Insurance can bundle your home and boat insurance policies for more savings and better coverage.
Zip Codes in Round Rock, TX That We Insure:
- 78664
- 78665
- 78680
- 78681
- 78682
- 78683
- 78728
Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!
