Save On Home Insurance in Round Rock, TX | TGS Insurance Agency

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Round Rock, TX

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Homeowners Insurance  »  Texas  »  

Round Rock

We Shop 35+ Carrier to Find You The Best Deal on Your Round Rock Home Insurance Every Time


How Much is Homeowners Insurance in Round Rock, TX?

Homeowners in Round Rock, TX pay an average of $1,743 a year on their home insurance. This is less than the national average of $2,305 a year. While many different factors can cause your home insurance premium to vary, the average TGS Insurance policyholder in Round Rock, TX pays $,1473 per year! That’s an annual savings of $270!

Comparing the Average Cost of Homeowners Insurance in Round Rock, TX By Dwelling Coverage Limit

Coverage LevelAverage Annual Premium (incl. wind coverage)
$75k Dwelling$1,143
$150k Dwelling$1,530
$200k Dwelling$1,786
$350k Dwelling$2,511
*Data is from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit, no claims within the past 5 years, and a brick home between 10-34 years of age in Round Rock, TX.


Building Comprehensive Round Rock, TX Home Insurance Coverage Tailored To Your Needs


Many factors contribute to how much you will pay on your home insurance each month with the main factor being which coverage you choose to protect your home. Every home and situation is unique and your agent will work with you to determine which of the following protections make sense to include in your policy and at what level to do so.


Protection for Your Home

Property or Dwelling Coverage is there for you when you need to repair or rebuild your home should it become damaged or destroyed by an insured event including kitchen fires or a hurricane.


Financial Protection for You and Your Family

Personal Liability Coverage protects you when someone is injured on your property or their property is damaged and it is your fault. When choosing liability coverage limits, homeowners need to consider financial variables such as how much money they make and the assets they own. Your personal liability coverage needs to be high enough to protect your assets if you were to face a lawsuit.


Assistance With Medical Coverage for Others

When someone is visiting your property and becomes injured and you are at fault, you may find yourself paying for their medical expenses on your own. Medical Coverage is there to cover the medical expenses of injured guests that are visiting your property. It is important to note that it does not cover health care costs for you or other members of your household.


Assistance With Additional Living Expenses

Homes suffering from catastrophic events such as a fire or another covered loss may require you to relocate while they are repaired or rebuilt. Additional Living Expenses Coverage provides an avenue for your home insurance policy to pay for additional living expenses, including a hotel room or restaurant bills, while the damage is assessed and your home is restored to a livable condition.


Protection for Your Personal Belongings

Your home is filled with many valuable items including furniture, clothes, electronics, and many other items of value- both monetarily and sentimentally. Personal Property Insurance helps you replace these items if they are lost, stolen, or destroyed by a covered loss in your policy.


Scheduled Personal Property Coverage For More Expensive Belongings

Owners of special possessions such as jewelry, fine art, antiques, or collectibles may want to consider additional coverage to keep their valuables protected. Your home insurance policy will protect these items but only to a specified amount named in your policy. Items and collections with more value than is named on your policy will require additional coverage in the event they are lost, stolen, or damaged. Speak with your agent about this supplemental policy and keep your valuables protected for less.


If You Rent Out Your Home

Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings. Speaking with your agent can help you find the right coverage option for your needs. TGS Insurance can help keep you and your investment protected.


Every home is unique and thus so are your coverage needs. Contact TGS Insurance today and learn more on how you can get the best coverage available for the lowest price on Round Rock, TX home insurance built for you! 


We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!


Take advantage of the discounts provided when you bundle multiple policies, such as home and auto. Is your boat covered on your home policy? 

Whether it’s enjoying a warm summer day on Lake Travis, navigating the Colorado River, or taking a ride to the Gulf of Mexico, homeowners in Round Rock, TX love their watercraft. Protecting your watercraft against covered perils such as a fire is important, but it is also important to remember that while your home insurance will often offer some protection, it is usually no more than $1,000. This means your home insurance is better suited for protecting small damage or smaller watercraft such as canoes. If you own a watercraft that requires coverage including jet skis, boats with larger motors, etc., you’ll need to add boat insurance to stay covered. TGS Insurance can bundle your home and boat insurance policies for more savings and better coverage.

Zip Codes in Round Rock, TX That We Insure:


  • 78664
  • 78665
  • 78680
  • 78681
  • 78682
  • 78683
  • 78728

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Round Rock, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Round Rock's Premier Home Insurance Provider

Round Rock neighborhood

Round Rock, TX is a historic city located just north of Austin. The city gets its name from the "Round Rock" in Brushy Creek that marked low water crossing for travelers during the 19th century. This fast-growing city is filled with an abundance of historic sites including Double File Trail, Palm Valley Boulevard, Chisolm Trail at Brushy Creek, and the infamous Old Settlers Park. Round Rock, TX is home to many famous local eateries including Round Rock Donuts!

Round Rock neighborhood

At TGS Insurance Agency, we only work with the best insurance carriers, which is why Round Rock, TX residents can always expect a superior experience from us. Round Rock, TX homeowners all want the same thing- a great home insurance policy at a competitive rate. As an independent agency with thousands of customers, 35+ carriers, and top-notch customer service, we win business from Round Rock, TX residents every day.

Key Home Statistics in Round Rock


Total Population in Round Rock, TX


Average Home Value in Round Rock, TX


Median Household Income in Round Rock, TX


Median Age in Round Rock, TX

Trust TGS Insurance in Round Rock

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Round Rock, TX

Image of Forest Creek Neighborhood

Forest Creek

Forest Creek features stunning homes and one of the most luxurious golf courses in all of Hill Country. This quiet community is located near the heart of Round Rock but enjoys a tranquil atmosphere and lifestyle.

Image of Teravista Neighborhood


Teravista is a premium golf community with rolling hills, water features, multiple parks, a world-class golf course, splash pads, pools, walking trails, and so much more.

Image of Behrens Ranch Neighborhood

Behrens Ranch

Behrens Ranch provides homeowners with the comfort of community in Hill Country all while keeping a close proximity to downtown Round Rock as well as the Southwest Williamson County Regional Park.

Image of Settlers Crossing Neighborhood

Settlers Crossing

Found in the northeastern portion of Round Rock, Settlers Crossing is a wonderful community. With modern amenities including an amazing pool and only a short distance from Old Settlers Park, there is plenty of recreational opportunities.

Image of Bradford Park Neighborhood

Bradford Park

Parks, eateries, and shops surround the residents of Bradford Park. Located towards the southside of Round Rock, residents can enjoy suburbia but maintain quick access to the modern amenities found the Austin.

Image of Round Rock Ranch Neighborhood

Round Rock Ranch

Round Rock Ranch sits east of downtown Round Rock offering a family-friendly atmosphere perfect for a suburban lifestyle. It is a great community for enjoying a Hill Country lifestyle and maintaining a close distance from the city life.

Local Home Resources in Round Rock, TX

Fire Departments
Round Rock Fire Dept1991 Rawhide Dr
Round Rock, TX 78681
(512) 218-5597
Round Rock Fire Dept203 Commerce Blvd
Round Rock, TX 78664
(512) 218-5590
Round Rock Fire Dept3300 Gattis School Rd
Round Rock, TX 78664
(512) 218-5590
Sam Bass Fire Dept1001 Great Oaks Dr
Round Rock, TX 78681
(512) 255-4100
Sam Bass Fire Dept16248 Great Oaks Dr
Round Rock, TX 78681
(512) 255-0100
Police Departments
Round Rock Police Dept615 E Palm Valley Blvd
Round Rock, TX 78683