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Rowlett, TX

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Rowlett Home Insurance Made Simple and Affordable with TGS Insurance Agency


How Much Does Home Insurance in Rowlett Cost?

The average cost for home insurance in Rowlett is $1,162 per year among TGS Insurance Agency customers. This average includes windstorm and hail coverage with a 2% deductible and is based on policies with an average home value of $243,261. Our independent agents know that every home is different and that is why we work with our customers to find the policy that best fits their needs without overpaying for the extras. On average, we have been able to save our Texas customers $870 per year on their home insurance – we shop, you save! To see how much you could be saving, all we need is your address for a free instant quote!

Comparing Rowlett Homeowners Insurance Quotes by Home Value

Home value is one of many factors that influences your home insurance rate. It is crucial that you have enough home dwelling coverage to cover the costs of rebuilding your home to its current status should you ever need to do so. Below is a comparison of the average home insurance quote from TGS Insurance Agency in Rowlett, Texas by home value.

Home ValueAverage Annual Premium (incl. Wind Coverage)

What Does Homeowners Insurance in Rowlett Cover?

A home insurance policy can, and should, be customized to fit your specific needs, but standard policies usually offer:

  • Coverage for your home and additional structures on your property such as detached garages, sheds, and fences
  • Coverage for your personal belongings such as clothes, furniture, and electronics
  • Coverage for personal liability exposures that comes with being a homeowner such as a guest being hurt on your property
  • Coverage for living expenses should your home become uninhabitable and you require temporary lodging while it is repaired or replaced

It is important to remember that these coverages apply when damages are caused by a variety of specific situations, known as named perils, that are outlined in your specific policy. While many types of disasters and losses are covered, there are multiple hazards that aren’t covered by a standard cookie-cutter home policy and supplemental policies will need to be added to avoid gaps in coverage.

Common Supplemental Coverages for Homeowners in Rowlett

  • Flood Insurance
  • Sewer Backup Coverage
  • Valuable Items Endorsement


Zip Codes in Rowlett, TX We Insure:

  • 75030
  • 75088
  • 75089
  • 75098

Don’t see your zip codes? Not a problem! We are able to help homeowners anywhere in Texas get great home insurance at great prices. Get started saving today with your address.

Home Insurance Carriers in Rowlett, TX

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Progressive Logo
Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Rowlett's Premier Home Insurance Provider

Rowlett neighborhood

Rowlett, TX is a suburb of Dallas and located on Lake Ray Hubbard. The city received its name from Rowlett Creek which flows into Lake Ray Hubbard. Rowlett, TX is an upscale community that features nature trails, vineyards, restaurants, and a variety of parks! It's easy to see why the Texans that live in Rowlett, TX call this beautiful city home.

Rowlett neighborhood

TGS Insurance works with top-rated carriers and only provides the best home insurance policy at a great rate to Rowlett residents. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service- we win business from Rowlett residents every day.

Key Home Statistics in Rowlett


Total Population in Rowlett, TX


Average Home Value in Rowlett, TX


Median Household Income in Rowlett, TX


Median Age in Rowlett, TX

Trust TGS Insurance in Rowlett

Data as of October 20, 2021




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Major Neighborhoods in Rowlett, TX

Image of The Homestead at Liberty Grove Neighborhood

The Homestead at Liberty Grove

The Homestead at Liberty Grove is a family-friendly neighborhood offering some of the most charming homes in all of Rowlett, Texas. Both Primrose School of Rowlett and Annie Keeley Elementary School offer quality educational options for residents.

Image of The Vineyards Neighborhood

The Vineyards

The Vineyards is a neighborhood with large homes near Lake Ray Hubbard in Rowlett, TX. Residents can reach downtown thanks to its proximity to Miller Rd. with ease and also enjoy nearby Paddle Point Park and Lakeside Park South.

Image of Northaven Neighborhood


Northaven is a newer community that is growing north of downtown Rowlett, Texas. Modern amenities match the contemporary homes and residents are only a short drive from any of the city's destinations including the Lakes of Springfield Park.

Image of Dalrock Neighborhood


Dalrock is an established community in Rowlett, Texas, featuring a mix of parks, homes, commercial spaces, houses of worship, and more. Located east of downtown, it is home to the Rowlett Park & Boat Launch and Pearson Elementary School.

Image of Toler Bay Estates Neighborhood

Toler Bay Estates

Toler Bay Estates is on the far south portion of Rowlett, TX. This well-established community provides easy access to Garland, TX, and is nearby the Rowlett Nature Trail.

Image of Bayview Estates Neighborhood

Bayview Estates

Bayview Estates features beautiful homes that are on par with the rest of Rowlett, Texas. Located on the east end of town, residents are close to Lake Ray Hubbard and a host of shops and eateries.

Local Home Resources in Rowlett, TX

Fire Departments
Rowlett Fire Dept5100 Dalrock Rd
Rowlett, TX 75088
(972) 475-9322
Police Departments
Rowlett Police Criminal Invstg4401 Rowlett Rd
Rowlett, TX 75089
Rowlett Police Department4000 Main St
Rowlett, TX 75088-5077
Rowlett Police DepartmentPO BOX 99
Rowlett, TX 75030-0099
Rowlett Police Dept4401 Rowlett Rd
Rowlett, TX 75089
Rowlett Police Records Dept4401 Rowlett Rd
Rowlett, TX 75088