Save On Home Insurance in San Antonio, TX | TGS Insurance Agency

Save on Home Insurance in
San Antonio, TX

We ONLY need your address

Quote looks like this
An Example Quote

See What Our Clients Have to Say


trust star

Based on 2,615 reviews

Showing our 4 & 5 star reviews
Homeowners Insurance  »  Texas  »  

San Antonio

San Antonio Home Insurance Made Simple with Quick, Accurate Quotes


How Much is Home Insurance in San Antonio, TX?

The average cost for home insurance in San Antonio is $1,188 among TGS Insurance Agency customers. This average is based on policies with an average home value of $338,655. While every policy is different and dependent on multiple factors, including your home’s value and coverages you choose, we have proudly been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

Comparing the Average Cost of Homeowners Insurance in San Antonio, TX By Home Value

Below is a comparison of the average home insurance quote from TGS Insurance Agency in San Antonio, by home value. Home value is one of many factors that influences your home insurance rate. Below, home values are rounded to the nearest $25,000 so $300,000 includes homes in the $275,000 to $325,000 range, etc.

Home ValueAverage Annual Premium (incl. Wind Coverage)

What Does My San Antonio Home Insurance Cover?

While home insurance policies can be customized to fit your specific needs, the majority of Texas home insurance policies provide some level of the following 6 basic coverages:

  1. Dwelling Coverage: covers the structure of your home
  2. Other Structures Coverage: covers detached structures such as detached garages or fences
  3. Personal Property Coverage: covers your personal belongings (make note of policy limits)
  4. Loss of Use Coverage: helps cover the cost of living expenses (ie, a hotel) while repairs are done to your home should it become unlivable
  5. Personal Liability Coverage: helps cover the cost of legal bills should you be held liable for injury to another person or damage to their personal property
  6. Medical Payments Coverage: helps cover the cost of medical bills if someone (outside of your household) is injured on your property

Common Home Insurance Endorsements in San Antonio, TX


Umbrella Coverage


Umbrella Coverage provides additional liability protection beyond your home insurance coverage limits. As medical and legal costs continue to rise, umbrella coverage is an attractive option for homeowners looking to protect themselves against liabilities that could cause a hit to their finances otherwise.


Windstorm/Hail Coverage


Homes in San Antonio, TX need the right protection from various windstorm and hail events. Homeowners face a variety of these perils coming in the form of severe thunderstorms capable of producing tornadoes and hail and may even include the remains of tropical events such as hurricanes and tropical storms. These threats are why TGS Insurance automatically writes in windstorm protection for all of our homeowners insurance policies in San Antonio, TX with a 2% deductible- it’s customizable home insurance built to protect you!


Flood Coverage

Homeowners in San Antonio, TX may be surprised to learn that homeowners insurance will not cover a flood event, and with 20-25% of all flood insurance claims coming from homes outside of flood zones, flood insurance an important coverage option for any home. TGS Insurance understands the importance of flood insurance and helps homeowners protect themselves by finding the lowest rate on the market to keep you protected. We do so by shopping through both private and government-issued flood insurance policies. Our clients only pay an average of $528 a year for flood insurance coverage! 

The Benefits of Partnering with TGS Insurance for Your San Antonio Home Insurance Needs:


  • We work diligently to serve the homeowners in San Antonio, TX. By shopping through our bank of 35 top-rated insurance carriers, TGS Insurance can find you the best coverage for your home at the lowest rate available on the market.


  • TGS Insurance makes the enrollment process seamless for our clients but does not stop there. We will work with mortgage companies to ensure that our clients receive the best coverage available in a timely manner. Additionally, we continue to help our clients through policy edits as they are needed and are there for you during the claims process should a claim or adjustment to your policy become necessary.


  • Worried about rising insurance rates? We hear you. That’s why our commitment to provide excellent customer service continues to work for you by ensuring that you never overpay for your home insurance again. Should you be facing a substantial home insurance rate increase, your TGS Insurance agent will compare your coverage with other options to continue providing you with the most affordable rate on the market without cutting your coverage. Year after year, TGS Insurance is prepared to keep you and your home covered for less!


Our Local, Independent Agents Ready to Help You With Your San Antonio, TX Homeowners Insurance:

TGS Insurance is ready to find you the right home insurance that keeps you protected when you need it the most. We take pride in our commitment to work closely with each client by finding the right home insurance solution for your needs. TGS Insurance also provides an unmatched level of customer service that gives the policies and packages that we sell more value- including our regular policy reviews to make sure that you continue to receive the best rate on the market year after year. To see how much you could be saving, start with a free, instant quote by providing your address above


Home Insurance Carriers in San Antonio, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is San Antonio's Premier Home Insurance Provider

San Antonio neighborhood

San Antonio is enriched in history, flourished with culture and surrounded with contemporary attractions. It is known for its colonial heritage and is home to the famous Alamo. Tourists and residents come together to enjoy the iconic Riverwalk, delicious restaurants and local shops. TGS Insurance is proud to be one of the leading home insurance carriers for the city of San Antonio.

San Antonio neighborhood

San Antonio homeowners all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find San Antonio residents the best policy. As an independent agency with thousands of customers, great customer service and extensive knowledge- we win business from San Antonio residents every day.

Key Home Statistics in San Antonio


Total Population in San Antonio, TX


Average Home Value in San Antonio, TX


Median Household Income in San Antonio, TX


Median Age in San Antonio, TX

Trust TGS Insurance in San Antonio

Data as of July 18, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in San Antonio, TX

Image of Alamo Heights Neighborhood

Alamo Heights

Alamo Heights' unique style and central location make is a great place to live. The area is close to the San Antonio Zoo as well as a variety of museums and golf courses.

Image of Kallison Ranch Neighborhood

Kallison Ranch

Kallison Ranch provides a peaceful atmosphere and is easily accessible to Loop 1604. The neighborhood features a pool, splash pad and covered picnic areas.

Image of Canyon Springs Neighborhood

Canyon Springs

Canyon Springs is a secluded community that is nestled off of Hwy 281. The neighborhood features a famous golf club, recreation center, swimming pools and parks.

Image of Cibolo Canyons  Neighborhood

Cibolo Canyons

Cibolo Canyons offers resort-style living in the home of your dreams. Homeowners in this community have access to a lazy river, playgrounds, fitness center, lap pools and so much more!

Image of Stone Oak  Neighborhood

Stone Oak

Stone Oak is a community that embodies hill country living with metropolitan perks. Neighborhood amenities include a golf club, swimming pool, clubhouse and parks.

Image of Tobin Hill Neighborhood

Tobin Hill

Tobin Hill is located in the heart of San Antonio. Homeowners are close to Pearl Farmers Market, Brackenridge Golf Course, as well as a variety of museums.

Local Home Resources in San Antonio, TX

Fire Departments
Alamo Heights City - Ems- Fire Department6116 Broadway St
San Antonio, TX 78209
(210) 824-1281
Balcones Heights Fire Dept111 Altgelt Ave
San Antonio, TX 78201
(210) 735-9206
Bexar Bulverde Vfd1126 E Borgfeld Dr
San Antonio, TX 78260
(830) 980-4733
Bracken Comal County Volunteer Fire Department209 Box Oak
San Antonio, TX 78230
(210) 651-9633
Bracken Volunteer Fire Department23600 Fm 3009
San Antonio, TX 78266
(210) 651-5762
Camelot Fire Rescue7385 Gibbs Sprawl Rd
San Antonio, TX 78239
(210) 656-0888
China Grove Volunteer Fire2456 FM-1516
San Antonio, TX 78263
(210) 648-0227
District Seven Fire & Rescue11615 Galm Rd
San Antonio, TX 78254
(210) 688-0665
Fire Station 162110 Nogalitos St
San Antonio, TX 78225
(210) 533-4952
Gardendale Volunteer Fire DepartmentSt Hedwig Rd
San Antonio, TX 78220
(210) 661-3144
Gardendale Volunteer Fire Dept6658 FM-1346
San Antonio, TX 78220
(210) 661-3144
Gvv Fire Dept2096 Talley Rd
San Antonio, TX 78253
(210) 679-7051
Harmony Volunteer Fire Dept11755 S Foster Rd
San Antonio, TX 78223
(210) 633-3298
Kicaster Volunteer Fire Dept894 PO Box
San Antonio, TX
(830) 217-4332
Kirby Fire Dept115 Bauman St
San Antonio, TX 78219
(210) 661-2612
Leon Springs Fire Dept24810 Ima Ruth Pky
San Antonio, TX 78257
(210) 698-1593
San Antonio Fire Chief's Office115 Auditorium Cir
San Antonio, TX 78205
(210) 207-7959
San Antonio Fire Dept3347 S Ww White Rd
San Antonio, TX 78222
(210) 207-7953
San Antonio Fire Dept919 Gembler Rd
San Antonio, TX 78219
(210) 337-4114
San Antonio Fire Dept 3910750 Nacogdoches Rd
San Antonio, TX 78217
(210) 654-0766
San Antonio Fire Station503 W Russell Pl
San Antonio, TX 78212
(210) 736-3275
Sandyoaks Volunteer Fire Dept3306 Hardy Rd
San Antonio, TX 78264
(210) 621-2131
South Bexar Volunteer Fire19500 S Us-281
San Antonio, TX 78221
(210) 626-3516
Twentynine Firehouse827 Hot Wells Blvd
San Antonio, TX 78223
(210) 534-6573
Police Departments
Balcones Heights Police Dept3300 Hillcrest Dr
San Antonio, TX 78299
Balcones Heights Police Dept3300 Hillcrest Dr
San Antonio, TX 78201
Bexar Cnty Sheriff Office200 N Comal
San Antonio, TX 78207
Bexar Cnty Sheriff-ct Security300 Dolorosa # 1
San Antonio, TX 78205
Bexar County Sheriff Office210 Garcia St
San Antonio, TX 78299
Castle Hills Police Department209 Lemonwood Dr
San Antonio, TX 78213-2410

Castle Hills Police Department209 Lemonwood Dr
San Antonio, TX 78213

Castle Hills Police Dept209 Lemonwood Dr
San Antonio, TX 78213
China Grove Police Dept2412 Fm 1516 S
San Antonio, TX 78263
Garden Ridge Police Dept9400 Municipal Pkwy
San Antonio, TX 78266
Grey Forest Police Dept3300 Hillcrest Dr
San Antonio, TX 78201
Highway Patrol6502 S New Braunfels Ave
San Antonio, TX 78223
Hill Country Police Dept116 Aspen Ln
San Antonio, TX 78299
Hill Country Vlg Police Dept116 Aspen Ln
San Antonio, TX 78232-4302
Hill Country Vlg Police...116 Aspen Ln
San Antonio, TX 78232-4302
Hollywood Park Police Dept2 MECCA DR
SAN ANTONIO, TX 78232-2235
Olmos Park Police Dept119 W El Prado Dr
San Antonio, TX 78212
San Antonio Fire & Police Fund311 Roosevelt Ave
San Antonio, TX 78210
San Antonio Police Depa...214 W Nueva
San Antonio, TX 78207-4514
San Antonio Police Depa...515 S Frio St
San Antonio, TX 78207-5051
San Antonio Police Department100 SOUTH FLORES
San Antonio Police Department214 W Nueva
San Antonio, TX 78207-4514
San Antonio Police Department515 S Frio St
San Antonio, TX 78207-5009
San Antonio Police Department887 S FRIO ST
SAN ANTONIO, TX 78207-5602

San Antonio Police Department506 DOLOROSA
SAN ANTONIO, TX 78204-1003

San Antonio Police Dept515 S Frio St
San Antonio, TX 78299
san antonio police dept5020 PRUE RD
SAN ANTONIO, TX 78240-1337
Windcrest Police Dept8601 Midcrown Dr
San Antonio, TX 78299