San Antonio Home Insurance Made Simple with Quick, Accurate Quotes
How Much is Home Insurance in San Antonio, TX?
Homeowners living in San Antonio, TX pay an average of $1,406 a year for their home insurance. Home insurance companies consider many different factors when creating your premium rate including how old your home is, the location of your home, the contents that will require coverage, and even your credit score all contribute in one way or another. This means rates will vary as they are specific to your situation. TGS Insurance continues to help homeowners in Texas save an average of $870 a year!
Who Needs Homeowners Insurance?
If you are a homeowner then you need home insurance. Most lenders won’t even offer a mortgage to a home without homeowners insurance, but having the basic cookie-cutter coverage is not enough to keep you protected. Having a homeowners insurance policy that is specifically tailored to your needs will provide you with an affordable coverage option that won’t skip on your coverage.
TGS Insurance helps homeowners every day by finding a home insurance policy that goes beyond the standard level of protection you expect and provides the personalized coverage that you deserve. We take a look at the coverage you need as our agents get to know you and the variety of aspects that make your home unique on a personal level to provide you with the right coverage for your needs.
Common Home Insurance Endorsements in San Antonio, TX
Umbrella Coverage protects you from liability claims that reach beyond your home insurance coverage limits. As medical and legal costs continue to rise, umbrella coverage is an attractive option for homeowners looking to protect themselves against liabilities that could cause a hit to their finances otherwise.
Homes in San Antonio, TX need the right protection from various windstorm and hail events. Homeowners face a variety of these perils coming in the form of severe thunderstorms capable of producing tornadoes and hail and may even include the remains of tropical events such as hurricanes and tropical storms. These threats are why TGS Insurance automatically writes in windstorm protection for all of our homeowners insurance policies in San Antonio, TX with a 2% deductible- it’s customizable home insurance built to protect you!
Homeowners in San Antonio, TX may be surprised to learn that homeowners insurance will not cover a flood event, and with 20-25% of all flood insurance claims coming from homes outside of flood zones, flood insurance an important coverage option for any home. TGS Insurance understands the importance of flood insurance and helps homeowners protect themselves by finding the lowest rate on the market to keep you protected. We do so by shopping through both private and government-issued flood insurance policies. Our clients only pay an average of $528 a year for flood insurance coverage!
The Benefits of Partnering with TGS Insurance for Your San Antonio Home Insurance Needs:
- We work diligently to serve the homeowners in San Antonio, TX. By shopping through our bank of 35 top-rated insurance carriers, TGS Insurance can find you the best coverage for your home at the lowest rate available on the market.
- TGS Insurance makes the enrollment process seamless for our clients. We also work with mortgage companies to ensure that our clients receive the best coverage available in a timely manner. We also continue to help our clients through policy edits as they are needed and are there for you during the claims process should a claim or adjustment to your policy become necessary.
- Worried about rising insurance rates? We hear you. That’s why our commitment to provide excellent customer service continues to work for you by ensuring that you never overpay for your home insurance again. Should you be facing a home insurance rate increase, your TGS Insurance agent will compare your coverage with other options to continue providing you with the most affordable rate on the market without cutting your coverage. Year after year, TGS Insurance is prepared to keep you and your home covered for less!
Our Local, Independent Agents Ready to Help You With Your San Antonio, TX Homeowners Insurance:
TGS Insurance is ready to find you the right home insurance that keeps you protected when you need it the most. We take pride in our commitment to work closely with each client by finding the right home insurance solution for your needs. TGS Insurance also provides an unmatched level of customer service that gives the policies and packages that we sell more value- including our regular policy reviews to make sure that you continue to receive the best rate on the market year after year.