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San Marcos Home Insurance Tailored to your Needs

 

How Much is Home Insurance in San Marcos, TX?

 
Homeowners in San Marcos, TX pay $1,637 a year on average for home insurance. This is less than the national average of $2,305 a year, and while many different factors can cause your home insurance premium to vary, TGS Insurance helps our clients in Texas save an average of $870 a year!
 

Comparing the Average Cost of Homeowners Insurance in San Marcos, TX By Dwelling Coverage Limit

 

Coverage LevelAverage Annual Premium (incl. wind coverage)
$75k Dwelling$1,093
$150k Dwelling$1,443
$200k Dwelling$1,673
$350k Dwelling$2,339
*Data is from Help Insure from the Texas Department of Insurance. Averages are based on quotes for a homeowner with average credit, no claims within the past 5 years, and a brick home between 10-34 years of age in San Marcos, TX.

 

Building Comprehensive San Marcos, TX Home Insurance Coverage Tailored To Your Needs

 
There are many factors that affect how much you pay on home insurance but a primary factor is the coverage you choose. Every home and situation is unique so your agent can work with you to determine which of the following coverage options you should include in your policy and what you need to stay protected.

 

Protection for Your Home

Property or Dwelling Coverage helps homeowners repair or rebuild their home if it is damaged or destroyed by an insured event such as a grease fire or damage caused by a windstorm.

 

Financial Protection for You and Your Family

Personal Liability Coverage is there for you when someone is injured or their property is damaged and you are found to be at fault. When choosing your liability coverage limits, homeowners should consider how much money they earn and the assets they own because the personal liability coverage that you choose should be high enough to protect these assets if you end up facing a lawsuit.

 

Assistance With Medical Coverage for Others

Paying for the proper care needed for individuals that are injured on your property as medical expenses continue to rise could leave you on the hook for very expensive medical bills without the right coverage.  Medical Coverage helps homeowners and their finances stay protected should an injury occur; however, it is important to note that it does not cover health care costs for you or other members of your household.

 

Assistance With Additional Living Expenses

If your home were to become unlivable because of a covered loss in your policy, this protection is there to help you pay for additional living expenses, including a hotel to stay in or food bills, while the damage is assessed and your home is restored or rebuilt to a livable condition.

 

Protection for Your Personal Belongings

Your home is filled with plenty of personal items such as clothes, electronics, furniture, and many other items of value- both monetarily and sentimentally. Personal Property Insurance is there to help homeowners replace items should they become lost, stolen, or destroyed as a result of a covered loss in your policy.

 

Scheduled Personal Property Coverage For More Expensive Belongings

Valuable possessions such as jewelry, fine art, antiques, or collectibles can require additional coverage, and homeowners looking to protect such personal possession may want to talk to their agent about this supplemental coverage option. Your home insurance policy will protect these items but only to a specified amount. Items and collections that are more valuable than your policy limits will require additional coverage to help protect your most prized possessions.

 

If You Rent Out Your Home

Landlords may have the option to buy optional liability coverage for the risks posed by tenant-occupied dwellings.

 

Every home is unique and TGS Insurance understands that the coverage needs of your homes will be as a result. Contact us today to learn more about how landlords can protect themselves and their investments with the best coverage for their homes in San Marcos, TX at the lowest price available.

 

We’re Your “One-Stop-Shop” for Insurance – Bundle Our Services and Save!

 

Take advantage of the discounts provided when you bundle multiple policies, such as home and auto. Do you need an auto policy?

TGS Insurance works with over 35 top-rated car insurance agencies and can find you the lowest rate on the market. We work for you by comparison shopping rates to find you the lowest price on the market every time and can even bundle your auto insurance with homeowners insurance for additional savings. Contact us today and see how TGS Insurance can help save you money.
 

Zip Codes in San Marcos, TX That We Insure:

 

  • 78656
  • 78666
  • 78667

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in San Marcos, TX

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Progressive Logo
Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
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TGS Insurance is San Marcos' Premier Home Insurance Provider

San Marcos neighborhood

San Marcos, TX is a tight-knit community located just south of Austin and is home to Texas State University. Though usually known as a college town, there hundreds of people who call San Marcos, TX home. From shopping at the San Marcos Outlets, tubing on the San Marcos or Blanco rivers, walking at Purgatory Creek or Rio Vista Park, and visiting "The Square" for a fun night on the town or a good bite- there's no shortage of things to do.

San Marcos neighborhood

San Marcos, TX householders all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance with 35+ carriers to find San Marcos, TX residents the best policy. As a locally owned agency with thousands of customers, great customer service, and extensive industry knowledge- we win business from San Marcos, TX residents every day.

Key Home Statistics in San Marcos

64,776

Total Population in San Marcos, TX

$267,500

Average Home Value in San Marcos, TX

$37,593

Median Household Income in San Marcos, TX

24

Median Age in San Marcos, TX

Trust TGS Insurance in San Marcos

Data as of October 23, 2021

15,000

Total
Customers

$4.27B

Total Assets Covered Projected

13,700

Total Homes Insured

5,200

Total Vehicles Insured

Major Neighborhoods in San Marcos, TX

Image of Blanco Gardens Neighborhood

Blanco Gardens

Blanco Gardens can be found nestled between the San Marcos River and Blanco River. Residents can enjoy a quiet community that is still close to downtown San Marcos, TX, as well as the amenities that come with it.

Image of Kissing Tree Neighborhood

Kissing Tree

Kissing Tree is redefining how retirement communities are perceived. Located near the San Marcos Premium Outlets in southwest San Marcos, Texas, this 55+ neighborhood features the Kissing Tree Golf Club, a Biergarten, and beautiful, modern homes for its residents.

Image of Rio Vista Neighborhood

Rio Vista

Rio Vista is a wonderful community near the heart of San Marcos, TX. Residents have quick access to downtown, a variety of shops and eateries, and are near the San Marcos River with the Rio Vista Park on its southwest side.

Image of Westover Neighborhood

Westover

Westover is a community found towards the western portion of San Marcos, Texas. Residents can enjoy quiet living in Hill Country with plenty of trails to enjoy within the Purgatory Creek Natural Area nearby and are only a short drive from downtown.

Image of Oak Heights Neighborhood

Oak Heights

Oak Heights is a family-friendly neighborhood near Crockett Elementary School in San Marcos, Texas. The community provides a quiet backdrop for its residents but is never too far from downtown nor top-notch Hill Country outdoor, recreational opportunities.

Image of Blanco Vista Neighborhood

Blanco Vista

Blanco Vista is north of San Marcos, TX. This master-planned community provides plenty of modern amenities with beautiful homes and is exceptional suburban living in Hill Country. Residents can enjoy Five Mile Dam Park as a great recreational space.

Local Home Resources in San Marcos, TX

Fire Departments
County of Hays Offices - Extension Office- Fire Marshall102 N L B J Dr
San Marcos, TX 78666
(512) 393-7339
San Marcos Fire Dept114 E Hutchison St
San Marcos, TX 78666
(512) 393-8460
South Hays Fire Dept1401 W San Antonio St
San Marcos, TX 78666
(512) 754-7963
Police Departments
San Marcos Police Dept2300 S Interstate 35
San Marcos, TX 78667
5127532108