Save On Home Insurance in Schertz, TX | TGS Insurance Agency

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Schertz, TX

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Schertz Home Insurance Just Got A Lot Cheaper!


How Much Does Schertz Home Insurance Cost?


Home insurance in Schertz, TX costs an average of $1,114 per year for our TGS Insurance Agency customers in the area. This average is based on policies with an average home value of $374,107 and includes wind/hail coverage. Home insurance premiums will vary from home to home depending on several factors such as the coverage you select and the value of your home. We’ve been able to save our customers an average of $870 per year when switching their home insurance. To see how much you could be saving, start with an instant quote above by providing your address (yes, your address and 15 seconds is really all it takes!).


Who Needs Homeowners Insurance?


If you own a home, you need homeowners insurance. The responsibility of rebuilding your home and restoring your possessions in the event of a major loss is an expensive one, especially as the cost of the building continues to rise. If you are using a mortgage to purchase your home, many lenders won’t issue a loan without homeowners agreeing to have some sort of basic home insurance coverage as a term and condition of the loan. Homeowners insurance is important, but don’t settle for cookie-cutter coverage that can leave you vulnerable. Your home insurance policy should be tailored to your coverage needs.


TGS Insurance Agency helps homeowners find the right homeowners insurance coverage that protects their needs in mind and goes beyond the standard level of protection. Here, you’re more than a policy number, you’re our client. We take pride in getting to know you and your specific needs to deliver to you a home insurance policy that protects and saves you money.


Common Additional Coverages for Home Insurance Policies in Schertz, TX


Windstorm/Hail Coverage


Wind and hail pose serious threats to homes in Schertz, Texas. Gusty storms such as tropical storms, hurricanes, and tornadoes are the most common types of perils as they can lead to serious damage to your home. TGS Insurance understands the importance of protecting your home from wind and hail damage. This is why we automatically add in a 2% wind/hail deductible into every homeowners insurance policy we write. We provide you with customized coverage that fits your needs and budget!


Flood Coverage


Flooding is not covered by your homeowners insurance. 25% of all flood claims occur from homes that are located outside of flood zones. Furthermore, the average flood insurance claim is around $43,000. Rebuilding after a flood is incredibly expensive and difficult, which is why we highly recommend flood insurance. TGS Insurance helps homeowners find the right flood insurance coverage for their home, shopping both private and government-issued policies to secure the lowest price possible. Texans pay on average $634 per year for flood insurance coverage. Here at TGS Insurance, our average client protects their home for less, spending only $528 per year on their flood insurance policy!


Water Back-Up Coverage


Clogged sewers and backed-up drains are not covered by your home insurance policy, but they can cost homeowners thousands of dollars in repairs. To protect against this peril, TGS Insurance offers this add-on with endorsements starting at only $50 per year for $5,000 in coverage.


The Benefits of Partnering with TGS Insurance for Your Schertz, TX Home Insurance Needs:


  • Homeowners who partner with TGS Insurance gain a provider that understands their needs. We help homeowners in Schertz, Texas gain the right coverages to protect their homes all while saving money. Our agents shop your policy among our bank of 35+ top-rated insurance carriers allowing us to find you the best coverage at the lowest price.


  • TGS Insurance is here to do all the work for you. Starting with the enrollment process, we’ll coordinate your policy with your mortgage company as well as help you with policy adjustments to ensure your coverage needs are met.


  • Year after year, we continue to work for you and find you the best coverage for your home at the lowest price. This means that if you were to face a rate increase, your TGS Insurance agent will comparison shop your policy all over again so you stay protected for the lowest rate.


Working with TGS Insurance Agency Means Service and Support You Can Count On!


Finding our clients the right coverage is only part of what we do. At TGS Insurance, we pride ourselves on providing a personal touch for each of our clients and delivering an unmatched level of customer service with each and every policy we write. To get started with a free, instant quote, provide your address above


Zip Codes in Schertz, TX We Insure:

  • 78108
  • 78132
  • 78154

Don’t see your zip code listed? Not a problem! As long as you are in Texas, we can find you great homeowners insurance at unbeatable rates!

Home Insurance Carriers in Schertz, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Schertz's Premier Home Insurance Provider

Schertz neighborhood

Located on the cusp of San Antonio’s buzzing metroplex is Schertz, Texas. The community’s modest size and north location provide a small, relaxing suburb. Schertz, Texas is enriched in its Hill Country values and tight-knit community to create a perfect place to live!

Schertz neighborhood

TGS Insurance works with top-rated carriers and only offers the best home insurance policy at a great rate to Schertz, Texas residents. As an independent agency with thousands of customers, 35+ carriers, and exceptional customer service- we win business from Schertz, Texas homeowners every day.

Key Home Statistics in Schertz


Total Population in Schertz, TX


Average Home Value in Schertz, TX


Median Household Income in Schertz, TX


Median Age in Schertz, TX

Trust TGS Insurance in Schertz

Data as of April 24, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Schertz, TX

Image of The Crossvine Neighborhood

The Crossvine

For those looking for a new leaf, The Crossvine is a great place to start. The community features resort-style pools, an amphitheater, an exercise course, and pocket parks.

Image of Northcliffe Neighborhood


Northcliffe is a mature neighborhood that features a park, swimming pool, community center annex, and an 18-hole public golf course.

Image of Rhine Valley Neighborhood

Rhine Valley

Rhine Valley offers stunning new homes located in Schertz, TX. The community features a basketball court and is located near Shady Oaks Ranch.

Local Home Resources in Schertz, TX

Police Departments
Schertz Police Dept1404 Schertz Pkwy # A
Schertz, TX 78154
Schertz, TX 78154