Save On Home Insurance in Selma, TX | TGS Insurance Agency

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Selma, TX

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What Does Home Insurance In Selma, TX Cost?


Home insurance in Selma, Texas costs an average of $1,114 per year for our TGS Insurance Agency customers in the area. This average is based on policies with an average home value of $374,487 and includes wind/hail coverage. Home insurance premiums will vary from home to home depending on numerous factors such as the coverage types selected and the value of your home. We’ve been able to save our customers an average of $870 per year when switching their home insurance. To see how much you could be saving, start with an instant quote above by providing your address (yes, your address and 15 seconds is really all it takes!).

Who Needs Homeowners Insurance?


Every homeowner needs homeowners insurance. Rebuilding your home or replacing your possessions should you experience a loss can be a financial nightmare to face alone, especially if your home is a total loss. Keeping the right amount of coverage keeps you protected from such perils. Additionally, many lenders will not issue a mortgage without at least a basic form of home insurance, but settling for generic coverage isn’t enough. To avoid coverage gaps, you should enroll in a homeowners insurance policy that is crafted with your needs in mind.


TGS Insurance Agency is here to help Selma homeowners find the right home insurance policy that goes beyond the standard level of protection. Here, you’re more than a policy number. We take the time to get to know you and your specific needs so that we can craft the right homeowners insurance policy that not only protects your needs but is built to save you money.


Common Additional Home Coverages in Selma, TX


Windstorm/Hail Coverage


Homes in Selma, TX have a lot of wind and hail threats to contend with, as it is the most common peril in the area. There are a variety of weather events including severe thunderstorms, tornadoes, hail, and even the remnants of tropical storms and hurricanes that can cause damage to your home. TGS Insurance understands the power of wind and hail and the importance of protecting your home from these perils. We automatically add windstorm and hail coverage to every home insurance policy we write with a 2% deductible to make sure all of our clients are protected. It’s customized coverage that saves you money while meeting your coverage needs!


Flood Coverage


Though many homeowners believe flooding to be covered by their homeowners insurance, flood events are not and require flood insurance for proper protection. With as many as 25% of all flood claims coming from homes outside of flood zones in low-risk areas and the average flood insurance claim costing around $43,000, flood insurance is a worthy investment for any homeowner. The aftermath of a flood is a tricky, messy, and expensive process which is why we recommend that all homeowners stay covered with a flood insurance policy. TGS Insurance is here for you and continues to help homeowners find the perfect policy for their homes that protects them for less. By shopping among both private and government-issued policies, we can deliver you the same coverage at the lowest price on the market. Texans pay $634 per year on average for their flood insurance coverage. At TGS Insurance, our clients spend only $528 per year on average for their flood insurance policies!


Extra Contents Coverage


Adding extra content coverage is a perfect solution for homeowners with valuables that exceed their policy limits. Your home insurance will protect your possessions, however, if you own more valuable items such as art, collectibles, firearms, jewelry, etc., you can easily exceed your policy’s limits leaving these items exposed to perils. To avoid coverage gaps for your possessions, speak to your agent about adding this coverage option.


The Benefits of Partnering with TGS Insurance for Your Selma, Texas Home Insurance Needs:


  • Partnering with TGS Insurance means partnering with an insurance agency that takes the time to understand your needs. We work for you, not the insurance brands, and develop policies that protect you according to your factors. We find homeowners in Selma, Texas the right coverages built to protect their homes while saving you money. Our agents shop among our bank of 35+ top-rated insurance carriers to find the best coverage for your policy at the best price possible.


  • TGS Insurance is here to assist with your entire enrollment process. We do the work for you and will work with your mortgage company for a smooth transition and to ensure that your coverage needs. Your TGS Insurance agent will continue to serve you by making policy adjustments as necessary and guiding you through the claims process should you experience a loss.


  • Year after year, we continue to find you the best policies for your home at the best price on the market. Should you face a rate increase, your TGS Insurance agent will comparison shop your coverage all over again to keep you covered with the policies you deserve while saving you money!


Zip Codes in Selma, TX We Insure:

  • 36701
  • 36702
  • 36703

Don’t see your zip code? Not a problem! As long as you are in Texas, we can find you unbelievable rates on your home insurance!

Home Insurance Carriers in Selma, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Selma's Premier Home Insurance Provider

Selma neighborhood

Located 16 miles northeast of San Antonio is Selma, TX. From the quality of life to community building, the residents of Selma take advantage of small-town living. The city is home to Retama Park, a beautiful horse racing track that brings in people from all over the country. Selma, TX is an inviting community that truly cares about its residents!

Selma neighborhood

At TGS Insurance, we only work with the best insurance carriers, which is why Selma, TX residents can always expect a great homeowners insurance policy at a low rate. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service, we win business from Selma, TX homeowners every day.

Key Home Statistics in Selma


Total Population in Selma, TX


Average Home Value in Selma, TX


Median Household Income in Selma, TX


Median Age in Selma, TX

Trust TGS Insurance in Selma

Data as of July 18, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Selma, TX

Image of Retama Springs Neighborhood

Retama Springs

Retama Springs is a beautiful community located on Highway 1604. The neighborhood is near Retama Park, which features a playground and lake.

Image of Selma Park Estates Neighborhood

Selma Park Estates

Selma Park Estates is nestled on the corner of Highway 1604 and I-35. The community is near Davenport Park, Retama Lake, and various restaurants and retail stores.

Image of Kensington Ranch Neighborhood

Kensington Ranch

Kensington Ranch is a neighborhood located off FM 1518. The community features a variety of beautiful parks and playgrounds within walking distance.

Local Home Resources in Selma, TX

Police Departments
Selma Police Dept9375 Corporate Dr
Selma, TX 78154