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Spicewood, TX

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Spicewood Homeowners Insurance Quotes Made Easy and Quick

 

How Much is Home Insurance in Spicewood, TX?

 
Home insurance in Spicewood, TX costs an average of $1,144 among TGS Insurance Agency customers. While the cost of your home insurance policy can vary based on several factors, including home value and the amount of coverage you need, our premium average is $793 less than the city average of $1,937 per year. To see how much you can be saving, provide your address above for a free, instant quote.
 

Comparing Homeowners Insurance Quotes in Spicewood, TX By Home Value

 
Below is a comparison of the average home insurance quote provided by TGS Insurance Agency within two of the most common home value ranges for Spicewood, Texas. Home value is just one of many factors that influences your home insurance premium.

Home ValueAverage Annual Premium (incl. Wind Coverage)
$325,000-$375,000$1,138
$375,001-$425,000$1,147
 

How Do Insurance Carriers Calculate Home Insurance Rates in Spicewood, Texas? 

 
Your home insurance rate is influenced by how much risk your insurance carrier takes on when providing coverage for you and your home. If your home is more of a risk, you can expect higher premiums; homes that carry less risk can expect lower rates. Each insurance carrier assesses a variety of different factors such as your home’s age, build type, location, and size. Your insurance provider will also assess personal factors that can affect how much you pay including your credit score (a better score = a lower rate), claims history (fewer claims = a lower rate), and the amount of coverage you require (more coverage = a higher rate.)
 

Other factors that can affect your home insurance premium include: 

  • Your home’s roof
  • Your area’s crime rate
  • How far your home is from the coastline or other body of water
  • Security systems (You can save as much as 20% by installing a security system)
  • Pets (Ex. certain dog breeds can lead to higher premiums)
  • Common weather events (Ex. hurricanes, tornadoes, hail, etc.) 
  • Attractive nuisances (Ex. pool, trampoline, playground, etc.)

 

Insurance carriers take all of these factors into consideration and process them according to their own methods and standards. This is why some companies will produce different quotes for the same home with the same coverage. Comparing at least 5 to 10 different insurance quotes can help you determine which provider has the best coverage for the lowest rate possible. Here at TGS Insurance, we understand that this can take up a lot of time and be a tedious task to complete. Which is why we do it for you. Your TGS Insurance agent will shop your home insurance policy among our bank of over 35 A-rated (or better) carriers to find the best coverage for your needs all at the lowest price on the market! Your time is important, so why waste it shopping for insurance? Let our agents do all the heavy lifting for you. You can get a hassle-free home insurance quote in as little as 15 seconds or less by only entering your address. Don’t wait, see how much you’ll save today!
 

Zip Codes in Spicewood, TX We Insure:

  • 78669

Don’t see your zip code? Don’t worry! We are able to help homeowners throughout Texas find the best rates on their home insurance!

 

Home Insurance Carriers in Spicewood, TX

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Allied Trust Logo
Maison Logo
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Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
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TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is Spicewood's Premier Home Insurance Provider

Spicewood neighborhood

Spicewood, TX is a small community found northwest of Austin, TX. Surrounded by beautiful landscapes, rolling hills, creeks, and the home of the beloved Krause Springs, this city delivers charm and nature unlike any other. Camping and recreational activities are a way of life here with larger city amenities available nearby. TGS Insurance assists homeowners in Spicewood, TX, and is a leading provider of home insurance in the city. We help homeowners like you find the coverage they need at the lowest price available!

Spicewood neighborhood

TGS Insurance understands that homeowners in Spicewood, TX are all looking for one thing- the best homeowners insurance coverage for the lowest price. Working as an independent insurance provider, we assist homeowners all over Texas and are here to find you the right policy that protects your home while you save. We win business in Spicewood, TX every day with our unmatched customer service and great partnerships with our bank of 35+ top-rated insurance brands.

Key Home Statistics in Spicewood

6,612

Total Population in Spicewood, TX

$599,000

Average Home Value in Spicewood, TX

$79,850

Median Household Income in Spicewood, TX

48

Median Age in Spicewood, TX

Trust TGS Insurance in Spicewood

Data as of September 19, 2021

15,000

Total
Customers

$4.27B

Total Assets Covered Projected

13,700

Total Homes Insured

5,200

Total Vehicles Insured

Major Neighborhoods in Spicewood, TX

Image of The Summit at Lake Travis Neighborhood

The Summit at Lake Travis

The Summit at Lake Travis is a tranquil master-planned community where residents can enjoy the beauty of the Hill Country and Lake Travis while still being minutes from shopping, restaurants, and major employers.

Image of Spicewood Trails Neighborhood

Spicewood Trails

Spicewood Trails is a beautiful custom home community where residents can enjoy the sereneness of the Hill Country with walking trails, creeks, and footbridges.

Image of Reserve at Lake Travis Neighborhood

Reserve at Lake Travis

Reserve at Lake Travis is one of Lake Travis’ most exclusive communities. Residents have access to a swim park & lazy river, a marina with concierge boat service, a full-service equestrian center, and lighted tennis courts.

Local Home Resources in Spicewood, TX

Fire Departments
Pedernales Fire Dept801 Bee Creek Rd
Spicewood, TX 78669
(512) 264-1476
Spicewood Volunteer Fire Dept9805 E State Highway 71
Spicewood, TX 78669
(830) 693-7136