Sugar Land Homeowners Insurance Made Easy with Quick, Accurate Quotes!
Comparison Shop Home Insurance in Sugar Land, TX from Multiple Carriers in Minutes
As an independent insurance agency, we’re carrier agnostic so we don’t work for one insurance provider, we work for you! When you input your address, your policy is immediately shopped against our bank of A-rated (or better) carriers to find you the best policy possible to fit your needs in seconds.
How Much is Home Insurance in Sugar Land, TX?
The average cost of homeowners insurance in Sugar Land is about $2,237/year. The average TGS Insurance policy for Sugar Land is $1,891 which means our customers are saving an average of $346 per year. Don’t wait, find out how much you could be saving too!
How Much is Flood Insurance in Sugar Land, TX?
The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in Sugar Land pay $482 per year- that’s a total average savings of $152 per year! The average flood insurance policy takes 30 days to go into effect and some policies won’t be written due to storms, so don’t delay and get your flood insurance policy in Sugar Land, Texas today.
What Does Sugar Land Home Insurance Cover?
Homeowners insurance in Sugar Land provides peace-of-mind and financial protection that your home and everything in it will always be covered should a disaster strike. The standard Sugar Land homeowners insurance policy will provide protection for your home, any detached structures, and any personal items in your home including furniture, technology items, jewelry and other valuables. The standard homeowners insurance policy will provide you with financial assistance should your home be deemed unlivable, or if someone were to have an accident or injury on your property.
Additional Coverages for Your Sugar Land Home Insurance Policy
Sugar Land homeowners know all too well that Texas weather can be wildly unpredictable and your homeowners insurance should cover for any peril that may come your way. Most standard policies will cover common perils such as explosions, fire, hailstorms, theft, vandalism and windstorms unless specifically excluded in your policy. And it’s a common misconception that flood damage is covered by your standard homeowners insurance policy, and that’s simply not the case. If you want flood damage protection, you’ll need to purchase a separate policy for complete coverage against all of the elements.
Insurance Coverage for Hail Damage in Sugar Land
There have been 13 severe thunderstorms reported in Sugar Land within the past 12 months with 1 of those producing hail. Hail storms can produce a significant amount of damage to your home and roof that could result in thousands of dollars in repairs. And unfortunately sometimes hail damage isn’t included in your homeowners insurance policy as s standard covered peril.
THE TGS DIFFERENCE: We believe every homeowner in Sugar Land should be 100% protected against all of the elements, including hail. That’s why we automatically write-in hail protection as part of your standard homeowners insurance policy with a 2% hail/windstorm deductible. You can easily raise or lower your deductible based on your personal preference!
Insurance Coverage for Windstorm Damage in Sugar Land
Sugar Land homeowners are not immune to stormy and windy days which is why all homeowners should consider windstorm coverage as part of their homeowners insurance policy. Windstorm coverage protects your home should there be a tornado, hurricane, tropical storm or other named peril in your policy.
THE TGS DIFFERENCE: Our team firmly believes that every homeowners policy we issue should provide the most protection possible and that’s why every policy comes with windstorm coverage as a standard. Most policies are written with a 2% windstorm/hail deductible that can be easily customized based on how much coverage you want. It’s insurance the way you want it!
Insurance Coverage for Flood Damage in Sugar Land
Hurricane Harvey was a catastrophic and devastating event that showed every homeowner in Sugar Land that no home is safe from flood damage. In Sugar Land, flood insurance can average from $400-$2,000 a year depending on where your home is located. The average TGS Insurance customer in Sugar Land pays $482 per year! Homeowners in Sugar Land, TX can easily bundle their flood insurance with their homeowners insurance policy for full protection and no gaps in coverage- all at a great rate!