Save On Home Insurance in Texarkana, TX | TGS Insurance Agency

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Texarkana Homeowners Insurance Made Easy with Fast, Reliable Quotes!


When it comes to Texarkana homeowners insurance, Texas property owners can rely on TGS Insurance Agency for personalized coverage.

A basic homeowners insurance policy will cover the following:

  • The structure of your home
  • Replacement costs
  • Your possessions (up to a set limit)
  • Living expenses in case of a disaster
  • Liability (medical and legal)

You can purchase supplemental policies to add to your home insurance suite such as:

  • Valuable Articles/Floater policies (i.e. Jewelry Insurance)
  • Windstorm/hail policies
  • Flood insurance 
  • Umbrella policies (additional liability)
  • Animal Liability (liability issues due to household pets)


Texarkana Home Ownership Costs


Median Home Value (owner-occupied)1: $130,600
Median Household Income1: $45,080

In Texarkana, TX, home insurance premiums average $2,500 annually, which is just above the national average of $2,305 per year. Texas comes in with the 5th highest average insurance premiums in the country.

Are you a first-time homeowner? Or maybe you are simply looking to reevaluate your home insurance costs? Either way, TGS Insurance is here to help you find the right policy for your home. Our average customer saves around $870 per year!

Most Popular Additional Home Coverages in Texarkana, TX:

Windstorm and Hail Coverage: Homeowners in Texarkana, TX understand the damage severe thunderstorms, hail, tornadoes, tropical storms, and hurricanes can deliver to a home. Severe windstorms and hail can cause thousands of dollars in repairs to your home and without the right coverage, you will have to face these expenses alone. TGS Insurance helps our clients protect themselves against wind and hail damage by automatically including a 2% deductible for any windstorm/hail damage in every homeowners insurance policy we write.

Water Backup: Sewer or drainage backup is expensive to repair and without the right coverage, you won’t be protected. Neither homeowners insurance nor flood insurance cover these events, but as a client of TGS Insurance, you can stay protected with this add-on protection worth up to $5,000-$25,000+ in damage protection.

Flood Insurance: Floods are some of the worst events a homeowner can face. And with 20-25% of all flood insurance claims coming from outside of a flood plain, it is important for every home to stay protected even if you feel your home is not at risk. Stay protected against floods with a flood insurance policy from TGS Insurance.

Most Common Home Insurance Questions from Our Customers Near Texarkana, TX


Do you need home insurance if your house is paid off?

It is always recommended that you have a home insurance policy in place even if your home is paid off. Should you suffer from a theft, a fire, or any other covered peril, without home insurance you would be responsible for paying for any restoration needed. Home insurance policies should be a part of your home even after your mortgage is paid.

Will homeowners insurance pay for a new roof?

If the damage is caused by a sudden, accidental event that is covered by your home insurance policy. If the damage is from normal wear and tear, however, your homeowners insurance will not cover it.

How long does it take to get a home insurance quote?

Some insurance carriers can provide a quote within 15 minutes and others a few days. With TGS Insurance, you are only a few clicks away from an accurate home insurance quote. 

Our Local, Independent Agents Are Ready to Help You With Your Texarkana, TX Homeowners Insurance:

Homeowners in Texarkana, TX can rest easy with TGS Insurance. Our knowledgeable team of agents works to find you the right protection for your home at the lowest rates on the market without sacrificing your coverage. Enjoy monthly savings and peace of mind with world-class customer service when you enroll with TGS Insurance.




Home Insurance Carriers in Texarkana, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Texarkana's Premier Home Insurance Provider

Texarkana neighborhood

Texarkana is a city that shares a border of its twin city of the same name in Arkansas near the AK/LA/TX border lines. Home to the beautiful Spring Lake Park, residents enjoy many recreational activities, and Texarkana hosts such events as the Four States Rodeo. The city’s slogan is “Twice is Nice” and with its quaint feel yet modern conveniences, residents of Texarkana get the best of both worlds.

Texarkana neighborhood

Texarkanians all want the same thing for their homes- an exceptional homeowners policy at a great rate. TGS Insurance shops your insurance among 35+ carriers to find the best policy for you. As an independent agency with thousands of customers in Texas, our great customer service and extensive knowledge wins business from Texarkana, TX every day.

Key Home Statistics in Texarkana


Total Population in Texarkana, TX


Average Home Value in Texarkana, TX


Median Household Income in Texarkana, TX


Median Age in Texarkana, TX

Trust TGS Insurance in Texarkana

Data as of July 17, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Texarkana, TX

Image of Parkwood Neighborhood


Parkwood is a family-friendly community in Texarkana, Texas. This established community is close to a variety of shops, restaurants, and other small businesses. Residents can also enjoy a short commute to Texarkana College.

Image of Glenwood Neighborhood


Glenwood is a well-established community north of downtown Texarkana, TX. There are many shops and places to eat nearby as well as Spring Lake Park for disc golf and other recreational activities.

Image of Northridge Country Estate Neighborhood

Northridge Country Estate

Northridge Country Estate is a wonderful community featuring larger, beautiful homes with lots that match. Found north of downtown Texarkana, Texas, residents here can enjoy the Northridge Country Club and its golf course.

Image of Deerfield Estates Neighborhood

Deerfield Estates

Deerfield Estates is one of the most sought-after communities in all of Texarkana, Texas. This wonderful neighborhood near Clear Creek offers its residents beautiful homes and a short commute to Texas A&M University Texarkana.

Image of Oak Forest Neighborhood

Oak Forest

Oak Forest is a rural community nestled in the countryside of East Texas, west of Texarkana, TX. The neighborhood is close to W 7th St. which features plenty of local shops and businesses.

Image of Shilling South Neighborhood

Shilling South

Shilling South provides its residents with spacious homes on large properties found on the northside of Texarkana, TX. This rural community can enjoy plenty of recreation at the nearby Bringle Lake featuring a park on the east and west.

Local Home Resources in Texarkana, TX

Fire Departments
C-5 Red Lick/Leary Vfd55 Lewis Akin Rd
Texarkana, TX 75503
(903) 831-7900
Eylau Volunteer Fire DepartmentEylau Loop Rd
Texarkana, TX 75501
(903) 832-4116
Police Departments
Bowie County Sheriff's Office100 N State Line Ave
Texarkana, TX 75501
Texarkana Police Chief's Ofc100 N State Line Ave # 16
Texarkana, TX 75599
Texarkana Texas Police DepartmentPO BOX 2711
TEXARKANA, TX 75504-2711
Texarkana Texas Police DepartmentPO BOX 1885
Texarkana, TX 75504-1885
Texarkana Texas Police Department801 Wood St
Texarkana, TX 75501-5221