The Woodlands Homeowners Insurance Made Easy with Fast, Reliable Quotes!
Comparison Shop Home Insurance in The Woodlands, TX from Multiple A-Rated Carriers in Minutes
As an independent insurance agency, we don’t work for one insurance company, we work for you! When you input your address, we’ll shop our bank of top carriers to find you the best policy at an exceptional rate.
How Much is Home Insurance in The Woodlands, TX?
The average cost of homeowners insurance in The Woodlands is about $2,936/year. The average TGS Insurance policy for The Woodlands is $1,098 which means our customers are saving an average of $1,838 per year. In just a few minutes, you could be saving too!
How Much is Flood Insurance in The Woodlands, TX?
The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in The Woodlands pay $466 per year- that’s a total average savings of $168 per year! The average flood insurance policy takes 30 days to go into effect and some policies won’t be written due to storms, so don’t put it off and get your flood insurance policy in The Woodlands, Texas.
What does The Woodlands Home Insurance Cover?
Homeowners insurance in The Woodlands offers peace-of-mind and financial security for any weather-related catastrophe or covered event. Your typical homeowners insurance policy in The Woodlands protects your home, detached structures, and any personal belongings such as furniture, electronics, jewelry, and other valuables. Homeowners insurance will also provide you with financial protection and assistance should your home become unlivable or someone gets injured on your property.
Additional Coverages for Your Woodlands Home Insurance Policy
It’s recommended for all homeowners in The Woodlands to obtain additional coverage options because the weather in Texas can be unpredictable. Most homeowners insurance policies cover common perils such as explosions, fire, hailstorms, theft, vandalism, and windstorms unless it’s specifically excluded. Most homeowners unfortunately believe flood damage is covered by their homeowners insurance policy and that is untrue. To protect your home against flood damage, you’ll need to purchase a separate flood insurance policy to fill in any gaps in coverage.
Insurance Coverage for Hail Damage in The Woodlands
The Woodlands has had 26 severe weather warnings within the past 12 months with 4 of those warnings producing hail. Hail can wreak havoc on your home and roof leading to thousands of dollars in costly repairs. And unfortunately, some homeowners insurance policies don’t cover hail damage leaving homeowners vulnerable.
THE TGS DIFFERENCE: To ensure you are fully covered, we automatically write-in hail protection as part of your standard home insurance policy in The Woodlands, with a 2% hail/windstorm deductible that can be customized for your preference.
Insurance Coverage for Windstorm Damage in The Woodlands
Homeowners in The Woodlands are not exempt from windy days and stormy weather, so we recommend including windstorm insurance as part of your homeowners insurance policy. Windstorm coverage will provide you with financial protection if your home takes on damage due to a tornado, hurricane, tropical storm, or other peril named in your policy.
THE TGS DIFFERENCE: We believe you should be protected for any event, and that includes windstorms. We automatically include windstorm coverage to all of our standard Woodlands homeowners insurance policies with a 2% windstorm/hail deductible. We can simply add or remove windstorm coverage based on your preference- getting windstorm coverage has never been easier!
Insurance Coverage for Flood Damage in The Woodlands
Hurricane Harvey was a devastating event that proved that every homeowner in The Woodlands is vulnerable to flood damage regardless of where you live. In The Woodlands, flood insurance can cost anywhere between $400-2,000 a year depending on where you live. The average TGS Insurance flood insurance policy in The Woodlands can cost around $466 per year. Homeowners in The Woodlands, TX can easily bundle their homeowners insurance with their flood insurance policy for the most protection at the best rate!