Save on Home Insurance in
The Woodlands, TX

Instant Home Insurance Quote

All We Need is Your Address

The Woodlands Homeowners Insurance Made Easy with Fast, Reliable Quotes! 

Comparison Shop Home Insurance in The Woodlands, TX from Multiple A-Rated Carriers in Minutes

As an independent insurance agency, we don’t work for one insurance company, we work for you! When you input your address, we’ll shop our bank of top carriers to find you the best policy at an exceptional rate. 

How Much is Home Insurance in The Woodlands, TX?  

The average cost of homeowners insurance in The Woodlands is about $2,936/year. The average TGS Insurance policy for The Woodlands is $1,098 which means our customers are saving an average of $1,838 per year. In just a few minutes, you could be saving too!

How Much is Flood Insurance in The Woodlands, TX?

The average cost of flood insurance in Texas is $634 per year through the National Flood Insurance Program (NFIP). On average, TGS Insurance customers in The Woodlands pay $466 per year- that’s a total average savings of $168 per year! The average flood insurance policy takes 30 days to go into effect and some policies won’t be written due to storms, so don’t put it off and get your flood insurance policy in The Woodlands, Texas.

What does The Woodlands Home Insurance Cover?

Homeowners insurance in The Woodlands offers peace-of-mind and financial security for any weather-related catastrophe or covered event. Your typical homeowners insurance policy in The Woodlands protects your home, detached structures, and any personal belongings such as furniture, electronics, jewelry, and other valuables. Homeowners insurance will also provide you with financial protection and assistance should your home become unlivable or someone gets injured on your property. 

Additional Coverages for Your Woodlands Home Insurance Policy

It’s recommended for all homeowners in The Woodlands to obtain additional coverage options because the weather in Texas can be unpredictable. Most homeowners insurance policies cover common perils such as explosions, fire, hailstorms, theft, vandalism, and windstorms unless it’s specifically excluded. Most homeowners unfortunately believe flood damage is covered by their homeowners insurance policy and that is untrue. To protect your home against flood damage, you’ll need to purchase a separate flood insurance policy to fill in any gaps in coverage. 

Insurance Coverage for Hail Damage in The Woodlands

The Woodlands has had 26 severe weather warnings within the past 12 months with 4 of those warnings producing hail. Hail can wreak havoc on your home and roof leading to thousands of dollars in costly repairs. And unfortunately, some homeowners insurance policies don’t cover hail damage leaving homeowners vulnerable. 

THE TGS DIFFERENCE: To ensure you are fully covered, we automatically write-in hail protection as part of your standard home insurance policy in The Woodlands, with a 2% hail/windstorm deductible that can be customized for your preference. 

Insurance Coverage for Windstorm Damage in The Woodlands

Homeowners in The Woodlands are not exempt from windy days and stormy weather, so we recommend including windstorm insurance as part of your homeowners insurance policy. Windstorm coverage will provide you with financial protection if your home takes on damage due to a tornado, hurricane, tropical storm, or other peril named in your policy. 

THE TGS DIFFERENCE: We believe you should be protected for any event, and that includes windstorms. We automatically include windstorm coverage to all of our standard Woodlands homeowners insurance policies with a 2% windstorm/hail deductible. We can simply add or remove windstorm coverage based on your preference- getting windstorm coverage has never been easier! 

Insurance Coverage for Flood Damage in The Woodlands

Hurricane Harvey was a devastating event that proved that every homeowner in The Woodlands is vulnerable to flood damage regardless of where you live. In The Woodlands, flood insurance can cost anywhere between $400-2,000 a year depending on where you live. The average TGS Insurance flood insurance policy in The Woodlands can cost around $466 per year. Homeowners in The Woodlands, TX can easily bundle their homeowners insurance with their flood insurance policy for the most protection at the best rate! 

Home Insurance Carriers in The Woodlands, TX

Allstate Logo
Progressive Logo
Safeco Logo
Travelers Logo
AIG Logo
Metlife Logo
Allied Trust Logo
Maison Logo
Lighthouse Logo
Anchor Logo
 State Auto Logo
ASI Logo
The Hartford Logo
Foremost Logo
Empower Logo
TWIA Logo
National Lloyds's Logo
Liberty Specialty Logo

TGS Insurance is The Woodlands' Premier Home Insurance Provider

The Woodlands neighborhood

The Woodlands is a beautiful master-planned community located within Montgomery County and Harris County. It's easy to see why this neighborhood constantly tops the list as one of Houston's most desirable locations because of its beautiful housing community, popular nightlife and entertainment venues, connection to nature, numerous shopping centers and restaurants. TGS Insurance is one of the leading insurance providers in The Woodlands.

The Woodlands neighborhood

TGS Insurance provides home insurance in The Woodlands from dozens of different carriers. The Woodlands customers all want the same thing - the best home insurance policy at the lowest price. As an independent company with thousands of customers, 35+ carriers and amazing customer service, we win business from The Woodlands residents every single day.

Key Home Statistics in The Woodlands

93,847

Total Population in The Woodlands, TX

$356,546

Average Home Value in The Woodlands, TX

$108,635

Median Household Income in The Woodlands, TX

40

Median Age in The Woodlands, TX

Trust TGS Insurance in The Woodlands

Data as of January 24, 2021

14,000

Total
Customers

$3.10B

Total Assets Covered Projected

9,699

Total Homes Insured

5,360

Total Vehicles Insured

Major Neighborhoods in The Woodlands, TX

Image of Sterling Ridge Neighborhood

Sterling Ridge

Sterling Ridge is home to the Gary Player Golf Course. The community offers family-friendly amenities such as playgrounds, parks, and a swimming pool.

Image of Alden Bridge Neighborhood

Alden Bridge

Alden Bridge is nestled off of the North Freeway. The neighborhood contains an abundance of parks, swimming pools and a sports park.

Image of Indian Springs Neighborhood

Indian Springs

Indian Springs is located just south of The Woodlands and is surrounded by nature. Residents in this secluded community have access to Falconwing Park, Forestgate Park and a few other smaller parks.

Image of Creekside Park Neighborhood

Creekside Park

Creekside Park surrounds Lake Paloma. The neighborhood offers a variety of parks, tennis courts, a recreation center and jogging trails.

Image of Carlton Woods Neighborhood

Carlton Woods

Carlton Woods is home to one of the best golf courses in Texas. The community provides high-quality, pristine living that offers tennis courts, a fitness center and a private clubhouse.

Image of Augusta Pines Neighborhood

Augusta Pines

Augusta Pines boasts beautiful views and elegant surroundings. The community has a private golf course, Savannah’s Steak & Seafood and an equestrian center.