Universal City Homeowners Insurance Made Easy with Quick, Accurate Quotes!
What Does Home Insurance In Universal City Cost?
The average cost for home insurance in Universal City is $1,193 among TGS Insurance Agency customers. This average is based on policies with an average home value of $329,465 and includes wind/hail coverage. While every policy is different and dependent on multiple factors, including your home’s value and the type of coverage you get, we have proudly been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!
Average Cost of Home Insurance in Universal City by Home Value
Below is a comparison of the average home insurance quote from TGS Insurance Agency in Universal City, by home value. Home value is one of many factors that influences your home insurance rate. Below, home values are rounded to the nearest $25,000 so $300,000 includes homes in the $275,000 to $325,000 range, etc.
| Home Value | Average Annual Premium (incl. Wind Coverage) |
|---|---|
| $300,000 | $1,144 |
| $350,000 | $1,224 |
| $400,000 | $1,327 |
Common Additional Home Coverages in Universal City, TX
Windstorm/Hail Coverage
Homeowners living in Universal City, Texas understand the threats that wind and hail pose to their homes. TGS Insurance wants homeowners to be protected for whatever comes their way, which is why we automatically add in a 2% wind/hail deductible to every homeowners insurance policy we write. We craft customized home insurance coverage built to protect your individual needs!
Flood Coverage
Your home insurance policy will protect you from many different perils, however, many homeowners are surprised to learn that flooding is not one of them. This can be troubling considering 25% of all flood-related claims come from homes located outside of flood zones with claims averaging around $43,000. TGS Insurance protects our clients by comparing both private and government-issued flood insurance policies to provide the lowest price possible for their coverage. Homeowners in Texas pay an average of $634 per year depending on the location of their home. Our average client spends only $528 per year on their flood insurance policy!
Extra Contents Coverage
Your home insurance policy will protect your possessions against the same perils as your home, but there are policy limits that you need to consider. If you have valuables that exceed these limits and suffer a loss, without additional coverage, you’ll be stuck paying out-of-pocket to restore these losses. Extra contents coverage can help you avoid coverage gaps and protect valuables that exceed your standard home insurance policy’s coverage limits.
The Benefits of Partnering with TGS Insurance for Your Universal City, TX Home Insurance Needs:
- We help homeowners in Universal City, Texas save money every day by comparing more than 35 top-rated insurance carriers. This allows us to find the best coverage for your needs at the lowest price on the market.
- TGS Insurance works hard so that you don’t have to! We make your entire enrollment process easy and will work with your mortgage company to ensure a smooth transition and that your coverage needs are met. We’ll also help with any policy edits that become necessary as well as through your claims process should you ever need to make a claim.
- Year after year, TGS Insurance is here for you and will continue to compare your home insurance coverage with other available options, and in the event your rate increases, your TGS Insurance agent will re-shop your coverage to once again find the lowest rate for your coverage to keep you protected for less.
Zip Codes in Universal City We Cover:
- 78148
Don’t see your zip code? Not a problem! As long as you are located in Texas, we’ve got you covered!
