Save On Home Insurance in Universal City, TX | TGS Insurance Agency

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Universal City, TX

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Homeowners Insurance  »  Texas  »  

Universal City

Universal City Homeowners Insurance Made Easy with Quick, Accurate Quotes!


What Does Home Insurance In Universal City Cost?

The average cost for home insurance in Universal City is $1,193 among TGS Insurance Agency customers.  This average is based on policies with an average home value of $329,465 and includes wind/hail coverage. While every policy is different and dependent on multiple factors, including your home’s value and the type of coverage you get, we have proudly been able to save our Texas customers an average of $870 per year on their home insurance premiums when they switch to us. Finding out how much you can be saving is as easy as providing your address above for an instant quote– really!

Average Cost of Home Insurance in Universal City by Home Value

Below is a comparison of the average home insurance quote from TGS Insurance Agency in Universal City, by home value. Home value is one of many factors that influences your home insurance rate. Below, home values are rounded to the nearest $25,000 so $300,000 includes homes in the $275,000 to $325,000 range, etc.

Home ValueAverage Annual Premium (incl. Wind Coverage)

Common Additional Home Coverages in Universal City, TX


Windstorm/Hail Coverage


Homeowners living in Universal City, Texas understand the threats that wind and hail pose to their homes. TGS Insurance wants homeowners to be protected for whatever comes their way, which is why we automatically add in a 2% wind/hail deductible to every homeowners insurance policy we write. We craft customized home insurance coverage built to protect your individual needs!


Flood Coverage


Your home insurance policy will protect you from many different perils, however, many homeowners are surprised to learn that flooding is not one of them. This can be troubling considering 25% of all flood-related claims come from homes located outside of flood zones with claims averaging around $43,000. TGS Insurance protects our clients by comparing both private and government-issued flood insurance policies to provide the lowest price possible for their coverage. Homeowners in Texas pay an average of $634 per year depending on the location of their home. Our average client spends only $528 per year on their flood insurance policy!


Extra Contents Coverage


Your home insurance policy will protect your possessions against the same perils as your home, but there are policy limits that you need to consider. If you have valuables that exceed these limits and suffer a loss, without additional coverage, you’ll be stuck paying out-of-pocket to restore these losses. Extra contents coverage can help you avoid coverage gaps and protect valuables that exceed your standard home insurance policy’s coverage limits.


The Benefits of Partnering with TGS Insurance for Your Universal City, TX Home Insurance Needs:


  • We help homeowners in Universal City, Texas save money every day by comparing more than 35 top-rated insurance carriers. This allows us to find the best coverage for your needs at the lowest price on the market.


  • TGS Insurance works hard so that you don’t have to! We make your entire enrollment process easy and will work with your mortgage company to ensure a smooth transition and that your coverage needs are met. We’ll also help with any policy edits that become necessary as well as through your claims process should you ever need to make a claim.


  • Year after year, TGS Insurance is here for you and will continue to compare your home insurance coverage with other available options, and in the event your rate increases, your TGS Insurance agent will re-shop your coverage to once again find the lowest rate for your coverage to keep you protected for less.


Zip Codes in Universal City We Cover:

  • 78148

Don’t see your zip code? Not a problem! As long as you are located in Texas, we’ve got you covered!


Home Insurance Carriers in Universal City, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Universal City's Premier Home Insurance Provider

Universal City neighborhood

University City, TX is located in Bexar County and is adjacent to Randolph Air Force Base. Most of the residents in the community are either retired military or active military living off base. Living in University City, TX, offers residents a suburban feel while still being a short drive to the downtown attractions in San Antonio.

Universal City neighborhood

University City residents all want an exceptional homeowners policy at a great rate. At TGS Insurance, we shop your insurance policy with 35+ carriers to find University City homeowners the best policy. As a locally owned agency with thousands of customers, excellent customer service, and extensive knowledge- we win business from University City residents every day.

Key Home Statistics in Universal City


Total Population in Universal City, TX


Average Home Value in Universal City, TX


Median Household Income in Universal City, TX


Median Age in Universal City, TX

Trust TGS Insurance in Universal City

Data as of July 18, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Universal City, TX

Image of Olympia Neighborhood


Olympia is a newly established community that offers a variety of beautiful homes. The neighborhood features a golf course, swimming pool, and walking trails.

Image of Springwood Neighborhood


Springwood is a neighborhood located off of Highway 1604. Near the community is Bluebonnet Field Park and the Alamo City Sportsplex.

Image of Remington Place Neighborhood

Remington Place

Remington Place is a newly built community that features modernized homes. There are several parks and playgrounds nearby that are perfect for families.

Local Home Resources in Universal City, TX

Fire Departments
Universal City Fire Dept2160 Universal City Blvd
Universal City, TX 78148
(210) 659-1250
Police Departments
Universal City Police Dept2150 Universal City Blvd
Universal City, TX 78150