Save On Home Insurance in Webster, TX | TGS Insurance Agency

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Webster, TX

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Homeowners Insurance  »  Texas  »  


TGS Insurance is Your Trusted Home Insurance Partner in Webster, TX


What is the Average Cost of Home Insurance in Webster?

Homeowners insurance in Webster, TX can cost around $1,937 per year. With TGS Insurance, our customers in Webster, TX are paying around $1,602, which means our customers are saving an average of $335 annually!

What Webster, TX Homeowners Insurance Add-Ons Are Available That Will Further Protect You?

Depending on where you live in Texas, there are some additional insurance add-ons that you may want to consider to keep you financially protected from any unforeseen disaster or event.


Webster, TX is near the Texas coast and isn’t immune to natural disasters such as tropical storms, hurricanes, and tornados. Because these events can bring on torrential rain, flood insurance is a great thing to purchase to keep your assets and home fully protected from all the elements. It’s a common misconception that homeowners insurance will protect against flood damage. To stay protected against floods, you should consider a flood insurance policy. The average flood insurance policy in the state of Texas costs around $634 per year but can be higher or lower depending on your home’s location. 


The standard homeowners insurance policy does not cover property damage caused by drain problems or sewer backup issues. At TGS Insurance, we believe all of our clients should be protected against the unexpected, which is why we offer this additional add-on to all homeowners insurance policies for up to $5,000 in damages, with some carriers going as high as $25,000.


Homeowners in Webster, TX know all-too-well the damage that hail and strong winds can wreak on a home. This is why with every TGS Insurance policy we write, we include a 2% wind/hail deductible so you’re completely covered in any weather-related event, without overpaying for protection or obtaining a second policy! 


If you own a swimming pool, boat, trampoline, luxury car, or waterfront property, you may want to consider an umbrella insurance policy. Umbrella insurance adds extra liability coverage for your auto and home insurance policies should you be sued for an amount outside of your liability coverage limits. If you’re found liable for an amount outside of your home or auto policy limits, that means you’re on the hook to pay up. An umbrella policy is peace-of-mind knowing you’ve got extra financial protection from losing everything you own. 


At TGS Insurance, We’ll Find the Right Webster, TX Homeowners Insurance Coverage to Meet Your Needs

Homeowners insurance can be a convoluted subject filled with industry-terms that are sometimes hard to understand. Check out the video below that breaks down everything you need to know about homeowners insurance and how to better read your insurance policy!

Common Webster, TX Home Insurance Questions from Our Clients


Can you do your own repairs in a homeowners claim?

Typically you can elect to do your own repairs, however it can vary by the insurance carrier. Usually, your home insurance company will calculate the cost of repairs to get your home back to its pre-loss state. Depending on the repair, your insurance carrier may opt for a professional to fix or supervise, such as plumbing. However, if it’s something as simple as debris pickup your carrier should let you handle that.


Can you get homeowners insurance with bad credit?

Yes, you can get homeowners insurance with bad credit, however, you may just end up paying a higher premium because you’re deemed “high-risk”. Your insurance rate is partly calculated by your insurance score, which is a metric insurance carriers use to see how much of a risk it is to insure you- and that includes your credit score. So the better your insurance score, the lower the premium and vice versa.


Can you insure a house that is not in your name?

Technically, yes you can insure a house that is not in your name. However, this type of coverage doesn’t offer the full comprehensive protection you would need, and by doing this you’re really just paying for the insurance bill.

Our Agents Are Ready to Help You With Your Webster, TX Homeowners Insurance:

TGS Insurance believes insurance should be easy and affordable, which is why our team of industry-leaders work for YOU and not the insurance carrier. We work with over 35+ A-Rated carriers (Allstate and Progressive to name a few) and shop your policy to find you a winning insurance policy packed with protection at a great rate, every single time. Meet some of our agents already working in your area and see why hundreds of Webster, TX homeowners are using TGS Insurance for all of their insurance needs today! 

Zip Codes in Webster, TX That We Insure:


  • 77354
  • 77355 

Don’t see your zip code listed? Don’t worry, as long as it’s in Texas, we’ve got you covered!

Home Insurance Carriers in Webster, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Webster's Premier Home Insurance Provider

Webster neighborhood

Webster was established in 1879 and is located just between downtown Houston and Galveston in Harris County. Previously known as Gardentown, the growing city thrives in the aerospace and medical industries and is home to almost 11,000 residents. TGS Insurance is one of Webster’s biggest home insurance agencies.

Webster neighborhood

At TGS Insurance, we only work with the best insurance carriers, which is why Webster residents can always expect a great homeowners insurance policy at a low rate. As an independent agency with thousands of customers, 35+ carriers and exceptional customer service, we win business from Webster residents every day.

Key Home Statistics in Webster


Total Population in Webster, TX


Average Home Value in Webster, TX


Median Household Income in Webster, TX


Median Age in Webster, TX

Trust TGS Insurance in Webster

Data as of May 29, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Webster, TX

Image of Edgewater Neighborhood


Edgewater has the perfect blend of living in a private community while still being close to major roadways. Homeowners can easily get to Putt-Putt FunHouse, Johnson Space Center and Rocket Park.

Image of Walnut Place Neighborhood

Walnut Place

Walnut Place is nestled off of NASA Parkway. The neighborhood is near District Theatres, Walnut Park and a variety of local eateries!

Image of Linda Lane Neighborhood

Linda Lane

Linda Lane neighbors HCA Houston Healthcare Clear Lake Hospital. Residents of Linda Lane are close to Texas Avenue Park, Star Cinema Grill and many local restaurants.

Local Home Resources in Webster, TX

Police Departments
Webster City Police Dept217 Pennsylvania St
Webster, TX 77598