Save On Home Insurance in Wylie, TX | TGS Insurance Agency

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Wylie, TX

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Comparison Shop Your Home Insurance Policy in Wylie, Texas from 35+ A-rated Carriers in Seconds! 

Here at TGS Insurance Agency, we take a different approach to insurance than any other agency you’ll find. We are a Texas-born, independent insurance agency that is carrier agnostic, meaning we don’t work for any insurance brand- we work for YOU! With only your address, we can instantly shop your home insurance policy among our bank of 35+ A-rated (or better) carriers to deliver you an accurate, affordable quote. No gimmicks, no BS, just a great policy crafted to fit your coverage needs all for the best rate on the market!


How Much is Home Insurance in Wylie, Texas? 

The average homeowners insurance policy for residents of Wylie, Texas is $3,319 each year. At TGS Insurance, our average customer in Wylie, Texas pays only $1,371 per year, leading to an annual savings of $1,948 compared to the city average!


How is Home Insurance in Wylie, Texas Calculated? 

To determine your home’s insurance premium, your insurance provider will determine how much risk they’ll take on to insure your home and craft your rate based on the level of risk. If there is less risk involved, your rate will be lower, and if there is more risk, you can expect higher premiums. These are some of the main factors insurance carriers assess when crafting your premium: 


Property-Specific Factors: 

  • The square footage of your home (Your home’s size)
  • Your home’s age (Older homes lead to more expensive premiums) 
  • Construction type (The building materials used)
  • Your roof’s age and condition
  • Property add-ons (Swimming pools, trampolines, etc.) 


Location-Specific Factors: 

  • The weather near your home (Tornadoes, hail, hurricanes, wildfires etc.) 
  • The crime rate near your home
  • Your home’s proximity to fire stations and/or hydrants


Additional factors go into creating your premium and not only will carriers consider them while crafting your rates, but each insurance brand has its own way of weighing these risks. Because of this, your home insurance rate will vary among carriers depending on who you shop and compare. Some of the other factors that go into crafting your home insurance premium include how much coverage you enroll in, your claims history (more claims = a higher rate), your credit score (a higher score = a lower rate), your dog breed, etc. Because of all of these factors, homeowners should shop their home insurance policy among multiple carriers or they run the risk of missing out on better coverage options and the savings available to them!


What Does My Home Insurance Policy in Wylie, Texas Cover? 

A basic homeowners insurance policy (HO-3) will protect you against the following: 

  • Your home’s physical structure
  • Personal property such as appliances, clothing, jewelry, technology, etc. (Policy limits do apply) 
  • Replacement costs 
  • Living expenses if your home becomes uninhabitable
  • Liability coverage for legal and medical expenses


Your home insurance protects you and your home from many things in life, however, your policy will come with coverage limits. Depending on your coverage needs, you may find gaps in your protection due to these limits, and using additional coverage via supplemental insurance or add-ons can help you bridge any gaps you may find. Some of the most common policy add-ons for homeowners in Wylie, Texas are: 

  • Scheduled personal property 
  • Valuable Articles/Floater policies (Ex. coverage for collectibles, instruments, jewelry, precious metals, etc. that exceed your policy limits) 
  • Umbrella insurance (Additional liability coverage) 
  • Animal liability
  • Flood insurance (Home insurance does NOT cover flood events) 
  • Water backup protection (Ex. sewer backup/sump pump coverage)


Advantages to Working with TGS Insurance Agency

TGS Insurance doesn’t believe that your home insurance policy needs to break the bank to protect you. Your homeowners insurance coverage is there to protect you, your home, and everything you love against many of the perils life throws your way. You can trust our experts to protect what matters most to you with the right coverage for your needs provided for the lowest price on the market.


Not only do we shop your rate through our bank of 35+ A-rated carriers (Including industry-leading names such as Allstate, Allied Trust, and Nationwide) to find you the best coverage for the lowest price- we also handle everything else. TGS Insurance works for you through the entire homeowners insurance process from the beginning to the end. This includes enrollment, setting up your payment, canceling your existing home insurance policies, and working with your mortgage lender. We are a one-stop shop for everything home insurance. At TGS Insurance, we do it all!


Home insurance isn’t a “buy once and done” type of purchase and TGS Insurance is ready to serve you year after year. When it’s time to renew your policy, we’ll evaluate your coverage and your rate yet again and re-shop your policy all over again to keep you covered with the coverage you need for the lowest price possible year after year. Getting the right home insurance for your needs and staying insured while saving money for years down the road has never been easier than with TGS Insurance. 


See what other Texans have to say about TGS Insurance! We’re rated 4.8 out of 5 stars on TrustPilot and 4.5 out of 5 on Google.


Zip Codes in Wylie, Texas That We Insure: 

  • 75002
  • 75098
  • 75166
  • 75173
  • 75407

Don’t see your zip listed? Not a problem. As long as it’s in Texas, we’ve got you covered with great home insurance!

Home Insurance Carriers in Wylie, TX

Allied Trust logo
Allstate logo
American Modern logo
Amwins logo
Aon Edge logo
Appalachian Underwriters logo
ARI logo
ASI logo
Attune logo
Bankers Insurance Group logo
Bass Underwriters logo
Berkshire Hathaway GUARD logo
Branch logo
Bristol West logo
Burns & Wilcox logo
Centauri logo
Collectibles Insurance Services logo
Commonwealth logo
Elephant logo
Encompass logo
Foremost logo
FrankCrum logo
Gainsco logo
Hallmark logo
Hippo logo
Homeowners of America logo
IAT Flood logo
Infinity a Kemper Company logo
Jewelers Mutual Group logo
Kemper Auto logo
Lemonade logo
Mercury logo
Mission Select logo
National General logo
National Summit logo
Nationwide logo
Neptune Flood logo logo
Progressive logo
Roamly logo
Safeco logo
SafePoint logo
SageSure logo
State Auto logo
Swyfft logo
Texas Mutual logo
Travelers logo
USLI logo
Wellington logo

TGS Insurance is Wylie's Premier Home Insurance Provider

Wylie neighborhood

Wylie, Texas is nestled in between Lake Ray Hubbard and Lavon Lake. Money Magazine ranked Wylie, Texas as the #20th Best Place to Live in the country where the residents “still like to get together for good times.” The community has a lively historic downtown district that features endless retail shopping, unique restaurants, and various festivals.

Wylie neighborhood

At TGS Insurance, we understand that all Wylie, Texas homeowners want the same thing- an exceptional home insurance policy packed with coverage at a great rate. At TGS Insurance, we do just that for Wylie, Texas homeowners by shopping your policy across our bank of 35+ A-rated (or better) carriers to find insurance coverage that's perfectly balanced in protection and value. Through our excellent customer service, extensive industry knowledge, and of course, great home insurance policies, we win business from Wylie, Texas homeowners every day!

Key Home Statistics in Wylie


Total Population in Wylie, TX


Average Home Value in Wylie, TX


Median Household Income in Wylie, TX


Median Age in Wylie, TX

Trust TGS Insurance in Wylie

Data as of May 28, 2024



$10.1 B

Total Assets Covered Projected


Total Homes Insured


Total Vehicles Insured

Major Neighborhoods in Wylie, TX

Image of Braddock Place Neighborhood

Braddock Place

Braddock Place is a serene community with a charming country atmosphere. The neighborhood is a short drive from Lake Ray Hubbard and the Firewheel Town Shopping Center.

Image of Sage Creek Neighborhood

Sage Creek

Sage Creek is a beautiful neighborhood that boasts great amenities such as tennis and volleyball courts, playgrounds, walking paths, a swimming pool, and a splash park.

Image of Dominion of Pleasant Valley Neighborhood

Dominion of Pleasant Valley

Dominion of Pleasant Valley is a master-planned community that has an amenity center with pools, playgrounds, open green space, and walking trails.

Image of Inspiration  Neighborhood


Inspiration is an award-winning master-planned community that offers residents two amenity centers, playgrounds, swimming pools, and an onsite elementary school.

Image of Bozman Farms Neighborhood

Bozman Farms

Bozman Farms is a new master-planned community that features two neighborhood lakes, natural and resort-style amenities, and parks nearby.

Image of Grayhawk Park Neighborhood

Grayhawk Park

Grayhawk Park is conveniently close to shopping, dining, and entertainment and features outdoor amenities that make it a wonderful place to live.

Local Home Resources in Wylie, TX

Fire Departments
City of Wylie Fire Admin801 S Highway 78
Wylie, TX 75098
(972) 442-7970
Police Departments
Wylie Police Dept2000 N Highway 78
Wylie, TX 75098